Defacto

📍 Paris, France🗓 Founded 2021👥 87 employees💰 Last funded Sep 2025
Financial Services
LinkedIn
Short-term financing for SMEs. Automated scoring • Instant credit access: Because managing your working capital shouldnt be a source of stress. €1.5B+ deployed - 20,000+ SMEs financed - 40+ partners: including Qonto, Pennylane, Malt, Société Générale Factoring Regulated by ACPR.
23
Total investors
8
Early stage
15
Mid stage
0
Late stage
2021
Founded

Investors

23 investors
All
Early stage
Mid stage
Late stage
Seed investors· 2
Gauthier Dominicy
Gauthier Dominicy
B2B Tech. Leader | Driving International Growth For SaaS, Platforms & Marketplaces.
Seed Investor
mid stage
6 investments
Jun 2025
Jonathan Userovici
Jonathan Userovici
General Partner at Headline
Seed Investor & Board
early stage
22 investments
Nov 2021
Angel investors· 1
Edouard Gouin
Edouard Gouin
CEO & co-founder @ Convelio
Angel Investor
early stage
13 investments
Jul 2021
Early stage· 6
Patrick Brett
Patrick Brett
Venture Investor: Fintech Lending, PropTech, & Private Credit
Board Member (Observer)
early stage
14 investments
Aug 2023
Stephane Dumont
Stephane Dumont
Investor
early stage
15 investments
Jul 2023
Jérémy Goillot
Jérémy Goillot
Building @Allo, the AI phone system replacing RingCentral for small teams | CEO @The Mobile-First Company | Angel Investor in 40+ startups
early stage
17 investments
Aug 2021
DV
Didier Valet
Former deputy CEO Société Générale - President Xanthe Conseil - Senior Advisor Bain, CVC, Muzinich & BlackFin - Chairman April - Director Barriere - Business Angel
early stage
73 investments
Jul 2021
Benjamin Netter
Benjamin Netter
Founder @ Riot (YC W20)
early stage
13 investments
Jun 2021
Charles Ruelle
Charles Ruelle
Co-Fondateur Sezame - Club deals résidentiels court terme pour CGP & Family Offices | Facilitons l’accès à la propriété 🏡
early stage
2 investments
May 2021
Mid stage· 14
Bruno Oliveira
Bruno Oliveira
Chef de succursale chez Interdiscount / Investisseur via Blast.Club
Investisseur via Blast.Club
mid stage
24 investments
Sep 2025
Caroline LEHAIRE
Caroline LEHAIRE
Service Financier Centre Hospitalier Robert BISSON
Investisseur
mid stage
8 investments
Sep 2025
Eric Frapy
Eric Frapy
Founder @ CENA Consulting | Business Angel (100+ Startups) | Investor @ Y Combinator | Conseil Stratégique & Ingénierie de l’Information
Investisseur
mid stage
22 investments
Jul 2025
Kevin Papot
Kevin Papot
Co-Fondateur KEVALEX Group (Lithothérapie premium · 12M visiteurs/an) · Dirigeant Newp (Agence digitale & IA) · Dirigeant AI Media
mid stage
77 investments
Jun 2025
Raphaël Vassille
Raphaël Vassille
Treasury & Cash Management
mid stage
30 investments
Jun 2025
Frédéric Cichocky
Frédéric Cichocky
J’aide les salariés expérimentés dont l’idée entrepreneuriale les obsède depuis des années à enfin se lancer | Méthode LUCID | Ex-fondateur Exit 2022 | Business Angel (50+ startups)
mid stage
29 investments
Jun 2025
Show all 23 investors ↓
Investor geography5 countries
France
17
United States
2
United Kingdom
2
Switzerland
1
Finland
1
Investor activity2021–2025 · investors recorded per year
2021620232202515
Recent (last 2y)Earlier
Frequently asked questions
Who invested in Defacto?
Defacto has 23 investors on record on gritt.io, including 8 early-stage backers, 15 mid-stage.
When did Defacto last raise funding?
The most recent investment in Defacto recorded on gritt.io was in September 2025.
When was Defacto founded?
Defacto was founded in 2021.
What industry is Defacto in?
Defacto operates in Financial Services. Find similar Financial Services investors on gritt.io.
Where is Defacto based?
Defacto is headquartered in Paris, France.