Patrick Brett

Venture Investor: Fintech Lending, PropTech, & Private Credit

📍 United States🔄 Updated September 2026💼 14 investments📅 3 years investing🗓 Last invested Apr 2025
VC🌍 United States
14
Total investments
2
Early stage
6
Mid stage
5
Late stage
3y
Years active

Portfolio

13 investments · sorted by recency
All investments
Early stage
Mid stage
Late stage
Investor
Apr 2025
CrediLinq is a technology infrastructure company that is enabling B2B platforms to offer embedded finance to their customers.   B2B PayLater for buyers and B2B PayNow for sellers is a huge opportunity to both improve conversion, increase average order volumes and dramatically reduce operational burden. The future of B2B payments and purchasing will very much look like the current consumer level experience – we at CrediLinq.Ai are accelerating that change. Credilinq is helmed by Deep Singh, a passionate banker-turned-entrepreneur. He is a specialist in corporate and commercial finance with a hunger for innovation. He was previously Chief Capital Officer at a US$1.3 billion private credit firm and left behind his corporate career to start Credilinq. He aims to use his 17 years of rich experience in credit to support the growth of SMEs and help asset allocators achieve superior risk-adjusted returns. To find out more about how we can help you facilitate end-to-end SME credit underwriting using our unique AI and machine-learning platform, visit our website at www.credilinq.ai.
Investor
Apr 2025
Tomo is slashing the cost of getting a mortgage with some serious AI and automation muscle. The result? Faster closings, fewer headaches, and a way to make homeownership something everyone can get in on. Wanna know more? Check us out at tomo.com. NMLS #2059741
mid stageReal Estate
Board Member (Observer)
Jan 2025
Vontive builds financial products for real estate investors, delivered through brands they trust. Our no-code, white-label solution empowers any business serving real estate investors to launch its own investment-property mortgage offering in weeks and deliver reliable debt capital to its customers.
Investor
Oct 2024
Finix is a payment processor that makes it easy for software platforms, marketplaces, and individual businesses of all sizes to accept payments and send money while maximizing revenue and reducing costs. Finix is trusted by startups and publicly traded companies alike to build and scale their payments infrastructure. Headquartered in San Francisco, Finix is a privately held company with funding from American Express Ventures, Bain Capital Ventures, Homebrew, Inspired Capital, Lightspeed Venture Partners, Sequoia Capital, Visa, and more.
Investor
Jun 2024
Infrastructure for the future of asset-based lending. Our platform unlocks speed, efficiency and accuracy for borrowers and lenders. Over $50 billion in financed assets are powered by Setpoint’s technology annually across ABS and ABF markets.
Investor
Jun 2024
Flex is a simple app that’s changing the way the world pays and collects rent. Our technology makes the 1st of the month easy for renters and properties. For renters, we pay the rent on the 1st and let you pay it back when it works better for your budget. We help you buy some time (or whatever else you’re eyeing). For properties, we help you collect more and stress less. And we do the previously impossible by turning rent collection into a marketable amenity. WHAT WE STAND FOR •We believe you should be able to choose when you pay your bills. The flexibility of buy-now-pay-later has forever changed the way the world makes purchases. We believe the same flexibility should be available for one of life’s #1 expenses: rent. •We believe in the win-win. We like helping people keep commitments. With our technology, properties get the rent and renters get the time. The future is flexible. •We believe in the end of rent regret. Sharing human spaces used to be easier. But then payment came into the picture and rent regret was born. The worst part of rent regret is that it separates us from each other. We’re committed to solving rent regret forever.
Board Member (Observer)
Mar 2024
Enterprise-grade APIs, connected directly to Wall Street, for building and automating mortgage originations at scale. Backed by Conversion Capital, Fifth Wall, QED, and Peter Thiel.
Board Member (Observer)
Aug 2023
Short-term financing for SMEs. Automated scoring • Instant credit access: Because managing your working capital shouldnt be a source of stress. €1.5B+ deployed - 20,000+ SMEs financed - 40+ partners: including Qonto, Pennylane, Malt, Société Générale Factoring Regulated by ACPR.
Investor
Jan 2023
Roofstock is building the world’s leading single-family real estate investment platform. Our mission is to make ownership and management of single-family real estate radically accessible, cost-effective, and simple. Our platform and portfolio of brands, including Mynd, Stessa, and RentPrep, enable everyone from first-time investors to global asset managers to evaluate, purchase, own, manage and sell residential investment properties with confidence from virtually anywhere in the world. Since our launch in 2015, we’ve surpassed $9B in transaction volume and continue to disrupt the industry, deploying technology and innovation to build a vibrant, data-rich service for real estate investing.
late stageReal Estate
Investor
Jan 2023
We make the best tools for the teams behind consumer brands to grow fearlessly. By combining inventory management, procurement, accounts payable automation, and working capital financing into one powerful platform, we help you streamline operations, optimize cash flow, and focus on growth! Join brands like Rhode, Branch and Lalo who enjoy the only unified solution built for consumer brands that combines software with transparent capital.
Investor
Jan 2023
Ramp is an all-in-one financial operations platform designed to save businesses time and money. Combining corporate cards, expense management, bill payments, accounting automation, procurement, travel, treasury, and more, Ramp empowers finance teams to do their best work. More than 70,000 companies, from family-owned farms to space startups, have saved $10B and 27.5M hours with Ramp since its founding in 2019. Investors include Founders Fund, Thrive Capital, Khosla Ventures, Sequoia, Greylock, Stripe, Goldman Sachs, Coatue, and Redpoint, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart. Ramp has been named to Fast Companys Most Innovative Companies list and LinkedIns Top U.S. Startups for over 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazines 100 Most Influential Companies. Visit our website for a full list of US state licenses & disclosures: https://ramp.com/legal/state-disclosures
Investor
Jan 2023
Kasa is the industry-standard brand and operator of flexible accommodations. Founded in 2016 by professionals who previously drove growth at firms Airbnb, KKR, and Apollo, Kasa combines deep technology and real estate expertise, operating from its New York headquarters. Our company leverages its proprietary tech stack to partner with institutional real estate owners, turning single-family, multifamily, and hotel properties into short-term rentals that cater to modern business and leisure travelers—offering a perfect blend of dependability, comfort, and style. At Kasa, we’re not just changing how people travel; we’re reimagining the potential of real estate assets, turning them into profitable and sustainable investments. Discover how Kasa can elevate your property’s profitability. Visit us at blog.kasa.com to learn more and subscribe to our latest updates.
late stageHospitality
Investor
Jan 2023
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served nearly 20 million customers and lent nearly $4B across 9 countries while achieving solid profitability and growth.
Experience · 16 entries
All (16)
Investments (14)
Founder (1)
Board (4)
2025
Investor
Apr 2025
CrediLinq is a technology infrastructure company that is enabling B2B platforms to offer embedded finance to their customers.   B2B PayLater for buyers and B2B PayNow for sellers is a huge opportunity to both improve conversion, increase average order volumes and dramatically reduce operational burden. The future of B2B payments and purchasing will very much look like the current consumer level experience – we at CrediLinq.Ai are accelerating that change. Credilinq is helmed by Deep Singh, a passionate banker-turned-entrepreneur. He is a specialist in corporate and commercial finance with a hunger for innovation. He was previously Chief Capital Officer at a US$1.3 billion private credit firm and left behind his corporate career to start Credilinq. He aims to use his 17 years of rich experience in credit to support the growth of SMEs and help asset allocators achieve superior risk-adjusted returns. To find out more about how we can help you facilitate end-to-end SME credit underwriting using our unique AI and machine-learning platform, visit our website at www.credilinq.ai.
Investor
Apr 2025
Tomo is slashing the cost of getting a mortgage with some serious AI and automation muscle. The result? Faster closings, fewer headaches, and a way to make homeownership something everyone can get in on. Wanna know more? Check us out at tomo.com. NMLS #2059741
mid stageReal Estate
Board Member (Observer)
Jan 2025
Vontive builds financial products for real estate investors, delivered through brands they trust. Our no-code, white-label solution empowers any business serving real estate investors to launch its own investment-property mortgage offering in weeks and deliver reliable debt capital to its customers.
2024
Investor
Oct 2024
Finix is a payment processor that makes it easy for software platforms, marketplaces, and individual businesses of all sizes to accept payments and send money while maximizing revenue and reducing costs. Finix is trusted by startups and publicly traded companies alike to build and scale their payments infrastructure. Headquartered in San Francisco, Finix is a privately held company with funding from American Express Ventures, Bain Capital Ventures, Homebrew, Inspired Capital, Lightspeed Venture Partners, Sequoia Capital, Visa, and more.
Show all 16 entries ↓
Investment activity
2023–2025 · 14 investments
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