Jari Ala-Ruona

Haloya provides a cloud-based communication infrastructures to Virtual telecom operators. For end-users, we deilver convergent mobile and fixed communications on smartphones, tablets, laptops, PCsand PBX including voice and vido conferencing. For operators we provide a national and international managed service platform built industry-standard and proven Open Source component at a a lower cost but with telco-grade SLAs.

Oxygen is a fellowship of entrepreneurs for transformative, inclusive and sustainable 21st century society. Transformative entrepreneurs, financiers and other actors see beyond economic profit. We are out-of-the-box thinkers, doers and makers. We aspire to create innovations of change for a better society. Broad thinkers and go-getters need enterprises and initiatives financed. Bold impact investors make them a reality. Socio-economic change will favor those helping the world to be a better place.

Aion creates a Trust Score based on alternative data to millions of underbanked people. Our go-to-market is Phones and Loans program, which bring the financiers mass market agent retail opportunity. Our service is based on decentralized financial identity based on Trust Scoring, loan origination, and collection management. Our MVP is live in Nigeria. Our open ecosystem open scales our business. It is open to credit scorers, financiers and telcos.

Haloya provides a cloud-based communication infrastructures to Virtual telecom operators. For end-users, we deilver convergent mobile and fixed communications on smartphones, tablets, laptops, PCsand PBX including voice and vido conferencing. For operators we provide a national and international managed service platform built industry-standard and proven Open Source component at a a lower cost but with telco-grade SLAs.