Maria Pennanen

CEO, Accelerator Frankfurt | Advisory in fintech, cyber & defence tech | Interim COO / Geschäftsführer: industrial operations, €800M P&L | 70+ startups, €100M+ raised | Founder, Mindclip · Authority Shift™

📍 Helsinki, Southern Finland, Finland🔄 Updated September 2026💼 10 investments📅 11 years investing🗓 Last invested Sep 2020𝕏 @upgrade_to_unlock
Operator-angel🌍 Finland
10
Total investments
7
Early stage
0
Mid stage
1
Late stage
11y
Years active

Portfolio

8 investments · sorted by recency
All investments
Early stage
Mid stage
Late stage
Investor
Jul 2017
CollectiveCrunch - AI for Sustainable Forestry and Nature-based Solutions Do you have challenges understanding the inventory and health of your forests? At scale? Are your inventories crude samples that are too inaccurate to drive decisions? Are you at risk of bark beetle outbreaks destroying your forests? These are the things we specialise on, so you can make data driven decisions and can respond to bark beetle outbreaks early. CollectiveCrunch is a firm that ‘collects’ process, climate and geo data to ‘crunch’ these data for deep insight and prediction. 8 of the Top 10 forestry companies in the European Nordics rely on our solution. Leading companies in Spain and Chile use our product to make better decisions. Find out more on www.collectivecrunch.com
Investor
Jun 2016
zinsbaustein.de is a digital platform for investments in real estate. It enables access to investments in crowdfunding for real estate projects, implemented by professional developers. The assets are mostly in the living sector, commerce and nursing. The plattform is licensed within the frameworke of the ECSP regulation.
Investor
Jun 2016
Vane Financial ('Vane') is a financial technology platform offering agile non-dilutive funding solutions to some of the world’s fastest-growing businesses in digital sectors. Driven by deep expertise in both financial services and digital technology, Vane specialises in deploying capital across the digital economy, from advertising technology companies and app developers to e-commerce businesses and online publishers. Vane offers flexible revolving credit facilities including receivables finance, revenue-based finance, and custom-built credit solutions.
Investor
Jan 2016
PAIR Finance is the leading fintech for debt collection and receivables management in Germany. The company is transforming the debt collection industry by making receivables management sustainable, digital, efficient and customer focused. With the help of artificial intelligence, behavioral analytics and data science, PAIR Finance recovers lost revenue from unpaid invoices. More than 350 companies from a wide range of industries are already working successfully with the collection solution for the digital age, including Zalando, Klarna, Home24 and Sixt. The fast-growing company, which was founded in Berlin in 2016, has around 220 experienced employees at its corporate locations in Berlin and Vienna and is led by founder and CEO Stephan Stricker. We are continuously looking for exceptional talents across our organisation. Please check out our career page pairfinance.com/en/careers/.
Investor
Jan 2016
Solaris is Europe’s leading embedded finance platform empowering the future of financial services. We enable businesses to easily offer trusted and innovative financial services to their customers. Through simple APIs that can integrate our banking services directly into any product or service, we combine the best of the worlds of technology and banking.
Investor
Dec 2015
financeAds ist der Experte für Performance basiertes Online Marketing und betreibt das führende und preisgekrönte Premium Affiliate Netzwerk für Banken, Versicherungen & FinTechs. Die eigenen Eventformate „Online Marketing Finance Conference“ (kurz. OMfinCon) und „Affiliate X-Mas Meeting“ haben sich längst zu festen Branchenterminen entwickelt. Mit mehr als 500 aktiven Partnerprogrammen in Europa bietet financeAds seit über 10 Jahren exklusive Partnerschaften und Finanzexpertise.
Investor
Dec 2015
CLARK is one of the largest global InsurTechs. To protect the world of our customers, we built an insurance expert that fits in their pockets to make sure they are fully covered throughout the different stages of their lives. We offer a mobile app where customers can manage their insurance needs in the most convenient way. International investors like Allianz X, Portage, White Star Capital and Yabeo and Tencent support us. Roughly 30 brands are bundled under the umbrella of CLARK, providing a great insurance experience to more than 2 million customers. Our team is composed of more than 700 employees across offices in Frankfurt (headquarter), Berlin, Saarbrücken, Bristol, Amsterdam, Vienna, Paris and Zurich.
early stageInsurance
Investor
Dec 2015
Savedo is the smart new savings alternative: an online financial marketplace that allows savers in Europe to effortlessly invest in safe and high-return term deposits within the EU. The company operates as a platform for the involved banks, handling customer service and providing standardized account documents. Operated by a team of experienced international finance experts and online professionals, Savedo allows customers to easily invest across Europe, without having to travel to the respective European country. The current EU directive for deposit insurance covers up to 100.000 EUR per person per bank. On top of that, Savedo works closely together with its German partner bank, FinTech Group Bank AG, and coordinates all activities with the foreign partner banks and follows the highest safety and quality standards.
Experience · 16 entries
All (16)
Investments (10)
Founder (6)
Board (1)
2020
Board Member
Sep 2020
Arctic Drilling Company Oy Ltd manufactures diamond core drilling machinery and exploration drilling services to the mining industry from the Arctic Circle to the rest of the world. Arctic Drilling Company Oy Ltd, based in Rovaniemi, Finland, supplies its customers with cutting-edge equipment and expertise. In addition to the manufacture of innovative ADC drilling rigs, we provide a wide range of drilling services to our customers. The feedback we receive from the drilling operations we perform on various sites helps us further develop our drilling rigs to improve them even further. These are the principles that have helped us to perform successful drilling campaigns for our customers.
CEO & Founder
Apr 2020
Mindclip® is an app that creates a digital safe space for individuals to grow with and through their team. The Mindclip App enables you to gain holistic awareness of your behaviour and your role within the team. We are starting with fundamental insights into your behaviour style. You will get the results of your perception and be able to compare it with the perception of your peers. Then, your journey begins. Based on the scientific analysis Mindclip suggests diverse micro-habits to improve your behaviour. Your progress is accompanied by self-reflection, ongoing feedback from your peers and further valuable insights. Understanding one's behaviour is the first step to more empathy and, with this, to improve human interaction. So, let's understand each other & grow together 🌱
2017
monetizationAI
Co-Founder and Managing Partner
Nov 2017
Investor
Jul 2017
CollectiveCrunch - AI for Sustainable Forestry and Nature-based Solutions Do you have challenges understanding the inventory and health of your forests? At scale? Are your inventories crude samples that are too inaccurate to drive decisions? Are you at risk of bark beetle outbreaks destroying your forests? These are the things we specialise on, so you can make data driven decisions and can respond to bark beetle outbreaks early. CollectiveCrunch is a firm that ‘collects’ process, climate and geo data to ‘crunch’ these data for deep insight and prediction. 8 of the Top 10 forestry companies in the European Nordics rely on our solution. Leading companies in Spain and Chile use our product to make better decisions. Find out more on www.collectivecrunch.com
2016
Investor
Jun 2016
zinsbaustein.de is a digital platform for investments in real estate. It enables access to investments in crowdfunding for real estate projects, implemented by professional developers. The assets are mostly in the living sector, commerce and nursing. The plattform is licensed within the frameworke of the ECSP regulation.
Show all 16 entries ↓
Investment activity
2015–2020 · 10 investments
20154201642017120201
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