William Ruh

Figg is a leading transaction-based digital advertising platform company with a mission to uncover value in everyday transactions. In July 2022, Figg was acquired by JPMorgan Chase, the largest bank in the U.S. The acquisition affords us the funding of a major bank, where we will continue expanding our team to create a best-in-class commerce platform for consumers and for merchants.

Spire is transforming everyday spend with a convenient payment solution designed to lower transaction processing costs for merchants while enabling them to drive loyalty by providing customer rewards that matter. Spire’s Pay with Spire platform leverages Discover’s network to deliver the first-ever merchant-branded Automated Clearing House (ACH) payment solution at the point of sale with no integration required. Designed for seamless transactions across point-of-sale systems, digital wallets, in-app purchases, and online environments, Pay with Spire reduces merchant processing costs by 50-90% while offering customers a secure, bank-linked payment option. With over 55,000 merchant locations, Pay with Spire uses Discover’s credit rails to eliminate costly fees and back-end integrations for merchants. Meanwhile, consumers enjoy a smooth, familiar payment experience enhanced by credit card-like rewards. With Spire, merchants and customers can unlock everyday spend that rewards.

Empyr is a card-linked online-to-offline (O2O) commerce platform that generates serious revenue for websites and apps while rewarding their users with cash back at local merchants. Websites and apps use Empyr’s API or private-label solution to display offline offers, such as 10% cash back at a local restaurant or retail store. Consumers earn cash back simply by linking any debit or credit card and using it to pay at the store, eliminating the need for coupons or vouchers. The website or app where the consumer linked their card earns revenue from the offline purchase, and the merchant is able to attribute actual sales to a specific website or app. Empyr’s technology is made possible through partnerships with all three major credit card associations including Visa and MasterCard. Each year in the US over $3 trillion in offline commerce is being driven by websites and apps, but most of that is not being tracked or monetized, representing a large untapped opportunity. With Empyr, online to offline is solved.

nCino (NASDAQ: NCNO) is powering a new era in financial services. 🚀 nCino was founded to help financial institutions digitize and reengineer business processes to boost efficiencies and create better banking experiences. With over 1,800 customers worldwide - including community banks, credit unions, independent mortgage banks, and the largest financial entities globally - nCino has developed a trusted platform of best-in-class, intelligent solutions. By integrating artificial intelligence and actionable insights into our platform, nCino is helping financial institutions consolidate legacy systems to enhance strategic decision-making, improve risk management, and elevate customer satisfaction by cohesively bringing together people, AI and data. Working at nCino means you dont have to choose between joining a great culture or building great products - were proof you can do both. Our core values are deeply entrenched in our culture (#LiveTheSix!), and our growth relies on our employees’ abilities to learn new skills, accept new responsibilities, and assume leadership roles on our growing teams. At nCino, we understand that diversity is a large part of what drives our success, and our inclusive environment is a place where all perspectives and experiences are welcome. We believe that supporting our employees is more than encouraging them to add pronouns to their Slack profiles or providing mental health resources (though we do those things, too!). We strive to create a safe space where employees feel they can come to work as their true selves. 💛 By providing our employees with resources to further their knowledge in their roles, we enable nCino to continue powering the next era of financial services.

Figg is a leading transaction-based digital advertising platform company with a mission to uncover value in everyday transactions. In July 2022, Figg was acquired by JPMorgan Chase, the largest bank in the U.S. The acquisition affords us the funding of a major bank, where we will continue expanding our team to create a best-in-class commerce platform for consumers and for merchants.

Spire is transforming everyday spend with a convenient payment solution designed to lower transaction processing costs for merchants while enabling them to drive loyalty by providing customer rewards that matter. Spire’s Pay with Spire platform leverages Discover’s network to deliver the first-ever merchant-branded Automated Clearing House (ACH) payment solution at the point of sale with no integration required. Designed for seamless transactions across point-of-sale systems, digital wallets, in-app purchases, and online environments, Pay with Spire reduces merchant processing costs by 50-90% while offering customers a secure, bank-linked payment option. With over 55,000 merchant locations, Pay with Spire uses Discover’s credit rails to eliminate costly fees and back-end integrations for merchants. Meanwhile, consumers enjoy a smooth, familiar payment experience enhanced by credit card-like rewards. With Spire, merchants and customers can unlock everyday spend that rewards.

Empyr is a card-linked online-to-offline (O2O) commerce platform that generates serious revenue for websites and apps while rewarding their users with cash back at local merchants. Websites and apps use Empyr’s API or private-label solution to display offline offers, such as 10% cash back at a local restaurant or retail store. Consumers earn cash back simply by linking any debit or credit card and using it to pay at the store, eliminating the need for coupons or vouchers. The website or app where the consumer linked their card earns revenue from the offline purchase, and the merchant is able to attribute actual sales to a specific website or app. Empyr’s technology is made possible through partnerships with all three major credit card associations including Visa and MasterCard. Each year in the US over $3 trillion in offline commerce is being driven by websites and apps, but most of that is not being tracked or monetized, representing a large untapped opportunity. With Empyr, online to offline is solved.