Wale Ayeni

Sardine is the leading agentic risk platform to fight financial crime. Our integrated suite of fraud and AML solutions unifies data across risk teams to detect fraud in real-time and streamline AML operations. Companies including FIS, GoDaddy, Deel, Checkout, and Brex rely on Sardine to secure and grow trust in their products. Learn more at sardine.ai.

Building the worlds first programmable bank

Nomba (formerly Kudi), provides access to everyday tools that simplify payments and drive business growth.

Paymob is the leading financial services enabler in the MENA-P region. Our mission is to fuel SME growth by offering a payments infrastructure that delivers the most innovative digital payments solutions to businesses of all sizes. Our omnichannel financial technology platform enables merchants to accept online and offline payments, make payments, manage their finances and grow their businesses all in one place. We offer the most comprehensive suite of online and in store payments . We power millions of transactions for some of the biggest names in our region like Foodics, IKEA, Uber and Chalhoub Group in addition to thousands of SMEs. We serve the financial technology needs of over 250,000 merchants in the markets we operate and employ 1,000 team members with offices in Egypt, KSA, the UAE and Oman. Founded in 2015, Paymob was the first fintech company to receive the Central Bank of Egypt’s (CBE) Payments Facilitator license in 2018. We launched operations in Pakistan in 2021 and in the UAE in 2022. Paymob received Saudi Payments PTSP certification in May 2023 enabling us to launch operations in KSA. In December 2023 Paymob became the first international fintech company to receive Oman’s PSP license.

Brimore is a social commerce platform, that enables the local manufacturers to overcome the Go-to-Market challenges and grow on a national scale through a powerful commercial arm of ’Individuals’. This network sells and recommends the products in their surrounding circles either to other individuals or to their small trade shops in their streets via all possible channels (OmniChannel)

Ponto Software, Inc. is a software technology company innovating in web3, building products that bridge fiat and web3 worlds. Bridge Trust, a wholly-owned subsidiary of Ponto, is a state-chartered trust company regulated by the Nevada Financial Institutions Division. In addition to meeting the requirements of a qualified custodian, Bridge Trust offers its clients seamless access to DeFi, OTC swaps, and support for more than 1,100 digital assets. Together, Ponto and Bridge Trust offer a secure platform for businesses and consumers to safely custody and manage their digital assets, without compromising on the flexibility of web3.

Were making Africa the first cashless continent. In 2017, nearly 60% of adults in sub-Saharan Africa had no bank account. Thats for good reason—the fees are too high, the closest branch can be miles away, and nobody takes cards. Without access to financial institutions, people are forced to keep their savings under the mattress. Small business owners rely on lenders who charge extortionate rates. Parents spend hours waiting in line to pay school fees in cash. Were solving this by building financial services that just work: no account fees, instantly available, and accepted everywhere. In places where electricity, water and roads dont always work, you can still send money with Wave. In November 2017, we launched a mobile app in Senegal for cash deposit, withdrawal, and peer-to-peer and business payments. In 2019, we expanded to Cote DIvoire. Now, we have millions of users and are growing fast. Our goal is to drive financial inclusion and make Africa the first cashless continent.

At Bolt, were building a future where people don’t need to own personal cars to move around safely and conveniently. A future where people have the freedom to use transport on demand, choosing whatever vehicles best for each occasion — be it a car, scooter, or e-bike. Were helping over 200 million customers move around in more than 600 cities globally while also supporting more than 4.5 million drivers and couriers to earn a living. The best bit? Were only just getting started. Read more at bolt.eu

We’re building the go-to financial app for the Global South - enabling our customers to spend, save, send, and grow their wealth, all in one place. Moving countries shouldn’t mean losing access to fair and affordable financial services, yet millions still face barriers to sending money, saving securely, or accessing credit when it matters most. That’s why our app brings together international transfers, multi-currency accounts, savings, and financial tools designed for life wherever you call home. With over 2 million customers globally, we empower people to support their families, build financial stability, and stay connected from anywhere in the world. For support enquiries, please contact support@lemfi.com

B2B solutions, made for local merchants! MaxAB is the fastest-growing B2B business in the retail industry in Egypt. Established in 2018 as an E-commerce platform allowing local underserved merchants and mom-and-pop shops in Egypt and Morocco to grow, increase their revenues, and enhance their own quality of life. MaxAB strives to empower retailers who want to maximize their revenues. In addition to its e-commerce services, MaxAB introduced MaxAB Payments in 2021. MaxAB Payments is a fintech service that enables local merchants to accept payments for various services that their end customers may require. This feature allows retailers to offer a more comprehensive shopping experience to their customers by facilitating secure and convenient payment transactions. Driven by our merchant-obsessed mindset and our sense of social responsibility, we are working our way to achieving sustainable development goals while creating a socially responsible business that makes the world a better place where everyone can be included.

Kobo360, is a privately owned, pan-african technology company disrupting and leading African third-party logistics industry. Through an all-in-one robust platform that instantly connects cargo owners to trucks and drivers, Kobo uses big data and agile technology to reduce friction and scale efficiency in the African logistics ecosystem. The company has designed effective solutions for the challenges in the logistics space by connecting asset owners in the industry with the MSMEs that need their services. Kobo is also preparing to enter the agro-trading space by developing a marketplace that connects farmers with buyers all over the world. The marketplace will effectively eliminate the high cost of middlemen for smallholder farmers and significantly increase their profits.

Twiga is on our way to being Africa’s largest grocer. We’re using a mobile-based, cashless, business-to-business (B2B) supply platform to access distribution into the millions of small and medium size vendors in African urban markets. This allows us to drastically lower their daily costs of goods by exploiting latent value in broken, informal, value-chains and wholesale providers. Nairobi alone has at least 18,000 small and medium size vendors buying $55 a day in stock, our goal is to be their single source of supply. In the coming years will be expanding our platform to five African markets.

IFC, a member of the World Bank Group, is the largest global development institution focused exclusively on the private sector in developing countries. We utilize and leverage our products and services—as well as products and services of other institutions in the World Bank Group—to provide development solutions customized to meet clients’ needs. We apply our financial resources, technical expertise, global experience, and innovative thinking to help our partners overcome financial, operational, and political challenges. Clients view IFC as a provider and mobilizer of scarce capital, knowledge, and long-term partnerships that can help address critical constraints in areas such as finance, infrastructure, employee skills, and the regulatory environment. IFC is also a leading mobilizer of third-party resources for its projects. Our willingness to engage in difficult environments and our leadership in crowding-in private finance enable us to extend our footprint and have a development impact well beyond our direct resources. For more information, visit www.ifc.org. https://youtube.com/shorts/UWDx7dWuPgg?feature=share

PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served nearly 20 million customers and lent nearly $4B across 9 countries while achieving solid profitability and growth.

Sardine is the leading agentic risk platform to fight financial crime. Our integrated suite of fraud and AML solutions unifies data across risk teams to detect fraud in real-time and streamline AML operations. Companies including FIS, GoDaddy, Deel, Checkout, and Brex rely on Sardine to secure and grow trust in their products. Learn more at sardine.ai.

Building the worlds first programmable bank

Nomba (formerly Kudi), provides access to everyday tools that simplify payments and drive business growth.

Helios is an Africa-focused private investment firm led by a predominantly African team, managing funds totalling $3.0 billion. Bridging international capital and know-how to African talent and enterprise, Helios has built a record that spans creating start-ups to providing expanding companies with growth capital and expertise, building African market leaders in core economic sectors. Through our private equity and private credit businesses, Helios is a provider of capital across the capital structure, and its portfolio companies operate in more than 30 countries in all regions of the continent. The firm’s unique combination of deep knowledge of the African operating environment, a singular commitment to the continent and a proven capability to manage complexity, is reflected in its position as a partner of choice. The firm’s diverse investor base includes sovereign wealth funds, corporate and public pension funds, endowments and foundations, funds of funds, family offices and development finance institutions across the US, Europe, Asia and Africa.

Paymob is the leading financial services enabler in the MENA-P region. Our mission is to fuel SME growth by offering a payments infrastructure that delivers the most innovative digital payments solutions to businesses of all sizes. Our omnichannel financial technology platform enables merchants to accept online and offline payments, make payments, manage their finances and grow their businesses all in one place. We offer the most comprehensive suite of online and in store payments . We power millions of transactions for some of the biggest names in our region like Foodics, IKEA, Uber and Chalhoub Group in addition to thousands of SMEs. We serve the financial technology needs of over 250,000 merchants in the markets we operate and employ 1,000 team members with offices in Egypt, KSA, the UAE and Oman. Founded in 2015, Paymob was the first fintech company to receive the Central Bank of Egypt’s (CBE) Payments Facilitator license in 2018. We launched operations in Pakistan in 2021 and in the UAE in 2022. Paymob received Saudi Payments PTSP certification in May 2023 enabling us to launch operations in KSA. In December 2023 Paymob became the first international fintech company to receive Oman’s PSP license.