Vijay Sondhi

Developing secure semiconductor solutions for mass-market and enterprise applications of blockchain and digital asset technologies. The first and only hardware wallet with 100% EAL6+ assured silicon and attestated private keys. Manufacturing smart banknotes for wide adoption since 2017. Working with Samsung Electronics, NXP, Visa, United Microelectronics, Kudelski Security, Applus+, and many other industry leaders to advance the field of secure decentralized solutions together.

Token.io is the leading Pay by Bank infrastructure provider. Powering major Pay by Bank schemes in the UK and Europe, Token.io’s turnkey infrastructure makes it simple for banks, platforms and payment companies to grow revenue, reduce costs and expand to new markets with Pay by Bank. The first and most experienced provider to own and operate a Pay by Bank network, Token.io is a driving force for innovation as the single access point connecting businesses to the future of payments. Token.io combines unmatched domain expertise with the most flexible integration options to accelerate partners time to success. Best‑in‑class technology, unrivalled acceptance, industry‑leading conversion rates, and a uniquely collaborative partnership and distribution model make Token.io the market benchmark, as recognised by independent analysts. Partnering with three of Europe’s five largest financial institutions, Token.io is the leading Pay by Bank infrastructure provider for banks, and proudly powers a blue‑chip payments community that includes Mastercard, ACI Worldwide, Global Payments, Nuvei, and Paysafe. 🏆 Best Open Banking / A2A Payment Solution - Merchant Payment Ecosystem Awards, 2026 🌟 High Flier in Open Banking Solutions - CB Insights, 2026 🌟 #3 provider globally - Juniper Research Global A2A Payments Market Report 2025-2030 🏆 Best Open Banking Payment Project - Consumer - Open Banking Expo Awards 2025 🏆 Best A2A Payments Platform 2025 - Juniper Research Future Digital Awards 2025 🏆 Best Open Finance System: Leveraging Open Banking for A2A Payments - Banking Tech Awards 2024 🏆 Best Use of Open Banking for Payments - Merchant Payment Ecosystem Awards 2024

NMI is a leading global payment enablement platform, processing more than $180 billion in payments annually. We enable payments for over 3,200 partners and over 260,000 merchants around the world and across the entire commerce ecosystem: online, in-app, mobile, in-store, unattended and whatever’s next. We’re constantly innovating in order to power the next era of payments, building in the latest technology so ISVs, ISOs, banks and fintech innovators can focus on what they do best. NMI has offices in the US and UK and serves global customers. For more information, please visit nmi.com or email hello@nmi.com.

Developing secure semiconductor solutions for mass-market and enterprise applications of blockchain and digital asset technologies. The first and only hardware wallet with 100% EAL6+ assured silicon and attestated private keys. Manufacturing smart banknotes for wide adoption since 2017. Working with Samsung Electronics, NXP, Visa, United Microelectronics, Kudelski Security, Applus+, and many other industry leaders to advance the field of secure decentralized solutions together.

Token.io is the leading Pay by Bank infrastructure provider. Powering major Pay by Bank schemes in the UK and Europe, Token.io’s turnkey infrastructure makes it simple for banks, platforms and payment companies to grow revenue, reduce costs and expand to new markets with Pay by Bank. The first and most experienced provider to own and operate a Pay by Bank network, Token.io is a driving force for innovation as the single access point connecting businesses to the future of payments. Token.io combines unmatched domain expertise with the most flexible integration options to accelerate partners time to success. Best‑in‑class technology, unrivalled acceptance, industry‑leading conversion rates, and a uniquely collaborative partnership and distribution model make Token.io the market benchmark, as recognised by independent analysts. Partnering with three of Europe’s five largest financial institutions, Token.io is the leading Pay by Bank infrastructure provider for banks, and proudly powers a blue‑chip payments community that includes Mastercard, ACI Worldwide, Global Payments, Nuvei, and Paysafe. 🏆 Best Open Banking / A2A Payment Solution - Merchant Payment Ecosystem Awards, 2026 🌟 High Flier in Open Banking Solutions - CB Insights, 2026 🌟 #3 provider globally - Juniper Research Global A2A Payments Market Report 2025-2030 🏆 Best Open Banking Payment Project - Consumer - Open Banking Expo Awards 2025 🏆 Best A2A Payments Platform 2025 - Juniper Research Future Digital Awards 2025 🏆 Best Open Finance System: Leveraging Open Banking for A2A Payments - Banking Tech Awards 2024 🏆 Best Use of Open Banking for Payments - Merchant Payment Ecosystem Awards 2024

NMI is a leading global payment enablement platform, processing more than $180 billion in payments annually. We enable payments for over 3,200 partners and over 260,000 merchants around the world and across the entire commerce ecosystem: online, in-app, mobile, in-store, unattended and whatever’s next. We’re constantly innovating in order to power the next era of payments, building in the latest technology so ISVs, ISOs, banks and fintech innovators can focus on what they do best. NMI has offices in the US and UK and serves global customers. For more information, please visit nmi.com or email hello@nmi.com.