Vik Kapoor Cfa

PayBright, an Affirm company, is one of Canada's leading providers of installment payment plans for e-commerce and in-store purchases. Through partnerships with over 10,000 domestic and international retailers, PayBright allows Canadian consumers to buy now and pay later in a quick and easy experience. PayBright is fully integrated with leading retail partners including Apple, The Bay, Wayfair, Endy, and Browns. PayBright's installment plans range from 4 biweekly payments for smaller purchases up to 60 months for larger purchases, with interest rates as low as 0%. Headquartered in Toronto, PayBright has provided Canadians with over $3 billion in spending power since inception. For more information visit www.paybright.com.

Finitive is the leading data-driven private credit marketplace. Our tech-enabled platform provides institutional investors with direct access to private credit transactions. Institutional investors can access a multi-trillion-dollar market of private credit opportunities across multiple asset classes and structures, including specialty finance, online lending, marketplace lending, and private credit funds. Borrowers gain efficient access to capital via a global network of investors who are actively allocating to private credit. Securities offered through Finalis Securities LLC Member FINRA / SIPC. Finitive and Finalis Securities LLC are separate, unaffiliated entities.

PayBright, an Affirm company, is one of Canada's leading providers of installment payment plans for e-commerce and in-store purchases. Through partnerships with over 10,000 domestic and international retailers, PayBright allows Canadian consumers to buy now and pay later in a quick and easy experience. PayBright is fully integrated with leading retail partners including Apple, The Bay, Wayfair, Endy, and Browns. PayBright's installment plans range from 4 biweekly payments for smaller purchases up to 60 months for larger purchases, with interest rates as low as 0%. Headquartered in Toronto, PayBright has provided Canadians with over $3 billion in spending power since inception. For more information visit www.paybright.com.