Cafer Tosun

At the Connected Living e.V. Innovation Center, more than 65 member companies and organizations e.g. Telekom Innovation Laboratories, SAP SE, Vattenfall Europe Innovation GmbH, Versicherungskammer, Innogy SE, Conrad Electronic SE, Vorwerk work together to develop innovative, intuitive and intelligent solutions for the Smart Home. In the last years members of the Innovation Center jointly developed leading edge Smart Home products and solutions, an interoperable IT platform for numerous IoT use cases as well as structures for growing the emerging market. Currently the Center is also assisting its membership with „CL 2.0“; the launch of their solutions and in building up partnerships to win the markets with customer-centric products and service bundles.

Davidson & W Technology Growth Fund provides debt financing to mid-late stage tech companies in Europe and across the globe. Growth Debt is a form of hybrid capital, featuring both debt and equity components, customized for young and growing tech companies. Our typical borrowers are mid-late stage tech companies with €10-100M annual revenues, cash-flow positive or close to break-even. We would like you to use the loan to grow the business, expand to new markets, hire talent and increase shareholder value. Solid management team and ability to pay back the loan out of cash-flow are essential. Your accounts receivable, inventory and/or IP rights can serve as collateral. WHAT IS THE LOAN USUALLY USED FOR? A Growth Debt loan facility is significantly more flexible compared to standard lending terms from commercial lenders, such as banks. It is generally secured against the company’s assets and can be highly customized to the borrower’s individual needs, the cash-flow projections, growth milestones and working capital needs. OUR SOLUTION Growth Debt enhances the company’s cash buffer, helps leverage the equity capital and increases the return on equity.

At the Connected Living e.V. Innovation Center, more than 65 member companies and organizations e.g. Telekom Innovation Laboratories, SAP SE, Vattenfall Europe Innovation GmbH, Versicherungskammer, Innogy SE, Conrad Electronic SE, Vorwerk work together to develop innovative, intuitive and intelligent solutions for the Smart Home. In the last years members of the Innovation Center jointly developed leading edge Smart Home products and solutions, an interoperable IT platform for numerous IoT use cases as well as structures for growing the emerging market. Currently the Center is also assisting its membership with „CL 2.0“; the launch of their solutions and in building up partnerships to win the markets with customer-centric products and service bundles.

SAP is a global leader in enterprise applications and business AI. We help organizations run mission-critical operations across finance, procurement, supply chain, human resources, and customer experience, moving from systems that record work to systems that can help execute it. Our goal is to be the #1 Business AI company, powering the Autonomous Enterprise. The Autonomous Enterprise brings together enterprise applications, trusted business data, and AI assistants and agents that can reason, recommend, and act within business processes with governance, accuracy, and compliance built in. • Joule serves as the engagement layer across SAP systems and beyond, connecting data, workflows, and agents. • SAP Autonomous Suite brings Joule Work, AI agents and assistants, data, and applications together to execute end-to-end business processes across finance, supply chain management, spend management, human capital management, and customer experience. • SAP Business AI Platform brings together AI, data, process context, and governance, so organizations can build, integrate, scale, and run AI. • SAP also offers 25+ Industry AI editions embedded in sector-specific processes and compliance requirements across pharma, automotive, consumer goods, energy, and more. • RISE with SAP and SAP GROW help organizations move to the cloud and benefit from AI at their own pace. Our partners amplify SAP’s value through solution innovation, deep product expertise, world-class services, and more. We’re committed to meaningful, respectful conversations. To maintain a positive environment, we moderate comments that target individuals, contain discriminatory, harassing, or threatening content, share personal information without consent, or promote misinformation, spam, or third-party links. We support open dialogue and constructive feedback but may remove content that violates these guidelines without notice. For moderation questions, DM us or contact brandsocial@sap.com.