Tiago Lopes

Santander Corporate & Investment Banking (SCIB) is Santander’s global division that supports corporate and institutional clients, offering tailored services and value-added wholesale products suited to their complexity and sophistication. SCIB’s aim is to be the best bank for its clients in Latin American and Europe, with solid business hubs in the US and Asia. Banco Santander is a leading retail and commercial bank, founded in 1857 and headquartered in Spain. It has a meaningful market share in 10 core markets in Europe and the Americas, and is the largest bank in the euro zone by market capitalization. At the end of June 2018, Banco Santander had EUR 981 billion in customer funds (deposits and mutual funds), 140 million customers, 13,500 branches and 200,000 employees. Banco Santander made attributable profit of EUR 3,752 million in the first half of 2018, an increase of 4% compared to the same period last year

Banco Finantia is a global and independent bank with more than 30 years of experience, which favors the balance between profitability and financial soundness, and is specialised in two areas: - Private Banking, focused on the private customer - Corporate & Investment Banking, focused on companies/institutions In Private Banking, Banco Finantia aims to grow the financial assets of its private clients through specialized advice. The Bank's financial products and services include Term Deposits, Investment Funds, Securities Brokerage, and Portfolio Management. In Corporate & Investment Banking, Banco Finantia operates in three segments: - Corporate Banking: several aspects of fundraising like syndicated loans, guarantees, specialized financing,commercial paper, shares and bonds. - Financial Advisory: consultancy for mergers and acquisitions, privatisations, valuations, restructuring, business plans, funding and project finance. - Capital Markets: specialised financing and identification of unique investment and liquidity opportunities for institutional/corporate clients, with emphasis on fixed income securities – origination, sale, distribution and market making of Eurobonds, commercial paper and bonds. Over the last three decades, Banco Finantia has shown a strong adaptability: - Internationalization, being present today in the USA, the UK, Spain and Malta. - Receiving several awards, in particular, the awards given by International Banker and Euromoney: Best Investment and Private Bank in Portugal, Best Securities Firm in Portugal, Best Smaller Bank in Western Europe and Best Smaller Investment Bank in the World. - Always presenting positive results: Recently distinguished from among the 23 largest banks operating in the Iberian Peninsula, as the one with the highest ratios of financial soundness and ROA, according to the 2021 Ranking "Top 1000 World Banks".