Thibaud Renoult

The AFPDB (French association of the structured and listed retail investment products) represents the interests of the main issuers of structured products that distributed in France. Their product range includes both exchange traded securitised derivative products, such as warrants, turbos and certificates, and structured products (e.g. EMTN) distributed through public offering or private placements. The main goals of the association are: o Promoting and contributing to the development of this industry on the French and European markets; o Representing and advocating for the industry’s interests, notably with the public authorities and regulators, the regulated markets and other trading venues and the other industry associations, as the AMAFI; o Promoting the use of common industry standards, notably as regards product typology, in cooperation with other European associations; o Collecting, producing and keeping up-to-date statistics and studies on the French structured product market. The AFPDB members commit to comply with the AFPDB Code of conduct and to implement the product to polity as laid out by the EUSIPA (European Structured Investment Products Association) to which the AFPDB is affiliated. The AFPDB Legal and Regulatory Committee actively contributes to the marketplace reflections on work-streams concerning the showing and distribution of structured products. Industry workshops involving both manufacturers and distributors are periodically organized by the AFPDB. They contribute actively to industry proposals in areas such as the implementation of the main regulations, the investor education programs, the disclosure and communication of key product information to, respectively, distributors and final clients.

We support you over time, during expansion phases and their more challenging periods alike. By providing a full range of solutions suited to your needs, we play a facilitating role to help you realise your ambitions and leverage your potential. This is why we intend to develop an authentic advisory relationship for all of your financial issues, specifically risk anticipation and management. Our model is based on both bankers who have a very detailed knowledge of their clients and the sectors in which they are active, as well as a broad cross-asset view of the bank’s various products and experts who bring sophisticated technical skill to their work. This client coverage model, though not in itself unique to Societe Generale, finds a better home there because of the bank’s ability to pool expertise in order to provide bespoke solutions to your needs. As a key pillar of the Societe Generale Group’s universal banking model, SG CIB supports the economy by playing a key intermediary role, offering broad market access to issuers and smart investment solutions to investors. The service we bring to our corporate and financial institutions clients revolves around three main activities - investment banking, financing and markets - and our global franchises of equity derivatives and natural resources. For our clients we stand out because we are a trusted advisor with a worldwide leading engineering expertise and a quality product suite.

Commerzbank is the leading bank for the German Mittelstand and a strong partner for around 24,000 corporate client groups. In addition, it supports private and small-business customers in Germany with more than €400 billion assets under management. The Bank’s two Business Segments – Private and Small-Business Customers and Corporate Clients – offer a comprehensive portfolio of financial services. Commerzbank transacts approximately 30% of Germany’s foreign trade and is present internationally in more than 40 countries in the corporate clients’ business. The Bank focusses on the German Mittelstand, large corporates, and institutional clients. As part of its international business, Commerzbank supports clients with a business relationship to Germany, Austria, or Switzerland and companies operating in selected future-oriented industries. In the Private and Small-Business Customers segment, the Bank is at the side of its customers with its brands Commerzbank and comdirect: online and mobile, in the advisory centre, and personally in its branches. Its Polish subsidiary mBank S.A. is an innovative digital bank that serves approximately 5.7 million private and corporate customers, predominantly in Poland, as well as in the Czech Republic and Slovakia.