Stefan Klestil

Founded in 2021 with the vision of making financial access a right, ABHI is a neobank of the future that promotes financial inclusivity across emerging markets. What began with Earned Wage Access (EWA), empowering employees to access their earned salaries instantly, has evolved into a comprehensive suite of finance solutions, including Payroll Processing, Payroll Financing, and SME Financing. In just four years, ABHI has grown from addressing a critical gap in Pakistan’s financial accessibility to partnering with over 5,000 companies and empowering the lives of 1,000,000 people across the region. The company has expanded into the UAE, KSA, and most recently, Oman through a partnership with Daud Group of Companies, a milestone that further strengthens ABHI’s mission to make financial wellness inclusive and accessible across the MENAP region. Further solidifying its impact on Pakistan’s financial sector, ABHI, in partnership with TPL, has acquired FINCA Microfinance Bank. This acquisition marks a transformative step towards expanding microfinance services and deepening financial inclusion in the country. ABHI’s impact and innovation have earned global recognition, including being named the first fintech in the MENAP region to receive the World Economic Forum’s Technology Pioneer 2023 Award, as well as accolades from Hub71 and Endeavor. It has also been listed among the Future 100 companies in the UAE and has recently been selected for Mastercard’s Start Path Small Business program. In 2025, ABHI marked another historic milestone as the first fintech from Pakistan invited to participate in Davos. From Pakistan to the Gulf, ABHI continues to lead the embedded finance revolution, driving economic growth, enabling financial independence, and creating lasting social impact for millions. Get in touch with us: 🌎 https://abhi.co/ 🇵🇰 https://abhi.com.pk/ 🇦🇪 https://abhi.ae/ 🇸🇦 https://abhi.sa/ 🇴🇲 https://abhi.om/

Khazna is a leading financial Super App that offers easy-to-use, technology-driven financial services to Egypt’s underserved segments. Khazna’s services include salary and pension advances, the Khazna prepaid card, and bill payments. The company’s vision is to provide formal financial services to people who lack access and to digitize cash transactions across Egypt & soon in KSA. Khazna is led by a management team boasting decades of cumulative experience in technology, banking and financial services.

Moove is a global mobility company building the operating layer for autonomous mobility. Headquartered in the UAE and founded in 2020 by Ladi Delano and Jide Odunsi, Moove finances, owns and operates productive mobility assets for leading mobility platforms across manned and autonomous transportation. Moove operates across 13 countries and 29 cities, with approximately 42,000 vehicles and more than 3,300 employees worldwide. The company recently closed a $250million Series C round scaled rapidly to an ARR of $420m within 5 years of launch.

Unlocking the full potential of ambitious businesses worldwide with $5k-$20m of purpose-built working capital. Todays fast-growing businesses need a capital provider that keeps pace with their ambitions. Traditional financing options are slow, cumbersome, and often out of reach. Thats why we built Wayflyer. Our unique technology can assess your growth potential to deliver tailored financing options in minutes, not months. Since launching in April 2020, weve deployed over $6 billion to 6,000+ businesses globally, backed by leading investors like QED, Left Lane Capital and DST Global. Were a fast-growing, venture-backed startup with big ambitions. From our offices in Dublin, London, Berlin, New York, Charlotte and Sydney, were serving consumer brands, retail outlets, software companies, service providers and beyond.

We have received reports of scammers posting fraudulent jobs openings or contacting job-seekers with fake job offers. At Lummo, we follow a merit-based employee hiring process and do not charge/accept any amount of money or security deposit from job seekers. Please be vigilant against these types of recruitment fraud. For further information please reach out to contact@lummoshop.com __________ We empower entrepreneurs and brands in SEA to accelerate their growth and to serve their customers by giving them the best technology and partner solutions. Lummo exists for entrepreneurs filled with motivation and a zeal to grow. We help these growth oriented entrepreneurs unlock their full potential through our D2C SaaS solutions. Through our solutions which are personalized and made for SEA, we shine the spotlight on entrepreneurs and brands, enabling them to discover all possibilities to grow their business.

+Simple is an insurance Robo-Broker for freelancers, small and medium businesses. Answer 5-10 questions, and our technology generates a tailor-made and competitive insurance package for your business (typically including 5-10 products in one single policy). You can sign and pay it within minutes on a seamless e-commerce interface. And we manage your claims, too. +Simple was founded in 2015 by three French entrepreneurs: Eric Mignot (Chairman), Anthony Jouannau (CEO) and Salah Hamida (Deputy CEO and CTO). They have raised over €11m with leading European funds Idinvest and Anthemis. For more information, and partnerships, contact emignot@plussimple.com

Primer is the unified infrastructure for global payments. We give finance and payments teams the visibility and control to reduce complexity, improve performance, and capture more revenue, all from a single platform. Backed by Sofina, Peak XV Partners, ICONIQ, Tencent, Accel, and Balderton, were building the payments layer that the worlds best companies rely on.

Bitpanda is on a mission to reinvent the world of finance and bring investing closer to everyone, everywhere. Today’s financial ecosystem is complex, exclusive and expensive, and we’re here to change this as the #1 investment platform in Europe and beyond. Our platform is rooted in the belief that investing should be safe, easy and accessible to all. With Bitpanda, everyone has the freedom and flexibility to invest in what they believe in — commission-free stocks, cryptocurrencies or even precious metals — starting from as little as $1. Our story started in 2014 with our founders, Eric Demuth, Paul Klanschek, and Christian Trummer. Since then, we’ve grown to a powerful and diverse team of over 550 people who represent more than 50 nationalities. Headquartered in Vienna, we’re proud to be Austria’s first unicorn and one of the fastest-growing fintechs in Europe. Our innovative technology serves over 5 million users and operates across multiple hub locations. Our products are built by fast-moving, talented, “roll-up-your-sleeves-and-make-it-happen” kind of people. If you’re someone who thinks big, moves fast and wants to make an impact right from day one, then get ready to join our industry-changing team.

ShopUp is Bangladeshs leading full-stack B2B commerce platform for small businesses (online and offline). We provide easy access to B2B sourcing, last-mile logistics, digital credit and business management solutions to small businesses. Why should one work for ShopUp? Simply, to be a part of a positive force that brings change to the economy of Bangladesh. Small businesses have always been the back bone of our economy, and when we facilitate their growth, not only do we help the micro entrepreneurs, but we ourselves grow leaps and bounds. Our backers at Flourish ventures, Omidyar Network, Sequoia Capital think the same! At ShopUp we dream big, grow fast, work smart, and at the same time change thousands of lives for the better!

Luko is one of the insurtech leader in France making home insurance simple and transparent. With Luko, you get insured in 2 minutes, you really understand what you pay for and can manage your contract and claim directly from your app. A seamless experience without the headaches: no paper, no engagement, no hidden cost!

We are developing modular POS and payment solutions for small and medium-sized businesses. Numerous functions such as an intuitive POS system, customer and inventory management, intelligent evaluations and mobile payments help companies fully leverage their economic potential. The solution was designed for platform-independent use and thus works on any end device (smartphone, tablet, PC). Whether for retail, gastronomy or services - the system is flexibly structured and tailored to different industries. Founded in 2015 in Vienna, we serve already more than 10,000 customers in Germany and Austria. Our team of 100 members across Europe are developing ready2order into a central platform for all financial areas of small and medium-sized enterprises and acquiring thousands of customers in the subsequent growth phases to become the top financial aggregator for small and medium-sized enterprises in Europe.

Open is Asia’s first neobanking platform for SMEs and startups. We are on a mission to deliver a truly seamless business banking experience and make managing finances a breeze. Powered by partner banks, Open offers a business account that let’s small business owners collect payments, auto-reconcile them, and make seamless payouts. We don’t stop with just that - we also offer additional tools designed exclusively for businesses, such as an integrated payment gateway, automated accounting and expense management. Open has been revolutionizing the way SMEs and startups bank since 2017 and we currently serve more than 15,00,000 SMEs and process US $24 Billion in transactions annually. The platform onboards 50,000 new SMEs and startups every month. We are growing at an incredible pace and are on the lookout for new and exciting talent to join the Open tribe.

Tide helps SMEs save time (and money) in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions from invoicing to accounting. Tide is transforming the small business banking market with over 1.6 million globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data-driven decisions to help SMEs save both time and money. Tide facts: > Tide is available for UK, Indian, German and French SMEs > Over 1.6 million members: 800,000 UK and 800,000 in India and growing rapidly > Over $200 million raised in funding > Over 2500 Tideans globally - we’re diversity champions! > We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram and New Delhi, India

FairMoney is building the leading mobile bank for emerging markets. Our goal is to rebuild Africas money story by offering Tier 1 digital financial services to merchants and consumers alike. In our key market; Nigeria, FairMoney is currently the Most downloaded fintech app in Nigeria with over 10 million downloads and the #1 digital bank in Nigeria. FairMoney offers a range of digital financial products including, near-instant digital loans 24/7, investment products, savings, payments, and cards directly via its mobile app. We give 10,000 loans daily (one every 8 seconds!) in Nigeria and India, and have banking operations in Nigeria, with over 6 million users. Were backed by international investors and have raised a total of $89.9M in funding, to support our development. FairMoney is unique thanks to its international exposure (with offices on 3 continents) and its impact-driven mission: we bring financial inclusion to underbanked people in emerging markets! We are a team of close to 600 people, and for most of the positions, its possible to join FairMoney remotely or in one of our offices: in Paris, Bangalore, Lagos, and Riga. We value candidates who embrace our company values: • Growth Mindset – We believe in the power of a Growth Mindset, not fixed or static. • Big Plans, Bigger Ambitions - We make big plans, and have even Bigger Ambitions. We are here to build massive scale and drive the fintech revolution across Africa. • Talent has no passport - We believe that Talent Has No Passport. While opportunity may not be evenly distributed across the world, talent is. • Start with the Client – We Empathize with our users to optimize our impact. Many of us don’t live where our customers do - we must go in-depth to understand their pain points. Discover our other values during your discussions with the team. https://apply.workable.com/fairmoney/?lng=en

Billie is the leading provider of Buy Now, Pay Later (BNPL) payment methods for businesses, offering B2B companies innovative digital payment services. Founded in Berlin, the FinTech enables companies to pay and get paid on their own terms simply and easily through modern checkout solutions. Based on proprietary, machine-learning-enabled risk models, fully digitized processes and a highly scalable tech platform, Billie offers freedom to big and small businesses alike through fast liquidity, automated workflows and access to modern payment solutions. Billie was founded in 2016 by the former founders of Zencap (exit to Funding Circle). The startup is based in Berlin and employs over 180 people from over 45 countries. Investors include Dawn Capital, Tencent, Creandum, Picus and SpeedInvest, among others. Billie Privacy Policy: https://www.billie.io/en/privacy-policy

Founded in 2021 with the vision of making financial access a right, ABHI is a neobank of the future that promotes financial inclusivity across emerging markets. What began with Earned Wage Access (EWA), empowering employees to access their earned salaries instantly, has evolved into a comprehensive suite of finance solutions, including Payroll Processing, Payroll Financing, and SME Financing. In just four years, ABHI has grown from addressing a critical gap in Pakistan’s financial accessibility to partnering with over 5,000 companies and empowering the lives of 1,000,000 people across the region. The company has expanded into the UAE, KSA, and most recently, Oman through a partnership with Daud Group of Companies, a milestone that further strengthens ABHI’s mission to make financial wellness inclusive and accessible across the MENAP region. Further solidifying its impact on Pakistan’s financial sector, ABHI, in partnership with TPL, has acquired FINCA Microfinance Bank. This acquisition marks a transformative step towards expanding microfinance services and deepening financial inclusion in the country. ABHI’s impact and innovation have earned global recognition, including being named the first fintech in the MENAP region to receive the World Economic Forum’s Technology Pioneer 2023 Award, as well as accolades from Hub71 and Endeavor. It has also been listed among the Future 100 companies in the UAE and has recently been selected for Mastercard’s Start Path Small Business program. In 2025, ABHI marked another historic milestone as the first fintech from Pakistan invited to participate in Davos. From Pakistan to the Gulf, ABHI continues to lead the embedded finance revolution, driving economic growth, enabling financial independence, and creating lasting social impact for millions. Get in touch with us: 🌎 https://abhi.co/ 🇵🇰 https://abhi.com.pk/ 🇦🇪 https://abhi.ae/ 🇸🇦 https://abhi.sa/ 🇴🇲 https://abhi.om/

Khazna is a leading financial Super App that offers easy-to-use, technology-driven financial services to Egypt’s underserved segments. Khazna’s services include salary and pension advances, the Khazna prepaid card, and bill payments. The company’s vision is to provide formal financial services to people who lack access and to digitize cash transactions across Egypt & soon in KSA. Khazna is led by a management team boasting decades of cumulative experience in technology, banking and financial services.

Moove is a global mobility company building the operating layer for autonomous mobility. Headquartered in the UAE and founded in 2020 by Ladi Delano and Jide Odunsi, Moove finances, owns and operates productive mobility assets for leading mobility platforms across manned and autonomous transportation. Moove operates across 13 countries and 29 cities, with approximately 42,000 vehicles and more than 3,300 employees worldwide. The company recently closed a $250million Series C round scaled rapidly to an ARR of $420m within 5 years of launch.

Unlocking the full potential of ambitious businesses worldwide with $5k-$20m of purpose-built working capital. Todays fast-growing businesses need a capital provider that keeps pace with their ambitions. Traditional financing options are slow, cumbersome, and often out of reach. Thats why we built Wayflyer. Our unique technology can assess your growth potential to deliver tailored financing options in minutes, not months. Since launching in April 2020, weve deployed over $6 billion to 6,000+ businesses globally, backed by leading investors like QED, Left Lane Capital and DST Global. Were a fast-growing, venture-backed startup with big ambitions. From our offices in Dublin, London, Berlin, New York, Charlotte and Sydney, were serving consumer brands, retail outlets, software companies, service providers and beyond.

We have received reports of scammers posting fraudulent jobs openings or contacting job-seekers with fake job offers. At Lummo, we follow a merit-based employee hiring process and do not charge/accept any amount of money or security deposit from job seekers. Please be vigilant against these types of recruitment fraud. For further information please reach out to contact@lummoshop.com __________ We empower entrepreneurs and brands in SEA to accelerate their growth and to serve their customers by giving them the best technology and partner solutions. Lummo exists for entrepreneurs filled with motivation and a zeal to grow. We help these growth oriented entrepreneurs unlock their full potential through our D2C SaaS solutions. Through our solutions which are personalized and made for SEA, we shine the spotlight on entrepreneurs and brands, enabling them to discover all possibilities to grow their business.