Sohil Shah

Loan Frame is India’s #1 supply chain finance platform - enabling highly innovative working capital products for small businesses who are distributors, dealers, retailers and vendors of large and mid-size corporates. By leveraging cutting-edge technology, world-class processes, and deep Indian small business credit experience, Loan Frame empowers corporates and their value chain of small businesses with capital through its wide multi-lender network of leading banks and NBFCs. Corporates and small businesses benefit from Loan Frame’s digitized, comprehensive and competitive lender network that offers access to fast, affordable, flexible and optimum working capital solutions across sectors, geographies and customer profiles. Loan Frame is a fast-paced, tech-first company with a passionate team of bankers, engineers, data experts, and fintech innovators united by one cause – making SME credit fast, flexible, and accessible. Loan Frame has been awarded the highly prestigious Financial Express Best Banks Award in Fintech. Loan Frame is well funded and backed by leading global private equity and venture capital investors who have funded and built some of the most iconic companies in the world.

Zype is a credit-led financial well-being & lifestyle app for millennials. Our goal is to make their aspirational lifestyles affordable while helping them make responsible financial decisions. We are a team of people with necessary experience and skills to build a successful company, backed by a marquee Private Equity firm and have an accomplished Board of Directors with vast experience in Banking & Financial Services. At Zype, we believe in a culture of ownership so that you feel more empowered to do great work while the organisation takes your career growth & aspirations very seriously.

Ayekart (Formerly Ayekart Fintech) is a one-stop solution for Indias agri-food ecosystem, functioning as a technology-driven, vertically integrated network that aggregates farmers and FPOs on our sourcing platform, transforms raw commodities through strategic processing partnerships, and delivers products via a rapidly expanding FMCG distribution and retail network. We provide end-to-end supply chain services, quality assurance, logistics, payment settlement, and traceability to connect suppliers with brands, manufacturers, and last-mile retailers. By combining capacity-building initiatives and proprietary tech, Ayekart is addressing the inefficiencies in Indias fragmented agriculture and food ecosystem.

THE EVOLUTION OF SEJAYA MICROCREDIT LTD. With the advent of Janasaviya Trust Fund in late 1980s, many NGOs started providing micro finance services to the rural poor. Many of these players provided micro finance with other capacity building initiatives such as Business Development, Health & Sanitation etc., which were aimed at enhancing the living standards of the poor. However, the first decade of this century saw many commercialized microfinance providers venturing in to microfinance with the massive funds they have accumulated. The commercialization of microfinance has created many issues in the marketplace such as over indebtedness and erosion of the credit culture of the country. When the concept of Sejaya Micro Credit was born in 2014 November, the microfinance in Sri Lanka was dominated by the commercialized microfinance providers. The founders of Sejaya, had other ideas about microfinance. Having worked with rural women for over a decade, the founders have a dream to create an organization that would live up to the true spirit of classical microfinance which is entirely a social enterprise focused on the wellbeing of low-income women of the country. They founded Sejaya with this intention to establish a different brand of microfinance with the ultimate aim of alleviating poverty. Sejaya’s goal is to create social capital, enhance living standards and reduce poverty of low-income households by providing inclusive financial services coupled with social responsibility. It envisages a Win-Win-Win situation for the Clients, Staff & the Investors.

Ananya Finance for Inclusive Growth Pvt. Ltd. (Ananya) is an NBFC set up by Friends of Women’s World Banking – India (FWWB) in 2009, with the objective of reaching out to a large section of microfinance institutions (MFIs) and grass root entities. Ananya is among the most responsible NBFCs in India with the urge and commitment to serve socially motivated double bottom-line enterprises. Ananya started operations by taking over FWWB’s Wholesale Microfinance Institution lending portfolio in April, 2010. The NBFC has come a long way, facing the Andhra Pradesh Microfinance crisis in its year of birth, in 2010, surviving the financially challenging 4 years that followed the crisis and started to turn around in the year 2015 when it registered full year net profits. The company has been steadily regaining its momentum since FY 2015-16 and achieved the important milestone of its portfolio crossing Rs.100 Crore during the previous FY 2017-18. The company ended the financial year in March, 2018 with a loan portfolio of Rs.152 Crore. Ananya has a robust lending portfolio today diversified across Microfinance and Agribusiness segments. In the MFI space, Ananya has, in the past, served a good majority of the now-large-sized MFIs and SFBs, including Bandhan, Janalakshmi, Ujjivan and Suryoday. Currently, Ananya’s Microfinance portfolio is well diversified across large, mid-sized and small-sized MFI partners. In Agribusiness, Ananya has had a repeat customer base of over 50%. On the borrowing side, Ananya has built a funder base well diversified across banks, financial institutions, and NBFCs. Despite being a for-profit organization, Ananya, at the core, continues to remain impact-focused. Ananya intends to lift those, who are deprived from the sufficient economic resources and environment necessary to be a part of the growth of the economy, and holistically improve their living standards. Ananya aims to do this by playing the sector-building role in the sectors aforementioned.

Loan Frame is India’s #1 supply chain finance platform - enabling highly innovative working capital products for small businesses who are distributors, dealers, retailers and vendors of large and mid-size corporates. By leveraging cutting-edge technology, world-class processes, and deep Indian small business credit experience, Loan Frame empowers corporates and their value chain of small businesses with capital through its wide multi-lender network of leading banks and NBFCs. Corporates and small businesses benefit from Loan Frame’s digitized, comprehensive and competitive lender network that offers access to fast, affordable, flexible and optimum working capital solutions across sectors, geographies and customer profiles. Loan Frame is a fast-paced, tech-first company with a passionate team of bankers, engineers, data experts, and fintech innovators united by one cause – making SME credit fast, flexible, and accessible. Loan Frame has been awarded the highly prestigious Financial Express Best Banks Award in Fintech. Loan Frame is well funded and backed by leading global private equity and venture capital investors who have funded and built some of the most iconic companies in the world.

Zype is a credit-led financial well-being & lifestyle app for millennials. Our goal is to make their aspirational lifestyles affordable while helping them make responsible financial decisions. We are a team of people with necessary experience and skills to build a successful company, backed by a marquee Private Equity firm and have an accomplished Board of Directors with vast experience in Banking & Financial Services. At Zype, we believe in a culture of ownership so that you feel more empowered to do great work while the organisation takes your career growth & aspirations very seriously.

Ayekart (Formerly Ayekart Fintech) is a one-stop solution for Indias agri-food ecosystem, functioning as a technology-driven, vertically integrated network that aggregates farmers and FPOs on our sourcing platform, transforms raw commodities through strategic processing partnerships, and delivers products via a rapidly expanding FMCG distribution and retail network. We provide end-to-end supply chain services, quality assurance, logistics, payment settlement, and traceability to connect suppliers with brands, manufacturers, and last-mile retailers. By combining capacity-building initiatives and proprietary tech, Ayekart is addressing the inefficiencies in Indias fragmented agriculture and food ecosystem.

UNLEASH Capital Partners is a Japanese venture capital firm focused on early-stage fintech and financial services in India, with a strong emphasis on driving financial inclusion. Backed entirely by Japanese capital, including leading Japanese banks and corporates, UNLEASH is uniquely positioned to bridge the gap between Japanese capital and Indias evolving financial ecosystem. The firm’s inaugural fund, valued at USD 35 million, typically makes initial investments ranging from USD 300K to USD 2 million. Vision: Enable a world where everyone can determine their future. Mission: Maximise opportunity and resilience for everyone through extending financial inclusion.