Selma Ribica

GP @First Circle Capital, Fintech veteran, Angel in Qonto, Expensya, Board Director, former M-Pesa

📍 United Kingdom, United Kingdom🔄 Updated September 2026💼 14 investments📅 10 years investing🗓 Last invested Jan 2025
VC🌍 United Kingdom
14
Total investments
8
Early stage
4
Mid stage
1
Late stage
10y
Years active

Portfolio

13 investments · sorted by recency
All investments
Early stage
Mid stage
Late stage
NED and Investor
Jan 2025
Opareta is on a mission to ensure the last mile is never the last priority. Agents are the primary gateway to financial services for low-income and marginalized communities, yet they remain structurally under-resourced, liquidity-constrained, and invisible to lenders. Opareta fixes this. Our platform digitizes agent operations and connects agents to working capital (float), giving banks, MFIs, and MNOs the visibility and tools to expand financial access at scale. When agents thrive, the communities they serve do too.
NED and Investor
May 2024
We break Financial barriers for Migrants and their underbanked Families at home.
Investor and Board Member
Mar 2022
Kashier is a payments platform built to empower and simplify your business by providing you with simple and efficient tools to make it easier to run your business. Kashier is a product of Elements Financial Technologies. Elements Financial Technologies was founded in 2017 with the vision of its founders to build innovative technology products to bridge the gap between financial services and their intended consumers. We are building the financial infrastructure of the future,combining innovation and technological capabilities,creating the perfect mix to build products that reshape finance.
Investor
Dec 2020
Thndr is a digital investment platform that is designed to simplify investing. Thndr facilitates access to the right tools and resources that can empower investors with the means to achieve financial freedom.
Investor
Sep 2020
Valify offers service providers tools that enable them to digitally identify their customers, verify official documents remotely, and extract information from valid data sources – without compromising integrity and security
Investor
Mar 2020
Bamboo is an investment platform that gives Africans the tools to build wealth from the ground up through real-time access to the global markets
Investor
Feb 2020
Compliance Made Simple. Youverify provides simple compliance automation software(s) for businesses to mitigate fraud and comply with AML laws.
Board Member
Jul 2019
liwwa lends to small businesses in Jordan and Egypt. We also own and operate liwwa.com - a marketplace for SME loans where investors can purchase loan receivables.
Investor and Advisory Board Member
May 2019
Ilara Health is a leading medical products and solutions company that equips healthcare professionals to achieve the best patient, clinical and economic outcomes. We distribute low-cost, modern-tech powered diagnostic devices directly to primary care doctors in peri-urban and rural clinics, where the availability of common diagnostics is very poor. Our proprietary software integrates all the devices that we distribute and enables the doctor to provide effective patient management.
Investor
Apr 2019
Dash is building an accessible, modern, and unified alternative payment network for African consumers. Dash users can send/spend & receive money (regardless of currency), pay for goods/services (online or offline), save, and invest, all in a single app.
Investor
Nov 2018
Expensya is the service to automate and treat companies spent from end-to-end: Budget setting, Validation, Payment and Accounting integration. With more than 200 employees in 4 countries, Expensya is used by more than 6,000 companies worldwide with more than 700,000 users.
Investor
Sep 2016
Qonto is the finance solution that creates the freedom for SMEs to succeed in business, and beyond. A few figures about Qonto: - Alexandre Prot and Steve Anavi launched Qonto in July 2017 - Qonto’s international team is growing fast and we are actively hiring! - Hundreds of thousands of customers in Europe are already using Qonto - €622m raised with VCs and business angels including Valar, Alven, the European Investment Bank, Tencent, DST Global, Tiger Global, TCV, Alkeon, Eurazeo, KKR, Insight Partners, Exor Seeds and Gaingels. Legal Notice: 🇪🇺 https://legal.qonto.com/en 🇫🇷 https://legal.qonto.com/fr 🇩🇪 https://qonto.com/de/imprint 🇪🇸 https://legal.qonto.com/es 🇮🇹 https://legal.qonto.com/it 🇳🇱 https://legal.qonto.com/nl 🇧🇪 https://legal.qonto.com/be 🇵🇹 https://legal.qonto.com/pt 🇦🇹 https://legal.qonto.com/at
Investor
Jun 2016
Our mission is to make healthcare more accessible and affordable. Tabeo offers payments and online patient experience tools for medical professionals. We work with 5,000+ specialists and are the #1 finance provider for private healthcare in the UK.
Experience · 24 entries
All (24)
Investments (14)
Founder (5)
Board (3)
2025
NED and Investor
Jan 2025
Opareta is on a mission to ensure the last mile is never the last priority. Agents are the primary gateway to financial services for low-income and marginalized communities, yet they remain structurally under-resourced, liquidity-constrained, and invisible to lenders. Opareta fixes this. Our platform digitizes agent operations and connects agents to working capital (float), giving banks, MFIs, and MNOs the visibility and tools to expand financial access at scale. When agents thrive, the communities they serve do too.
2024
NED and Investor
May 2024
We break Financial barriers for Migrants and their underbanked Families at home.
2022
Investor and Board Member
Mar 2022
Kashier is a payments platform built to empower and simplify your business by providing you with simple and efficient tools to make it easier to run your business. Kashier is a product of Elements Financial Technologies. Elements Financial Technologies was founded in 2017 with the vision of its founders to build innovative technology products to bridge the gap between financial services and their intended consumers. We are building the financial infrastructure of the future,combining innovation and technological capabilities,creating the perfect mix to build products that reshape finance.
2021
Board Member
Dec 2021
Abler Nordic's vision is the empowerment of low income people in developing countries and creation of jobs and wealth on a sustainable basis. Our mission is investing in and supporting institutions providing financial inclusion to low-income people in developing countries.
Co-Founder & Managing Partner
Oct 2021
SEEDING THE NEXT FINTECH GENERATION IN AFRICA. We invest in founders building a more inclusive future in Africa with tech. Seed VC fund and a global community. Founders first circle.
Show all 24 entries ↓
Investment activity
2016–2025 · 14 investments
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