Seif Karam

Fluency is a market leading enterprise software company. Headquartered in London with other offices in New York, US and Dublin, Ireland. Fluency offers advanced cybersecurity solutions for banking systems, alongside seamless wholesale and retail interoperability between traditional banking and multi-CBDC networks. It also enables secure hybrid offline payments by intermediaries without the need for manufacturing new mobile phones or SIM cards. Fluency yields active central bank and governments engagements. They are appointed to the world’s key CBDCs and payment systems projects innovating world’s most traded currencies - GBP, EUR & USD advising the European Central Bank, Bank of England and US-Fed Reserve.

For hospitality operators who need to grow, Vita Mojo is the industry expert that uncovers challenges and supports ambitions through our unique blend of service excellence, flexible solution and tailored consultancy. Our approach is rooted in real-world restaurant experience and refined at leading hospitality brands, including Subway, YO!, LEON and GAILs.

Fluency is a market leading enterprise software company. Headquartered in London with other offices in New York, US and Dublin, Ireland. Fluency offers advanced cybersecurity solutions for banking systems, alongside seamless wholesale and retail interoperability between traditional banking and multi-CBDC networks. It also enables secure hybrid offline payments by intermediaries without the need for manufacturing new mobile phones or SIM cards. Fluency yields active central bank and governments engagements. They are appointed to the world’s key CBDCs and payment systems projects innovating world’s most traded currencies - GBP, EUR & USD advising the European Central Bank, Bank of England and US-Fed Reserve.

SpaceX designs, manufactures and launches the world’s most advanced rockets and spacecraft. The company was founded in 2002 by Elon Musk to revolutionize space transportation, with the ultimate goal of making life multiplanetary. SpaceX has gained worldwide attention for a series of historic milestones. It is the only private company ever to return a spacecraft from low-Earth orbit, which it first accomplished in December 2010. The company made history again in May 2012 when its Dragon spacecraft attached to the International Space Station, exchanged cargo payloads, and returned safely to Earth — a technically challenging feat previously accomplished only by governments. Since then Dragon has delivered cargo to and from the space station multiple times, providing regular cargo resupply missions for NASA. For more information, visit www.spacex.com.

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For hospitality operators who need to grow, Vita Mojo is the industry expert that uncovers challenges and supports ambitions through our unique blend of service excellence, flexible solution and tailored consultancy. Our approach is rooted in real-world restaurant experience and refined at leading hospitality brands, including Subway, YO!, LEON and GAILs.

We aspire to be the world’s most exceptional financial institution, united by our shared values of partnership, client service, integrity, and excellence. Operating at the center of capital markets, we act as one firm, mobilizing our people, capital, and ideas to deliver superior results across our clients’ most complex challenges. For 157 years, Goldman Sachs has delivered world-class execution on a global scale across our leading Global Banking & Markets and Asset & Wealth Management businesses. Apprenticeship is central to our culture, with hands-on coaching and access to leaders who bring decades of experience and expertise. With office locations around the world, we offer a broad range of career opportunities to those who insist on excellence and thrive on performance. Find our Social Media Disclosures here: gs.com/social-media-disclosures