Santosh Radhakrishnan

Founded in 2017 by start-up entrepreneurs Adrien Roose, Karim Slaoui and Tanguy Goretti, Cowboy is headquartered in Brussels, Belgium. The world’s most connected electric bike for urban riders continues to transform the bike and mobility industries — from point of sale to point of service. Its mission is to build a better bike, create a better self and leave a better world. In 2022 Cowboy became the first e-bike maker to achieve B-corp status. Cowboy now has customers in more than 2,500 towns and cities across Europe and the US. Cowboy is the winner of the Eurobike 2017, the Red Dot Bicycle Design Award 2018, the Red Dot Best of the Best award for product design in 2019 and 2021, one of TIME Magazines "Best Inventions" of 2022, and the Wallpaper*Smart Space Award for Most Revolutionary Personal Transport in 2023.

YouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce and payments platforms such as Amazon, eBay, Shopify, Dojo, Mollie, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLends AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. To find out more about how we create value for our partners and their customers, visit www.youlend.com or get in touch with a member of our team at partnership@youlend.com

Banking Circle S.A. is a public limited liability company (Société Anonyme) and a credit institution (e.g., a bank) headquartered in Luxembourg and regulated by the Commission de Surveillance du Secteur Financier (CSSF) as its home regulator. Banking Circle S.A. has branches in Denmark, Norway, Sweden, Germany, and the UK, and subsidiaries in Liechtenstein, Singapore, and Australia. As a fully licensed bank, Banking Circle S.A. combines pioneering technology and the established central bank clearing system to provide ultra high-speed access to global, multi-currency instant payment schemes. Banking Circle S.A. enables payments companies and banks of any scale to seize opportunities in the new economy—quickly, at low cost. Through bespoke, flexible, scalable, and future-proof solutions, Banking Circle S.A. is enabling financial institutions to help their customers transact across borders in innovative ways.

Founded in 2017 by start-up entrepreneurs Adrien Roose, Karim Slaoui and Tanguy Goretti, Cowboy is headquartered in Brussels, Belgium. The world’s most connected electric bike for urban riders continues to transform the bike and mobility industries — from point of sale to point of service. Its mission is to build a better bike, create a better self and leave a better world. In 2022 Cowboy became the first e-bike maker to achieve B-corp status. Cowboy now has customers in more than 2,500 towns and cities across Europe and the US. Cowboy is the winner of the Eurobike 2017, the Red Dot Bicycle Design Award 2018, the Red Dot Best of the Best award for product design in 2019 and 2021, one of TIME Magazines "Best Inventions" of 2022, and the Wallpaper*Smart Space Award for Most Revolutionary Personal Transport in 2023.

Kolibri creates software for realtors; Kolibri CRM and Housenet. Kolibri CRM is the most open CRM software for realtors, Housenet the top ranking website platform on Google. With a team of enthusiasts we create, sell and support our products that make realtors happy.

YouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce and payments platforms such as Amazon, eBay, Shopify, Dojo, Mollie, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLends AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. To find out more about how we create value for our partners and their customers, visit www.youlend.com or get in touch with a member of our team at partnership@youlend.com

Banking Circle S.A. is a public limited liability company (Société Anonyme) and a credit institution (e.g., a bank) headquartered in Luxembourg and regulated by the Commission de Surveillance du Secteur Financier (CSSF) as its home regulator. Banking Circle S.A. has branches in Denmark, Norway, Sweden, Germany, and the UK, and subsidiaries in Liechtenstein, Singapore, and Australia. As a fully licensed bank, Banking Circle S.A. combines pioneering technology and the established central bank clearing system to provide ultra high-speed access to global, multi-currency instant payment schemes. Banking Circle S.A. enables payments companies and banks of any scale to seize opportunities in the new economy—quickly, at low cost. Through bespoke, flexible, scalable, and future-proof solutions, Banking Circle S.A. is enabling financial institutions to help their customers transact across borders in innovative ways.