Romain Dufourcq

Embat is a European fintech company with a presence in Spain, the UK, and Germany, empowering finance teams in medium and large businesses to manage their entire treasury comprehensively and in real time. Our mission: To enable finance teams to maximise the potential and strategic growth of their businesses. We provide a seamless implementation process and innovative cloud technology that allows you to: • Centralise all collections, payments, and treasury management processes. • Gain complete visibility into cash positions, liquidity, and debt. • Automatically monitor cash flow forecasts. • Automate accounts receivable, accounts payable, and bank reconciliations using AI powered by Google Clouds advanced generative AI. These capabilities result in up to a 75% reduction in the time finance teams spend on these tasks, along with significant cost savings. Embat: by financial experts, for financial experts.

Abacum is the leading AI-native FP&A platform to drive business performance. Get instant access to all your critical operational and financial KPIs in one place. With a single click, automate management reporting, forecast revenue, plan headcount, budget OPEX, and run multiple scenarios. As the most scalable FP&A solution for mid-market companies, Abacum perfectly balances flexibility with ease of use. Our powerful, intuitive multi-dimensional modeling engine and collaborative workflows make business partnering seamless. Abacum serves fast-growing companies and industry leaders, including Strava, Dish Networks, JG Wentworth, BetterUp, Factorial, Kajabi, Abridge, Aiven, and more.

Founded in 2020, Flowdesk is a regulated, full-service digital asset trading and technology firm that specializes in market making, OTC, and treasury management services. With offices globally, we have engineered a trading infrastructure that integrates more than 120 centralized and decentralized exchanges. Combining proprietary technology with significant experience from traditional markets and algorithmic trading, Flowdesk brings control and transparency to digital asset markets.

At Upway, we envision a world where cars are the exception and e-bikes are the norm. Our mission is to accelerate e-bike adoption and reduce waste. This is why we are building the largest platform for reconditioned e-bikes, making electric mobility more affordable, and giving a new life to millions of great products. We are looking for great talents to bring this mission to life!

Qover is a leader in embedded insurance orchestration, aiming to create a global safety net with insurance that empowers people to live life to the fullest. It was founded in 2016 by Quentin Colmant and Jean-Charles Velge, who had a clear vision of the future of insurance: a simple, transparent and accessible service across borders. Its purpose: enabling any company to harness the power of technology to embed insurance as a native component of or add-on to their core product or service, increasing the company’s opportunities to grow and decreasing the cost of insurance as the business scales. Qover’s pan-European embedded insurance orchestration provides seamless digital insurance experiences to over 3 million users across 32 countries, and works with longstanding partners like Revolut, Deliveroo, Canyon, Monese, Cowboy and many others. Ensure your success with Qover.

At Ledger, we’re proud to be the global platform for digital assets and Web3, with over 20% of the world’s crypto assets secured through our Ledger devices. With our headquarters in Paris, and offices in Vierzon, Grenoble, Montpellier, London, Portland, Geneva, Zurich and Central Singapore, we have a team of around 600 professionals developing a variety of products and services to enable individuals and companies to securely buy, store, swap, grow and manage crypto assets – including the Ledger hardware wallets line with more than 7.5 millions units already sold in 200 countries. We’re a team of experts pushing the limits of what’s possible, united by our common goal to unlock true freedom through digital ownership, making technology accessible for all. We believe in a world where users, creators and enterprises manage their value with ownership and freedom. Our curiosity drives us to innovate, empowering individuals on a global scale. We believe change is constant and our team moves forward as one, with a culture of problem-solving where every employee is empowered and supported to challenge tradition and create solutions. Our mission is simple: to make self-custody accessible and give people the keys to their own financial futures. If you want to make a true impact, we want you to join us at Ledger.

At Alma, we are convinced that trade must be well balanced to be sustainable. Because finance has a key role in business, our mission is to put it back in its rightful place : at the service of merchants and consumers! That’s why we create financial products that empower merchants to sell more, and help consumers purchase better products while never encouraging them to get over-indebted. Our tech solutions are accessible to all, easy to implement, and that eliminate purchase friction. For merchants, our instalment and deferred payment solutions are excellent ways of increasing customers' loyalty and satisfaction, as well as generating up to 20% extra sales revenues without any risk. For consumers, the purchase experience is enhanced (4.8/5 on Trustpilot) and Alma helps them handle their budget easily. They pay later, Alma pays the merchants right away. We are the leader in France, on track to win the European market on the (very) powerful Buy Now Pay Later (BNPL) industry, as we’re now processing payments in 10 European countries. Over the past 5 years, more than 13,300 active merchants have chosen Alma to be their innovative BNPL solution, and we have served over 3,6 million consumers. The team has grown from 2 to 300+ people, we raised a €115M series C early 2022 to help us accelerate further and Alma is already part of the French Tech 120 ranking of the most promising French technology companies. And that's only the beginning.

Founded in 2019 to address the insurability of risks worsened by climate change, Descartes’ mission is to help companies and communities build resilience in a world at risk. Descartes is a global corporate insurance specialist working exclusively with brokers to protect their corporate and public sector clients against climate, cyber and other emerging risks. At the forefront of AI and data analysis, Descartes utilizes cutting-edge technology combined with data from world-class research institutions to model, assess and manage risks. Descartes boasts the largest team of scientists in the global insurance industry, comprising over 150 experts in meteorology, climatology, physics, data science, software engineering, DevOps, modeling, and underwriting. This diverse expertise enables us to develop transparent, tailored solutions to the challenges posed by emerging risks, and offer a range of innovative and cost-effective insurance products designed to meet clients’ needs—often through cutting-edge parametric structures. With a global footprint and a strong foothold in the U.S., Descartes serves a diverse client base across 60+ countries, operating from 20+ offices in Europe, Asia, Oceania, and North America. Through corporate brokers, Descartes has already delivered over $15 billion in capacity to its clients. The insurer is recognized for its technical excellence and achieved a +71 NPS score in 2025. The Descartes group includes Descartes Insurance, a full-stack insurer operating in several European markets, and Descartes Underwriting, a global MGA backed by a panel of tier-one risk carriers. The company has secured over $141M in funding from prominent investors, including Highland Europe, BlackFin, Serena, Cathay, Eurazeo, and Battery Ventures.

Somos la aplicación de bienestar financiero más completa del mercado. Con Payflow, tus empleados pueden cobrar cuando quieran y acceder a retribución flexible desde una única app móvil. Queremos transformar la forma de cobrar… y cambiar vidas. Con el respaldo de inversores de primer nivel (24M€ en equity y 27M€ en deuda) y la confianza de más de 1.000 empresas en España, Portugal, Colombia y Perú, estamos logrando un impacto real en las personas. 𝐂𝐥𝐢𝐞𝐧𝐭𝐞𝐬 𝐜𝐨𝐦𝐨 𝐃𝐞𝐜𝐚𝐭𝐡𝐥𝐨𝐧, 𝐀𝐥𝐜𝐚𝐦𝐩𝐨, 𝐈𝐥𝐮𝐧𝐢𝐨𝐧, 𝐌𝐚𝐧𝐠𝐨, 𝐂𝐨𝐫𝐫𝐞𝐨𝐬, 𝐌á𝐬𝐌ó𝐯𝐢𝐥, 𝐂𝐥𝐚𝐫𝐨, 𝐒𝐦𝐚𝐫𝐭 𝐅𝐢𝐭 𝐲 𝐦𝐮𝐜𝐡𝐨𝐬 𝐦á𝐬 𝐲𝐚 𝐜𝐨𝐧𝐟í𝐚𝐧 𝐞𝐧 𝐧𝐨𝐬𝐨𝐭𝐫𝐨𝐬. 🔹 Payflow: Acceso instantáneo al salario ya generado. Cobrar solo una vez al mes ya no tiene sentido. 🔹 Learnflow: Educación financiera simple y accesible para todos. Porque entender el dinero es la base del bienestar. 🔹 Flexflow: Beneficios en comida, transporte, guardería, formación o seguro médico. Ahorra más de 1.000 € al año en IRPF. 📊 ¿Por qué Payflow? - 8% menos absentismo - 21% menos rotación - #1 beneficio más valorado por los empleados ✅ Tecnología que se adapta: - Integración fluida con RRHH y nómina - Solución de Retribución Flexible 100% digital (¡con tarjetas virtuales y el seguro médico que quieras!) - Proceso simple y adaptado a tu ciclo de nómina - Seguridad total, cumpliendo RGPD y usando lo último en ciberseguridad Súmate a la revolución del bienestar financiero y haz de tu empresa el mejor lugar para trabajar.

Intellects mission is to make mental healthcare & wellbeing support accessible for everyone. We do this by marrying technology with a human touch in a single platform, delivering end-to-end wellbeing support for individuals and organisations alike. For organisations who are looking to safeguard employee wellbeing amidst the new hybrid workspace, Intellect equips workforces with our clinically-validated approach to personalise the right care your employees need. For individuals who wish to address personal and professional challenges, Intellects self-care platform and 1-1 coaching & therapy sessions enable our clients to scale obstacles and lead their best life. Today, Intellect is the largest and fastest growing mental health tech company in Asia Pacific. Over 3 million members and leading organisations globally trust Intellect to provide personalized, evidence-based wellbeing support. Intellect was also selected as one of Google’s Best Apps of 2020. Were backed by leading investors including Tiger Global, Insignia Ventures Partners, Y Combinator, HOF Capital, K3 Ventures, JAFCO, Headline, East Ventures, MS&AD Ventures, and an extensive list of family offices, big tech executives & renowned angel investors.

Established in 2018, Lifepal is one of the largest insurance marketplaces in Indonesia with a mission to provide access to personal finance information and insurance protection for everyone. Here, Lifepal will help you understand the improtance of insurance to protect employees and businesses against the risk of unforeseeable events. Lifepal is a part of PT. Anugrah Atma Adiguna (Triple A), an insurance broker registered and supervised by Otoritas Jasa Keuangan (OJK) KEP-018/KMK.17/1992 and part of APPARINDO 60-2001/APPARINDO/2019. ● Didirikan pada tahun 2018, Lifepal merupakan salah satu perusahaan asuransi marketplace terbesar di Indonesia dengan misi untuk memberikan akses informasi finansial dan perlindungan asuransi untuk semua orang. Di sini, Lifepal akan membantumu memahami pentingnya asuransi untuk melindungi karyawan dan bisnis dari risiko finansial yang tidak terduga. Lifepal adalah mitra resmi dari PT. Anugrah Atma Adiguna (Triple A) yang merupakan pialang asuransi terdaftar dan diawasi oleh OJK sesuai KEP-018/KMK.17/1992 dan anggota APPARINDO 60-2001/APPARINDO/2019. ● Ikuti kami di media sosial untuk lihat tips asuransi dan keuangan menarik! 📌 https://www.instagram.com/lifepal/ 📌 https://www.facebook.com/lifepal/ Yuk, gabung jadian bagian dari Lifepal! 👩🏻‍💻 https://bit.ly/belifepalsales 👩🏻‍💻 https://bit.ly/belifepalagent 👩🏻‍💻 https://bit.ly/asuransikaryawanlifepal

KaiOS Technologies is the company behind KaiOS, the world’s leading operating system for smart feature phones. Nominated by TIME magazine as one of the Best Inventions in the Social Good category, KaiOS brings connectivity and apps to affordable devices. One of this year’s 50 most innovative companies according to FastCompany, KaiOS Technologies is based in Hong Kong and has offices in China, India, France, and the US. Over 200 people worldwide work for KaiOS so that more people can access the internet. JOIN US! We operate as a startup but are backed by several large technology firms. Our team has over 300 people spread out in offices in Hong Kong, Shanghai, XiAn, Taipei, San Diego, Paris,and Bangalore. KaiOS is a Hong Kong-based company. If you are interested in joining our company, get to know our current openings via https://www.kaiostech.com/company/work-for-us/, or send your resume to hr@kaiostech.comif you dont see a job opening that fits. We’ll reach out to you when the right opportunity comes along. You can also visit the following sites to learn our openings: Hong Kong & Taiwan based - https://www.linkedin.com/company/kaiostechnologiesinc./jobs/?viewAsMember=true - https://www.104.com.tw/company/1a2x6bkepr?jobsource=joblist_r_cust Shanghai and XiAn based - https://www.liepin.com/company/9487092/ - https://jobs.51job.com/all/co4594833.html

Spreadsheets are the single biggest surface of both productivity and risk within most organizations. Coherent Spark converts spreadsheets into enterprise-grade code. From simple models to the most complex. From a few to thousands. Automatically. Instantly. At scale. Convert. Control. Connect. We work with some of the largest and most trusted brands in financial services, insurance and beyond. Our enterprise clients tell us Spark is helping save millions of dollars per year in coding costs alone. The efficiency gains are impressive. The ROI is remarkable. Lets chat.

Igloo is a full stack insurtech startup founded in 2016. It leverages big data, real-time risk assessment and end-to-end automated claims management to create innovative B2B2C insurance solutions for platform partners and insurers. Igloo’s insurance solutions enable companies to eliminate their exposure to operational risk, create new revenue streams and optimise and enhance existing products.

FinAccel is a financial technology company that leverages deep data analytics across users’ digital footprint to automate credit risk scoring and access to credit in Southeast Asia, the 7th largest economy in the world. FinAccel’s flagship product, Kredivo “Buy now, Pay later”, enables e-commerce buyers to apply and qualify for instant credit and pay back over time. Merchants using Kredivo benefit from providing Point of Sale financing using a 2-click checkout to all eligible buyers. FinAccel is founded by an experienced and well rounded team. The company is backed by some of the biggest investors in the region: Jungle Ventures, NSI Ventures, GMO, AlphaJWC and 500 Startups and regulated by OJK in Indonesia. The company has a flat, egalitarian structure, no politics, no BS; people who are problem solvers, have high ownership and execute fast will thrive here. To know more about Kredivo and FinAccel, visit www.kredivo.com and www.finaccel.co.

Embat is a European fintech company with a presence in Spain, the UK, and Germany, empowering finance teams in medium and large businesses to manage their entire treasury comprehensively and in real time. Our mission: To enable finance teams to maximise the potential and strategic growth of their businesses. We provide a seamless implementation process and innovative cloud technology that allows you to: • Centralise all collections, payments, and treasury management processes. • Gain complete visibility into cash positions, liquidity, and debt. • Automatically monitor cash flow forecasts. • Automate accounts receivable, accounts payable, and bank reconciliations using AI powered by Google Clouds advanced generative AI. These capabilities result in up to a 75% reduction in the time finance teams spend on these tasks, along with significant cost savings. Embat: by financial experts, for financial experts.

Abacum is the leading AI-native FP&A platform to drive business performance. Get instant access to all your critical operational and financial KPIs in one place. With a single click, automate management reporting, forecast revenue, plan headcount, budget OPEX, and run multiple scenarios. As the most scalable FP&A solution for mid-market companies, Abacum perfectly balances flexibility with ease of use. Our powerful, intuitive multi-dimensional modeling engine and collaborative workflows make business partnering seamless. Abacum serves fast-growing companies and industry leaders, including Strava, Dish Networks, JG Wentworth, BetterUp, Factorial, Kajabi, Abridge, Aiven, and more.

Founded in 2020, Flowdesk is a regulated, full-service digital asset trading and technology firm that specializes in market making, OTC, and treasury management services. With offices globally, we have engineered a trading infrastructure that integrates more than 120 centralized and decentralized exchanges. Combining proprietary technology with significant experience from traditional markets and algorithmic trading, Flowdesk brings control and transparency to digital asset markets.

At Upway, we envision a world where cars are the exception and e-bikes are the norm. Our mission is to accelerate e-bike adoption and reduce waste. This is why we are building the largest platform for reconditioned e-bikes, making electric mobility more affordable, and giving a new life to millions of great products. We are looking for great talents to bring this mission to life!

Qover is a leader in embedded insurance orchestration, aiming to create a global safety net with insurance that empowers people to live life to the fullest. It was founded in 2016 by Quentin Colmant and Jean-Charles Velge, who had a clear vision of the future of insurance: a simple, transparent and accessible service across borders. Its purpose: enabling any company to harness the power of technology to embed insurance as a native component of or add-on to their core product or service, increasing the company’s opportunities to grow and decreasing the cost of insurance as the business scales. Qover’s pan-European embedded insurance orchestration provides seamless digital insurance experiences to over 3 million users across 32 countries, and works with longstanding partners like Revolut, Deliveroo, Canyon, Monese, Cowboy and many others. Ensure your success with Qover.