Ramin Niroumand

ELEMENT, the digital insurance of tomorrow. Rethinking insurance today! With modern technology and a smart approach to data, we make it possible for insurance to be 100% digital. It’s time to rethink, it’s time to restart! It’s time for a digital insurer that can fulfil the demands of tomorrow with a unified, coherent and cross-device user-experience. It’s time for ELEMENT. ELEMENT Insurance AG is the leading white-label product factory for insurance and a leader in insurance digitalisation. It is the first young company licensed by the German Federal Financial Supervisory Authority (Bundesanstalt für Finanzaufsicht) as a direct insurer for non-life insurance, which enables ELEMENT to act as a risk carrier, including claims settlement, in all EU-countries. Founded in March 2017, ELEMENT offers a unique technology platform (‘Insurance as a Platform’) with a focus on the B2B2X value chain: ELEMENT develops for its more than fifteen partners from various industries – from e-commerce to established insurers – custom-made, innovative white-label insurance products at record speed. These products are then marketed by the partners under their own brand. ELEMENT has its headquarters in Berlin and operates across Europe. Imprint: https://www.element.in/en/imprint Privacy Policy: https://www.element.in/en/data-privacy/

PAIR Finance is the leading fintech for debt collection and receivables management in Germany. The company is transforming the debt collection industry by making receivables management sustainable, digital, efficient and customer focused. With the help of artificial intelligence, behavioral analytics and data science, PAIR Finance recovers lost revenue from unpaid invoices. More than 350 companies from a wide range of industries are already working successfully with the collection solution for the digital age, including Zalando, Klarna, Home24 and Sixt. The fast-growing company, which was founded in Berlin in 2016, has around 220 experienced employees at its corporate locations in Berlin and Vienna and is led by founder and CEO Stephan Stricker. We are continuously looking for exceptional talents across our organisation. Please check out our career page pairfinance.com/en/careers/.

CLARK is one of the largest global InsurTechs. To protect the world of our customers, we built an insurance expert that fits in their pockets to make sure they are fully covered throughout the different stages of their lives. We offer a mobile app where customers can manage their insurance needs in the most convenient way. International investors like Allianz X, Portage, White Star Capital and Yabeo and Tencent support us. Roughly 30 brands are bundled under the umbrella of CLARK, providing a great insurance experience to more than 2 million customers. Our team is composed of more than 700 employees across offices in Frankfurt (headquarter), Berlin, Saarbrücken, Bristol, Amsterdam, Vienna, Paris and Zurich.

Reshaping the finance journey continues with Motive Ventures. To this day, finleap has built or invested in 15 ventures and developed more than 5 corporate JVs and service ventures since 2014 that are now worth €3.0Bn+ We have played a key role in shaping the disruption of massive legacy sectors including banking, insurance, and wealth management. This journey continues with Motive Ventures. COMPANIES OF THE ECOSYSTEM PENTA ( now Qonto) - https://qonto.com/de Solarisbank - https://www.solarisbank.de/ PAIR Finance - https://www.pairfinance.com/ CLARK - https://www.clark.de/ Elinvar - https://www.elinvar.de/ BillFront - https://www.billfront.com/ financeAds International - https://www.financeads.net/ ELEMENT - https://www.element.in/de/ CrossLend https://www.crosslend.com/ KUNO https://www.kuno.io/ Qwist - https://qwist.com

Motive Partners is a private investment firm exclusively focused on financial technology and technology-enabled business services companies, ranging from early-stage ventures to growth equity and buyout, primarily based in North America and Europe. The firm invests across five primary subsectors: Banking & Payments; Capital Markets; AI, Data & Analytics; Insurance; and Wealth and Asset Management; and Motive Partners portfolio companies benefit from the firm’s fully integrated, proven Investor, Operator, Innovator (IOI) model, which brings together world-class fintech leaders and capabilities with deep industry knowledge, insight and experience. With offices in New York City, London, and Berlin, Motive Partners delivers differentiated expertise, connectivity, and capabilities to create long-term value in financial technology companies. More information on Motive Partners can be found at www.motivepartners.com.

Motive Ventures is the early-stage investment arm of Motive Partners, focused on financial technology investments in North America and Europe. Motive Ventures is backed by globally recognized financial institutions, venture investors, tech entrepreneurs and industry veterans. Together, they support our mission to drive innovation and reshape the future of finance. Today, the team consists of 15 employees across New York, Berlin, London and Amsterdam. To get in touch with the Motive Ventures team, please email: mv@motivepartners.com To register for our newsletter, please visit: https://lnkd.in/enr9sHD4

ELEMENT, the digital insurance of tomorrow. Rethinking insurance today! With modern technology and a smart approach to data, we make it possible for insurance to be 100% digital. It’s time to rethink, it’s time to restart! It’s time for a digital insurer that can fulfil the demands of tomorrow with a unified, coherent and cross-device user-experience. It’s time for ELEMENT. ELEMENT Insurance AG is the leading white-label product factory for insurance and a leader in insurance digitalisation. It is the first young company licensed by the German Federal Financial Supervisory Authority (Bundesanstalt für Finanzaufsicht) as a direct insurer for non-life insurance, which enables ELEMENT to act as a risk carrier, including claims settlement, in all EU-countries. Founded in March 2017, ELEMENT offers a unique technology platform (‘Insurance as a Platform’) with a focus on the B2B2X value chain: ELEMENT develops for its more than fifteen partners from various industries – from e-commerce to established insurers – custom-made, innovative white-label insurance products at record speed. These products are then marketed by the partners under their own brand. ELEMENT has its headquarters in Berlin and operates across Europe. Imprint: https://www.element.in/en/imprint Privacy Policy: https://www.element.in/en/data-privacy/

PAIR Finance is the leading fintech for debt collection and receivables management in Germany. The company is transforming the debt collection industry by making receivables management sustainable, digital, efficient and customer focused. With the help of artificial intelligence, behavioral analytics and data science, PAIR Finance recovers lost revenue from unpaid invoices. More than 350 companies from a wide range of industries are already working successfully with the collection solution for the digital age, including Zalando, Klarna, Home24 and Sixt. The fast-growing company, which was founded in Berlin in 2016, has around 220 experienced employees at its corporate locations in Berlin and Vienna and is led by founder and CEO Stephan Stricker. We are continuously looking for exceptional talents across our organisation. Please check out our career page pairfinance.com/en/careers/.