Richie Carchia

Investor @ IA Capital Group

📍 United States🔄 Updated September 2026💼 8 investments📅 3 years investing🗓 Last invested Dec 2025
VC🌍 United StatesInvested this year
8
Total investments
1
Early stage
3
Mid stage
2
Late stage
3y
Years active

Portfolio

8 investments · sorted by recency
All investments
Early stage
Mid stage
Late stage
Board Observer
Dec 2025
Certificial is an all-in-one insurance verification platform used by leading Insurance Agencies like AssuredPartners and large corporations like Amazon to share real-time insurance coverage information about their mutual Clients and Suppliers. We are the only platform that monitors and updates certificates of insurance (COIs) in real-time using our SmartCOI technology. Here’s how it works: Insurance Agencies integrate with Certificial to issue SmartCOIs, which automatically update whenever there are changes to coverage, like policy limits and endorsements. This eliminates the need for manual updates on either side, and significantly reduces the back-and-forth emails and phone calls. Wouldn’t you say it’s time to switch from PDF COIs and join the 100K+ using SmartCOIs?
Investor
Aug 2025
At Testudo, we are insuring the AI economy. We provide dedicated liability coverage for companies deploying generative AI and agentic systems. Our product covers the costs of lawsuits and damages when an AI system causes harm to third parties. We are partnering with brokers, email info@testudo.co to learn more and receive the data and tools to start the AI risk conversation with your clients.
Investor
Jul 2025
District Cover takes a data-driven approach to understanding city-based businesses risk profiles and creates tailored insurance policies for small businesses. We exist to ensure brokers and small businesses can rely on consistent access to insurance solutions that empower continued growth. Our proprietary, non-admitted commercial insurance product provides a new solution as existing options become harder to get, less relevant, and more expensive.
mid stageInsurance
Investor
May 2025
Retirable, the first-of-its-kind holistic retirement solution with the ongoing care of an advisor, offers products and services across the retirement investing, planning and spending spectrum. Retirable was founded by industry veterans to empower a worry-free retirement for everyone. By opening access to financial guidance for retirement, Retirable gives its clients greater confidence and control when they need it most.
Investor
Mar 2025
Moby is the AI-powered investment research platform that provides modern, financial education for the everyday retail investor. A best-in-class app for concise investment insights and personalized recommendations that are designed for busy professionals seeking smart financial decisions.
Investor
May 2024
As a SaaS and fintech innovator purpose-built for construction, Constrafor is setting new standards of productivity and cost-efficiency for the way GCs and subcontractors manage essential back-office tasks and financial transactions. For GENERAL CONTRACTORS, Constrafor’s robust cloud platform streamlines and standardizes subcontractor procurement & administration, including contracts, COIs, invoices & payments and diversity procurement – all in one place. For SUBCONTRACTORS, the platform offers fast and cost-effective receivables financing, including an Early Pay Program (EPP) that shortens the payment cycle, frees working capital and allows them to take on more projects.
Investor
Feb 2024
Summit Commercial Solutions Inc. is a national insurance brokerage and risk management firm headquartered in Kelowna, British Columbia. Summit is a cutting-edge venture-backed boutique commercial insurance firm serving clients across Canada. Our vision is to redefine the commercial insurance landscape by combining technology and expert human guidance to create a transparent, impactful, and trust-inducing experience for businesses. As pioneers, we are building the next-generation insurance brokerage, focused on focused on elevating our clients journey and making a positive societal impact through technology-driven risk management and insurance solutions.
early stageInsurance
Investor
May 2023
Delos Insurance Solutions, a pioneering Managing General Agent (MGA), is at the forefront of transforming property insurance in climate-affected regions. Delos is currently active in California, writing policies in areas that other insurance providers are avoiding for wildfire exposure. Traditional insurance models have proven inadequate in an era marked by the impacts of climate change. Delos has embarked on a groundbreaking approach, integrating climate and catastrophe modeling expertise at every level of an insurance provider. Delos innovative programs leverage proprietary AI risk models (patented) developed by world-renowned professors within our team. Beginning with wildfire risk, these models have consistently outperformed industry standards, allowing Delos to underwrite policies profitably in areas where legacy carriers are swiftly withdrawing. This enables Delos to provide insurance coverage to millions of homes that would otherwise have limited options.
late stageInsurance
Experience · 9 entries
All (9)
Investments (8)
Board (1)
2025
Board Observer
Dec 2025
Certificial is an all-in-one insurance verification platform used by leading Insurance Agencies like AssuredPartners and large corporations like Amazon to share real-time insurance coverage information about their mutual Clients and Suppliers. We are the only platform that monitors and updates certificates of insurance (COIs) in real-time using our SmartCOI technology. Here’s how it works: Insurance Agencies integrate with Certificial to issue SmartCOIs, which automatically update whenever there are changes to coverage, like policy limits and endorsements. This eliminates the need for manual updates on either side, and significantly reduces the back-and-forth emails and phone calls. Wouldn’t you say it’s time to switch from PDF COIs and join the 100K+ using SmartCOIs?
Investor
Aug 2025
At Testudo, we are insuring the AI economy. We provide dedicated liability coverage for companies deploying generative AI and agentic systems. Our product covers the costs of lawsuits and damages when an AI system causes harm to third parties. We are partnering with brokers, email info@testudo.co to learn more and receive the data and tools to start the AI risk conversation with your clients.
Investor
Jul 2025
District Cover takes a data-driven approach to understanding city-based businesses risk profiles and creates tailored insurance policies for small businesses. We exist to ensure brokers and small businesses can rely on consistent access to insurance solutions that empower continued growth. Our proprietary, non-admitted commercial insurance product provides a new solution as existing options become harder to get, less relevant, and more expensive.
mid stageInsurance
Investor
May 2025
Retirable, the first-of-its-kind holistic retirement solution with the ongoing care of an advisor, offers products and services across the retirement investing, planning and spending spectrum. Retirable was founded by industry veterans to empower a worry-free retirement for everyone. By opening access to financial guidance for retirement, Retirable gives its clients greater confidence and control when they need it most.
Associate
May 2025
IA Capital Group is a New York-based private investment firm and manager of the Inter-Atlantic funds. IA Capital is dedicated to partnering with innovative entrepreneurs in venture capital investments across insurtech and fintech.
Show all 9 entries ↓
Investment activity
2023–2025 · 8 investments
202312024220255
Recent (last 2 years)Earlier