Richard Dallas

At Pave, were on a mission to improve access to credit for millions of people by building the world’s best credit builder. We do this by offering the proper path to good credit. Using cutting edge technology and modern data, weve built an in-depth understanding of how to improve financial health. Were using our expertise to power the next generation of financial wellbeing products, and put a stop to the financial inequality that is spreading in our society. In 2022, we launched our B2B service Fuse by Pave: Decisioning of the Future. Designed to help businesses make the best lending decisions, Fuse boasts state-of-the-art analytics that combine Open Banking data, credit file data, and over 100,000 of our own lending decisions. We believe these powerful insights will enable businesses to increase acceptances, reduce risk, and save time.

Courtsdesk is Ireland's leading legal data and news service, used by leading legal and financial firms like Arthur Cox, Deloitte and A&L Goodbody, and by almost all national newspapers such as The Irish Times, Sunday Times and others. Courtsdesk offers the most advanced search of the Irish courts system for legal, news, financial services and academic researchers. It also offers the most comprehensive search of the Companies Registration Office of Ireland, allowing linked cross-reference with court case data for companies and directors. As a monitoring tool it allows users to stay up to date on any company for filings or litigation, and to track any case from multiple tiers of the justice system. Finally, as a news service, Courtsdesk applies social media and data analytics technology to the job of court reporting, with a mission to organise and publish reports and records from every open hearing in Ireland in order to improve access to, and transparency of, the justice system. Learn more about us at www.courtsdesk.com

DynaRisk is giving ordinary people the ability to protect themselves online. We combine personal risk factors with external data and algorithms to determine an individual's level of risk online. Our solution not only tells someone what their risk level is but also what to do about it. Try it yourself at www.dynarisk.com. We help companies protect their staff, clients and supply chain from cyber threats by enabling these people to take action for themselves. Provide DynaRisk to your staff and clients to help: -Reduce fraud losses -Improve client retention -Reduce costs -Change risk culture -Enable board level reporting on your most important asset against cyber crime, people

DynaRisk is giving ordinary people the ability to protect themselves online. We combine personal risk factors with external data and algorithms to determine an individual's level of risk online. Our solution not only tells someone what their risk level is but also what to do about it. Try it yourself at www.dynarisk.com. We help companies protect their staff, clients and supply chain from cyber threats by enabling these people to take action for themselves. Provide DynaRisk to your staff and clients to help: -Reduce fraud losses -Improve client retention -Reduce costs -Change risk culture -Enable board level reporting on your most important asset against cyber crime, people

Zenith One enables human financial advisors to cost-effectively offer their customers access to financial advice.

Zenith One enables human financial advisors to cost-effectively offer their customers access to financial advice.

Pace Invoice is a multi-currency invoicing platform with integrated payments processing. We enable businesses to issue invoices which their clients can pay in their own local currency. For the client, this provides a much easier experience which encourages prompt payment, reducing currency exposure and is proven to reduce payment delinquencies. The Pace Invoice platform includes: - API connections to your enterprise systems - Invoice issuance messaging - White label web interface for clients, accepting a wide range of convenient payment options - Network of bank accounts in key invoicing corridors - Wholesale currency exchange with in-market netting to reduce commissions - 'Baked in'​ compliance and data protection Our integrated payments capability means that we protect you from hidden bank charges and uncompetitive exchange rates. We do this by providing a network of local market bank accounts - linked to our own network - avoiding the need to use expensive and inconvenient international correspondent banking channels.

We think differently – to find ways to improve our industry and help people lead financially stronger lives. 💰 We use our profits to provide straightforward, accessible, trusted products and support that help people become financially stronger. 👥 We champion better financial outcomes for people through focused research and supporting government policy change where needed, helping to shape our industry for the better.🤝

At Pave, were on a mission to improve access to credit for millions of people by building the world’s best credit builder. We do this by offering the proper path to good credit. Using cutting edge technology and modern data, weve built an in-depth understanding of how to improve financial health. Were using our expertise to power the next generation of financial wellbeing products, and put a stop to the financial inequality that is spreading in our society. In 2022, we launched our B2B service Fuse by Pave: Decisioning of the Future. Designed to help businesses make the best lending decisions, Fuse boasts state-of-the-art analytics that combine Open Banking data, credit file data, and over 100,000 of our own lending decisions. We believe these powerful insights will enable businesses to increase acceptances, reduce risk, and save time.

Smart Pension is one of the UK’s largest and fastest-growing pension providers. Offering a workplace pension as a defined contribution master trust for employers of all sizes. We are excited to announce that we now manage over £10 billion of UK pension savings on behalf of around 2 million savers and 100,000 employers. Were proud to be the highest-rated pension provider on Trustpilot, reflecting the trust our members place in us every day. This is a significant milestone to reach in just over a decade. By combining pensions expertise with digital innovation, weve built a pension experience designed to help your employees save, plan and prepare for retirement with confidence. Driven by people We are digital first, not digital only. We provide excellent customer experiences and access to human expertise as standard. Powered by technology We are part of the Smart Group, and powered by Keystone, Smart’s global savings and investments technology platform. Our technology is our backbone, removing barriers and creating frictionless experiences, clear choices and speed. Built for the future We push to modernise pensions. Reducing pain points and innovating to deliver better long-term outcomes, for people and the world we live in. Get in touch today to see how we can support you.