Riccardo Pablo Dana

Rain is the leading financial health platform tackling the $1.9 trillion problem of employee disengagement caused by financial stress. We help employees move from paycheck-to-paycheck to financial resilience through responsible earned wage access, budgeting tools, spending analysis, and wealth-building features. We have already paid out $3 billion in earned wages to 3.5 million employees across 1,200 employers—including McDonalds, T-Mobile, Cava, and Marriott—cutting turnover, improving attendance, and strengthening workforce financial health.

Currently working on something new and very exciting

SWOP is an Agentic AI brokerage for secondary luxury assets. It helps owners and businesses with valuable items (Luxury Assets) like watches, cars, handbags, fine art, yachts and real estate to autonomously sell, manage, source, and trade their assets without needing brokers, platforms, or sales expertise. At the heart of SWOP is SWOPi, your personal AI agent. SWOPi works 24/7 on your behalf, intelligently handling everything from valuation and listing to negotiation, prospecting and cross-marketplace distribution.

Global payment and banking solutions for modern business. Pay - Integrated payment gateway enabling same day cross border payments for modern global businesses. Transact - User-friendly and secure access to digital assets for hedge funds, enterprises and family offices. As an industry, we are at the early stage of fully appreciating the impact and benefits, but we have run into a number of fairly predictable issues that are preventing mainstream adoption. In creating DRFQ we have specifically gone out to address these issues in a structured way to enable blockchain enabled technology to become a legitimate part of cross border payments now and for the long term. Craig Vallis, Co-Founder

Rain is the leading financial health platform tackling the $1.9 trillion problem of employee disengagement caused by financial stress. We help employees move from paycheck-to-paycheck to financial resilience through responsible earned wage access, budgeting tools, spending analysis, and wealth-building features. We have already paid out $3 billion in earned wages to 3.5 million employees across 1,200 employers—including McDonalds, T-Mobile, Cava, and Marriott—cutting turnover, improving attendance, and strengthening workforce financial health.