Ray Brash

FINTECH CEO/COO/CFO FOUNDER

📍 United Kingdom🔄 Updated September 2026💼 3 investments📅 4 years investing🗓 Last invested Aug 2022
Angel investor🌍 United Kingdom
3
Total investments
2
Early stage
1
Mid stage
0
Late stage
4y
Years active

Portfolio

3 investments · sorted by recency
All investments
Early stage
Mid stage
Late stage
Advisor and Investor
Aug 2022
ekko is the mission-led fintech platform for banks and payments. From banking apps to checkout experiences, we make it easier for you to achieve your business objectives while meeting the growing consumer demand for purpose-driven services, empowering customers to take concrete climate action through every transaction. Founded by a team of experienced fintech and bank leaders, ekkos technology is partnered with brands around the world. Find out more about how to engage your customers whilst doing good at www.ekko.earth - Winner of SME of the Year at Sustainable Company Awards 2024 - Awarded Best New Digital Product of the Year at Global Retail Banking Innovation Awards 2024 - Winner of Best Achievement in Sustainability 2023 - Awarded Best Green Initiative in Payments 2022
advisor and investor
Jun 2022
Bond is a Treasury Management System with AI built into its foundation, trusted by leading companies like Super Group (NYSE: SGHC), ASOS (LON: ASC), and Binance. By centralizing your treasury and transforming your data into insightful and actionable context, Bond saves your team time, mitigates risk for your organisation, and transforms numbers on a screen into revenue. Bond offers an end-to-end solution to manage, control and automate every aspect of day-to-day treasury management from cash positioning and investment management to liquidity management, risk mitigation and financial oversight. FIA innovator award - https://www.fia.org/
Advisor and investor
Apr 2022
At Sprive, we’re building an AI mortgage assistant. One that lives on your smart phone that helps you pay off your mortgage faster and ensures youre always on the best deal. The team here at Sprive believes we can really transform how you manage your mortgage and help you maximise the amount of money you can save. A recent FCA study highlights that 30% of homeowners pay up to £550 more than they should every time they switch mortgage. It is also expected that millions of people will be paying their mortgage through retirement. Dont let that be you. Visit www.sprive.com today to register your interest and youll be the first to know when we launch.
Experience · 4 entries
All (4)
Investments (3)
2022
Advisor and Investor
Aug 2022
ekko is the mission-led fintech platform for banks and payments. From banking apps to checkout experiences, we make it easier for you to achieve your business objectives while meeting the growing consumer demand for purpose-driven services, empowering customers to take concrete climate action through every transaction. Founded by a team of experienced fintech and bank leaders, ekkos technology is partnered with brands around the world. Find out more about how to engage your customers whilst doing good at www.ekko.earth - Winner of SME of the Year at Sustainable Company Awards 2024 - Awarded Best New Digital Product of the Year at Global Retail Banking Innovation Awards 2024 - Winner of Best Achievement in Sustainability 2023 - Awarded Best Green Initiative in Payments 2022
advisor and investor
Jun 2022
Bond is a Treasury Management System with AI built into its foundation, trusted by leading companies like Super Group (NYSE: SGHC), ASOS (LON: ASC), and Binance. By centralizing your treasury and transforming your data into insightful and actionable context, Bond saves your team time, mitigates risk for your organisation, and transforms numbers on a screen into revenue. Bond offers an end-to-end solution to manage, control and automate every aspect of day-to-day treasury management from cash positioning and investment management to liquidity management, risk mitigation and financial oversight. FIA innovator award - https://www.fia.org/
Advisor and investor
Apr 2022
At Sprive, we’re building an AI mortgage assistant. One that lives on your smart phone that helps you pay off your mortgage faster and ensures youre always on the best deal. The team here at Sprive believes we can really transform how you manage your mortgage and help you maximise the amount of money you can save. A recent FCA study highlights that 30% of homeowners pay up to £550 more than they should every time they switch mortgage. It is also expected that millions of people will be paying their mortgage through retirement. Dont let that be you. Visit www.sprive.com today to register your interest and youll be the first to know when we launch.
2011
Head of Strategy and Business Development , Deputy Managing Director
Aug 2011
Edenred Payment Solutions is a payment solutions provider, enabling its clients to offer digital banking, embedded finance and card-based solutions to its customers. Edenred Payment Solutions provide a suite of functional APIs that enable access to an ecosystem of connections including banking schemes, licenses and banking solutions. As a trusted partner and Mastercard Principal Member with 15+ years’ experience and in-house experts, Edenred Payment Solutions provide flexible solutions and guidance every step of the way. An Electronic Money Institution, regulated by the FCA and NBB, Edenred Payment Solutions support successful brands across the UK and Europe such as Tide, Sainsbury’s, Foncia and Bouygues deliver a unique product experience, without the technical and regulatory complexities.