Phillip Riese

Africa is at the cusp of an economic revolution. 1.5 billion people are embracing electronic payments, mobile everything, and racing towards a digital transformation that will change the world for the next two decades. While Internet- and banking-penetration have come late to Africa, a youth-driven tidal wave of change is hitting the continent, and global businesses and local champions are in a race to unlock its potential. In partnership with Multichoice, the largest entertainment platform on the African continent, we are building a payment platform as ambitious as the customers we serve. This is truly the Moment for Africa.

Perch is a technology-driven commerce company that acquires and operates great brands at scale. We have acquired and operate over 100 brands, and we've raised over $900M from investors such as SoftBank and Spark Capital. Perch has a unique combination of Amazon, eCommerce, technology, and supply chain expertise, with our CEO having previously designed and built the Wayfair Delivery Network - taking large parcel deliveries from ~1 month down to 2 days.

At MPOWER Financing, we believe education should be borderless. As a fast-growing fintech, we leverage our cross-border digital lending platform, big data, and global infrastructure to finance the millions of high-promise international and DACA students in North America. We were named by American Banker as a top fintech to work for (2018, 2019, and 2020), and our product was rated as top in its class by Nerdwallet and U.S. News.

Array is a financial innovation platform that helps digital brands, financial institutions, and fintechs get compelling consumer products to market faster. Our suite of private label offerings helps our partners drive revenue, increase engagement, and empower millions of consumers to achieve their financial goals. Array was founded in 2020 by Martin Toha and Phillip Zedalis. Key investors include Battery Ventures, General Catalyst, and Nyca Partners. To learn more visit array.com.

corporate content never felt like Monzo.

We formed Syncapay, Inc. with a vision to acquire a family of high growth, leading edge Payments companies with disruptive technology and solutions, leveraging the many synergies between them. With our heritage and expertise in Payments with companies such as Parago/Blackhawk, Ecount/Citi Prepaid, American Express, AvidXchange, Flywire, iPay and more, we knew there was an opportunity to create something substantial and meaningful. Our focus is on companies who provide, facilitate or issue Payments to consumers, employees or other businesses in growth markets around the world. In late 2017, we made our first acquisition - Swift Prepaid Solutions.

Remitly is an international payments company that leverages digital channels, including mobile phones, to send money internationally. Remitlys digital products are fundamentally faster, less expensive, and far more convenient for customers to send money across borders.

Perk (formerly TravelPerk) is an intelligent AI-native platform for travel and spend management. Time-consuming bookings, endless approvals, hundreds of receipts: Perk is made to erase the work behind the work that is costing your business trillions and draining your teams of morale and productivity. At Perk, we call it shadow work. By automating bookings, expenses, and invoice processing, Perk takes care of shadow work so your teams can get down to business—all while keeping you in control. Founded in 2015, we’re trusted to power real work by over 10,000 companies worldwide, including Wise, On Running, and Breitling, and backed by first-class investors, such as SoftBank, Kinnevik, Felix Capital, Target Global, LocalGlobe, Spark Capital, and Noteous Partners. Perk is a proud partner of the Audi Revolut F1 Team. Work with Perk, and unlock the full potential of your people and your business.

Cross River Bank provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards and lending solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion. Member FDIC.

We’re Zopa, and we want to make money work better for you. Our diverse team is united in their mission of creating simple, fair and honest financial products that have the customer’s needs at their heart. We’re proud that this dedication is reflected in our excellent rating on TrustPilot. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future. We’re not the new kids on the block though - we’ve been a pioneering force in finance for 16 years. In 2005, we built the first ever peer-to-peer (P2P) lending company, giving our customers access to loans built for real-life and intelligent investments backed by cutting-edge tech. In 2020, we launched Zopa Bank, meaning we could offer more – like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances. We’ve lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or save.

Yoyo powers some of the world’s leading retail brands, through customer loyalty and rewards software solutions, to offer the worlds most rewarding buying experience. Yoyo is integrated into over 200 000 retail lanes across 17 000 stores, with over 5 million monthly active users.

Yoyo is the fastest growing mobile wallet in Europe. For Shoppers, it is a sleek, easy-to-use app that allows fast, secure mobile payment, automatic loyalty collection on every purchase and offers and brand interactions personalised to previous purchasing behaviour. For Retailers, it takes customer identification, previously the domain of only the biggest brands, and democratises it. Through Yoyo, retailers can identify every customer at the point-of-sale and connect them to their SKU data, turning anonymous shoppers into individuals with purchasing preferences and habits. From here, we provide a platform to analyse, segment and engage. Put simply, we’re taking technological advancements and revolutionising the brick and mortar retail experience for retailers and their customers. Now in its 5th year you can use Yoyo across high streets, universities and corporate locations.

Fundera is a marketplace for small business financial solutions. We provide expert insights and tailored options—from loans to credit cards to bank accounts—so business owners can shop and compare financial choices they often don’t know they have. We partner throughout every stage of their business, helping them weigh the best-fit financial options based on their current needs and eligibility. Our combination of technology and financial expertise ensures business owners make their smartest business decisions yet.

Behalf is an alternative financing provider on a mission to increase sales and improve cash flow for both merchants and their business customers. Our B2B payments solution enables merchants to extend free net terms and flexible financing, providing business customers with more buying power and payment choice regardless of transaction or invoice size. B2B merchants can fit Behalf seamlessly into their eCommerce checkout flow, and automate payments in all your B2B sales channels, including invoicing and managed sales. To find out more about how Behalf is transforming the way businesses buy and sell, visit www.behalf.com.

Betterment is an investing and savings app that serves one purpose—to help you grow your money, so that you can live better. Sign up effortlessly to get goal-setting and planning tools at no extra cost. For one low, transparent fee, you can invest your money with automatic deposit and trading features that put your money to work. Earn with interest and investment growth—plus maximize your savings with rewards on your everyday spending. Learn more at Betterment.com. Investing involves risk and performance not guaranteed. https://www.betterment.com/social-disclosures/

Africa is at the cusp of an economic revolution. 1.5 billion people are embracing electronic payments, mobile everything, and racing towards a digital transformation that will change the world for the next two decades. While Internet- and banking-penetration have come late to Africa, a youth-driven tidal wave of change is hitting the continent, and global businesses and local champions are in a race to unlock its potential. In partnership with Multichoice, the largest entertainment platform on the African continent, we are building a payment platform as ambitious as the customers we serve. This is truly the Moment for Africa.

Perch is a technology-driven commerce company that acquires and operates great brands at scale. We have acquired and operate over 100 brands, and we've raised over $900M from investors such as SoftBank and Spark Capital. Perch has a unique combination of Amazon, eCommerce, technology, and supply chain expertise, with our CEO having previously designed and built the Wayfair Delivery Network - taking large parcel deliveries from ~1 month down to 2 days.

At MPOWER Financing, we believe education should be borderless. As a fast-growing fintech, we leverage our cross-border digital lending platform, big data, and global infrastructure to finance the millions of high-promise international and DACA students in North America. We were named by American Banker as a top fintech to work for (2018, 2019, and 2020), and our product was rated as top in its class by Nerdwallet and U.S. News.

Array is a financial innovation platform that helps digital brands, financial institutions, and fintechs get compelling consumer products to market faster. Our suite of private label offerings helps our partners drive revenue, increase engagement, and empower millions of consumers to achieve their financial goals. Array was founded in 2020 by Martin Toha and Phillip Zedalis. Key investors include Battery Ventures, General Catalyst, and Nyca Partners. To learn more visit array.com.

corporate content never felt like Monzo.