Nicholas Harding

Innovate Finance is the independent industry body for UK FinTech. Our mission is to accelerate the UK’s leading role in the financial services sector by directly supporting the next generation of technology-led innovators to create a more inclusive, more democratic and more effective financial services sector that works better for everyone.

At Fifty One Degrees we drive the adoption of Generative AI technology. We support businesses with their AI strategy, delivering Generative AI solutions and projects, and how they implement AI across their organisation.

Innovate Finance is the independent industry body for UK FinTech. Our mission is to accelerate the UK’s leading role in the financial services sector by directly supporting the next generation of technology-led innovators to create a more inclusive, more democratic and more effective financial services sector that works better for everyone.

At Fluro, we build innovative, fair, and accessible finance solutions. We're pioneers of real rates, creating fast and transparent access to affordable credit for our customers and simple, fluid, and intuitive embedding lending options for our partners. But that's just our literal output; a synopsis of our product. It's a great product, so we love talking about it, but we believe we are more than that. We believe in an impact that reaches far beyond our bottom line. At Fluro, we are committed to making permanent positive change, starting from the heart of our culture and extending to the industry at large. We seek opportunities to build for good, for everyone. Over the years we’ve been honoured to have been recognised by Deloitte Fast 50, Sunday Times Fast Track 100, FT 1000 and a number of customer service awards, including MoneyFacts and MoneyWise.