Michael Baptista

At Landbay, we are proud to be a multi-award-winning buy-to-let mortgage provider, revolutionising the industry through our innovative Mortgage-as-a-Service platform. With our origination capability and extensive coverage across the intermediary network, we connect institutional funds with qualified borrowers, providing a seamless and efficient lending experience. Our strong diversification is a result of our broad funding base, combining capital markets and balance sheets to ensure stability and flexibility. This approach allows us to offer competitive rates and tailored solutions to meet the unique needs of landlords and property investors. Landbays commitment to excellence has been recognised with multiple prestigious awards, including our four-year streak as Best BTL Lender at the Mortgage Introducer Awards. These accolades are a testament to our dedication to exceptional customer service, innovative technology, and sustainable lending practices. To learn more about Landbay and explore our comprehensive range of buy-to-let mortgage solutions, visit our website at www.landbay.co.uk. Join us in shaping the future of property investment and lending.

UK Bond Network links high net worth and sophisticated individuals as well as institutional investors and wealth managers with pre-vetted UK business borrowers through an innovative online bond auction platform. • For businesses, access to between £500k and £4m of fast and flexible finance • For investors, secured high-yielding investment opportunities • We work with quoted as well as unquoted companies • No membership fees and no commissions for investors • FCA-compliant - UK Bond Network Limited is authorised and regulated by the Financial Conduct Authority, number 719193

INSTANDA operates exclusively through Software-as-a-Service (SaaS) and is a radically different approach to insurance product innovation. INSTANDA’s no-code product design platform is built on a powerful set of insurance specific calculations, processing and workflow capabilities. Design. Build. Launch. INSTANDA integrates seamlessly with your existing systems to give you a powerful product launch platform. Our global community of clients help determine INSTANDA’s roadmap, making it a truly responsive, low risk insurance product enabler. INSTANDA works with the world’s largest and most progressive carriers, MGAs and brokers in UK, Europe, US, Canada, LATAM and Australia converting the lethargic back office to an agile front office, freeing the industry from high cost legacy systems. Using INSTANDA, organisations can now think and act at the same speed, where rates, questions, documents, customer journeys can be amended in minutes and new products can be launched in days and weeks. ROI is delivered in weeks via dramatically reduced product manufacturing, underwriting and distribution costs with unrivalled customer experience.

At Landbay, we are proud to be a multi-award-winning buy-to-let mortgage provider, revolutionising the industry through our innovative Mortgage-as-a-Service platform. With our origination capability and extensive coverage across the intermediary network, we connect institutional funds with qualified borrowers, providing a seamless and efficient lending experience. Our strong diversification is a result of our broad funding base, combining capital markets and balance sheets to ensure stability and flexibility. This approach allows us to offer competitive rates and tailored solutions to meet the unique needs of landlords and property investors. Landbays commitment to excellence has been recognised with multiple prestigious awards, including our four-year streak as Best BTL Lender at the Mortgage Introducer Awards. These accolades are a testament to our dedication to exceptional customer service, innovative technology, and sustainable lending practices. To learn more about Landbay and explore our comprehensive range of buy-to-let mortgage solutions, visit our website at www.landbay.co.uk. Join us in shaping the future of property investment and lending.

Assembly Capital Partners Limited (“ACPL”) is a specialist FinTech VC firm founded by Michael Baptista to focus on early stage companies. ACPL is an active investor applying decades of financial markets experience and an extensive network during both the initial investment phase and in the ongoing relationship with investee companies. ACPL is an Appointed Representative of Sapia Partners LLP which is authorised by the Financial Conduct Authority.

Assembly Capital Partners Limited (“ACPL”) is a specialist FinTech VC firm founded by Michael Baptista to focus on early stage companies. ACPL is an active investor applying decades of financial markets experience and an extensive network during both the initial investment phase and in the ongoing relationship with investee companies. ACPL is an Appointed Representative of Sapia Partners LLP which is authorised by the Financial Conduct Authority.

UK Bond Network links high net worth and sophisticated individuals as well as institutional investors and wealth managers with pre-vetted UK business borrowers through an innovative online bond auction platform. • For businesses, access to between £500k and £4m of fast and flexible finance • For investors, secured high-yielding investment opportunities • We work with quoted as well as unquoted companies • No membership fees and no commissions for investors • FCA-compliant - UK Bond Network Limited is authorised and regulated by the Financial Conduct Authority, number 719193