Meirav Harnoy

Co-Founder & Managing Partner @ Moneta Venture Capital

📍 Israel🔄 Updated September 2026💼 13 investments📅 11 years investing🗓 Last invested Jan 2025
VC🌍 Israel
13
Total investments
6
Early stage
5
Mid stage
2
Late stage
11y
Years active

Portfolio

13 investments · sorted by recency
All investments
Early stage
Mid stage
Late stage
Investor
2025
Basis Theory offers a fully programmable vault to create engaging commerce flows, connect with any partner, effortlessly manage compliance, and keep control of payments data. Standing at the intersection of technology and commerce, Basis Theory’s PCI Level 1, SOC2 type 2, and ISO 27001-compliant vault revolutionizes the way fintechs and merchants build their payment infrastructure by providing unparalleled flexibility and customization. This enables businesses to tailor their payment stacks to their unique needs. From emerging fintech startups to established merchants, Basis Theory provides the tools and support necessary for each to craft a payment stack that perfectly aligns with their business model.
Investor
2024
Appcharge is an all-in-one platform, we provide everything game publishers need to sell direct to players; fully branded web stores, gamified offers, global payments checkout, mobile in-app-payments SDKs and more. We are your Merchant of Record: Appcharge supports 500 payment methods, 80 currencies, and makes partners financially compliant worldwide in minutes. Headquartered in Tel Aviv, we are funded by IVP, Creandum, Play Ventures, Gillot Capital, Bitkraft, Supercell, Playrix, Smilegate and more. 🏆Industry-Recognized Excellence Best Payment Service Provider — Pocket Gamer Mobile Games Awards (2024 & 2025) Game Changer 2026 — GamesBeat × Lightspeed × Nasdaq (Top 25 Gaming Startups)
Investor
Sep 2023
Kashable is a fast-growing, venture-backed FinTech company that is redefining financial wellbeing for working Americans. We are on a mission to provide inclusive, socially responsible, and affordable credit to employees as a voluntary benefit offered through their employer. By integrating seamlessly into employer-sponsored benefits and payroll systems, Kashable makes it easy for eligible employees to access fair, low-cost financing online in minutes, with convenient repayment through payroll. Kashable was founded in 2013 by a team of experienced serial entrepreneurs. Since then, we have grown into the leading provider of workplace financial wellness solutions. We have raised over $400 million in capital and delivered more than $1.5 billion in loans to working Americans through a network of employer clients representing over 4 million employees, including many Fortune 500 companies, governments, hospitals, and universities. Through innovative technology and a purpose-driven approach, Kashable empowers employees with holistic, responsible financial solutions while helping employers support the financial wellbeing of their workforce. We are a dynamic, ambitious, and mission-driven team building the future of financial wellness at work. Kashable is a consumer finance company licensed in AL, AR, AZ, CA, CO, CT, DE, FL, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, ND, NH, NJ, NM, NY, NV, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, WA, WI, WY, and District of Columbia. NMLS #1373339 https://www.nmlsconsumeraccess.org/
Investor
2021
FlexFactor is the first AI-powered decline-decisioning engine that identifies, intercepts, and reverses false payment declines in real time – preventing legitimate transactions from ever failing at checkout. The result: more revenue, fewer lost sales, new customers captured, higher LTV, stronger brand reputation, and reduced CAC waste. Powering both one-time purchases and subscriptions, we have reinvented payment decline recovery.
Investor
2021
Welcome to Intelligent Wealth. Farther is the Intelligent Wealth Platform, natively built to unlock greater wealth throughout your financial life. Named the #1 fastest growing financial services firm in the nation by Inc 5000 in 2025, Farther has surpassed $23b in recruited assets across 200+ wealth managers and 19,000+ clients.
Investor
2020
See how much you could save 🤑 https://insurify.com/ Insurify is the smart, virtual insurance platform for your auto, home, and life insurance needs. Were powered by a robust technology suite that provides fast, accurate, and personalized recommendations and quotes to help you make confident decisions about your insurance coverage and carrier. Save up to $400/year. Featured on @WSJ @TechCrunch @Forbes @lifehacker @CNET
Investor
2020
nSure.ai is the payment fraud prevention provider of choice for Gaming, Prepaid and Gift Cards, and Crypto. We offer a managed service based on adaptive AI that deploys, for each customer, a dedicated model trained on their data. Focusing on behavior patterns - the most accurate and uniquely effective way to mitigate modern scalable fraud - our solution takes a fundamentally different approach to detecting fraud and preventing it from happening. Our customers benefit from the highest-efficacy decisions delivered in under 300 ms, with up to 98% approval rates and a chargeback guarantee, generating zero-risk net incremental profit.
Investor
2020
Panorays is a leading provider of innovative third-party security risk management solutions, helping organizations worldwide manage their vendor risk effectively and efficiently. Through its AI-powered platform, Panorays transforms the TPRM process, providing a comprehensive and secure solution for both vendors and evaluators. The company's commitment to innovation and excellence makes it the trusted choice for TPRM needs across various industries.
Investor
2019
Consumers want fully immersive and frictionless experiences, and expect brands to deliver the best, most personalised and distinctive engagement campaigns. Railsr is passionate about enabling brands to build relevant finance experiences to drive customer engagement and loyalty. It believes that the embedded finance economy is a fundamentally different way of creating relationships between companies and consumers. Railsr has created a unique category within the financial services industry: embedded finance experiences. It has developed this to enable its customers to help the financial consumer, to deliver greater inclusion and freedoms. Railsr is a pioneer of a new way of looking at how financial services can empower and liberate. It offers a new approach for brands to harness the power of embedded finance through a low cost turnkey platform. It delivers embedded finance into a brands digital journey, designed as a vertically integrated financial ecosystem, starting at the central bank, or payment scheme (e.g. Visa), and ending with a fully embedded digital experience. Visit railsr.com and find out how we can help you or contact us via our form: www.railsr.com/start-your-experience During Covid-19 the financial industry has seen an increase of suspected fraud cases. If you have, or suspect you have been a victim please know that we treat all claims seriously and will do our best to help. Please contact us via email: support@railsbank.com or visit www.railsr.com/support as we are not able to discuss via social media. We also advise you to report this case to the Police in your jurisdiction. If you are in the UK, you can do this using the Action Fraud website; https://www.actionfraud.police.uk/reporting-fraud-and-cyber-crime
Investor
2016
Remitly Israel (formerly Rewire) is shaping the way international workers manage their finances. By harnessing the power of innovative technology, Remitly is able to provide an online cross-border financial services platform that answers to the unique needs of migrants worldwide. With full transparency, effortlessness, and a fair financial system for everyone, Remitly is playing an important role in promoting financial inclusion. Check out our new careers page: https://bit.ly/RemitlyILCareerPage Learn more at www.rewire.com
Investor
2016
Atidot is an AI cloud-based platform, tailored specifically to the needs of the life insurance industry, enabling insurers to grow their customers Life Time Value and create new revenues. Insurance companies today struggle to understand their customers as much of the data they collect is not accessible for decision making. Atidot’s technology solves this pain point by augmenting company data with external sources and running predictive models which generate accurate insights and help identify pockets of untapped opportunities for the business to leverage. From executives and marketers, to brokers and actuaries, the entire life insurance apparatus benefits from Atidot’s technology. *Executives are growing their business by improving the profitability of existing books of business. *Marketing and sales teams rely on Atidot to provide them with precise, qualified leads so that they can generate greater conversions via up-sale, cross-sale and retention programs in real time. *Policy distributors are able to leverage more precise customer information to develop more accurate policies in real time, and increase conversion rates. *Actuaries can easily create more precise reports and get more targeted risk analysis based on augmented data. *Policyholders can rest assured that their carriers are providing coverage that fits their needs. Want to learn more? Email us! info@atidot.com Interested in joining the team? jobs@atidot.com
Investor
2016
Drive employee experience and engagement programs in new and meaningful ways with Espresa’s leading product, global Lifestyle Spending Accounts (LSA). And, with LSA Plus™, you have even more ways to power inclusive flexibility with integrated total wellbeing, recognition, and community. Give your employees freedom of choice while using the HR tech engine that supports People Teams with attraction and retention, minimal administration, and with diversity, equity, and inclusion (DEI) built in. Discover the future of Human with Espresa.com.
Investor
2015
Through its Financial Accountability Engine™, TipRanks measures and ranks anyone giving financial advice. Its multi-award winning technology uses Natural Language Processing (NLP) algorithms to track any event published online, and to aggregate and analyze the following financial data: - Wall Street analyst ratings - Hedge fund activity - Corporate insider transactions - Financial blogger opinions - Investor sentiment - Financial news sentiment TipRanks harnesses these unique datasets along with technical and fundamental indicators to create advanced investment tools that can help investors perform comprehensive stock research, follow the experts of their choice, and find new investment ideas every day. Additionally, through partnerships with leading financial institutions, TipRanks gives millions more traders and investors around the world access to its unique datasets and research tools.
Experience · 16 entries
All (16)
Investments (13)
Founder (1)
2025
Investor
2025
Basis Theory offers a fully programmable vault to create engaging commerce flows, connect with any partner, effortlessly manage compliance, and keep control of payments data. Standing at the intersection of technology and commerce, Basis Theory’s PCI Level 1, SOC2 type 2, and ISO 27001-compliant vault revolutionizes the way fintechs and merchants build their payment infrastructure by providing unparalleled flexibility and customization. This enables businesses to tailor their payment stacks to their unique needs. From emerging fintech startups to established merchants, Basis Theory provides the tools and support necessary for each to craft a payment stack that perfectly aligns with their business model.
2024
Investor
2024
Appcharge is an all-in-one platform, we provide everything game publishers need to sell direct to players; fully branded web stores, gamified offers, global payments checkout, mobile in-app-payments SDKs and more. We are your Merchant of Record: Appcharge supports 500 payment methods, 80 currencies, and makes partners financially compliant worldwide in minutes. Headquartered in Tel Aviv, we are funded by IVP, Creandum, Play Ventures, Gillot Capital, Bitkraft, Supercell, Playrix, Smilegate and more. 🏆Industry-Recognized Excellence Best Payment Service Provider — Pocket Gamer Mobile Games Awards (2024 & 2025) Game Changer 2026 — GamesBeat × Lightspeed × Nasdaq (Top 25 Gaming Startups)
2023
Investor
Sep 2023
Kashable is a fast-growing, venture-backed FinTech company that is redefining financial wellbeing for working Americans. We are on a mission to provide inclusive, socially responsible, and affordable credit to employees as a voluntary benefit offered through their employer. By integrating seamlessly into employer-sponsored benefits and payroll systems, Kashable makes it easy for eligible employees to access fair, low-cost financing online in minutes, with convenient repayment through payroll. Kashable was founded in 2013 by a team of experienced serial entrepreneurs. Since then, we have grown into the leading provider of workplace financial wellness solutions. We have raised over $400 million in capital and delivered more than $1.5 billion in loans to working Americans through a network of employer clients representing over 4 million employees, including many Fortune 500 companies, governments, hospitals, and universities. Through innovative technology and a purpose-driven approach, Kashable empowers employees with holistic, responsible financial solutions while helping employers support the financial wellbeing of their workforce. We are a dynamic, ambitious, and mission-driven team building the future of financial wellness at work. Kashable is a consumer finance company licensed in AL, AR, AZ, CA, CO, CT, DE, FL, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, ND, NH, NJ, NM, NY, NV, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, WA, WI, WY, and District of Columbia. NMLS #1373339 https://www.nmlsconsumeraccess.org/
2021
Investor
2021
FlexFactor is the first AI-powered decline-decisioning engine that identifies, intercepts, and reverses false payment declines in real time – preventing legitimate transactions from ever failing at checkout. The result: more revenue, fewer lost sales, new customers captured, higher LTV, stronger brand reputation, and reduced CAC waste. Powering both one-time purchases and subscriptions, we have reinvented payment decline recovery.
Investor
2021
Welcome to Intelligent Wealth. Farther is the Intelligent Wealth Platform, natively built to unlock greater wealth throughout your financial life. Named the #1 fastest growing financial services firm in the nation by Inc 5000 in 2025, Farther has surpassed $23b in recruited assets across 200+ wealth managers and 19,000+ clients.
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Investment activity
2015–2025 · 13 investments
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