Manoj Soni

Technology is changing the wealth and asset management industry. That's why we created BYOB, a centralised online platform designed to automate manual tasks and streamline investment processes, empowering investment professionals to do what they do best - servicing their clients. Built for investment professionals, BYOB’s front-office platform organises your data, provides a bespoke analytical toolbox and manages portfolios & reporting requirements in a simple yet flexible way. Think of us as your outsourced tech team.

Technology is changing the wealth and asset management industry. That's why we created BYOB, a centralised online platform designed to automate manual tasks and streamline investment processes, empowering investment professionals to do what they do best - servicing their clients. Built for investment professionals, BYOB’s front-office platform organises your data, provides a bespoke analytical toolbox and manages portfolios & reporting requirements in a simple yet flexible way. Think of us as your outsourced tech team.

An independent, London-based, Private Investment Office managing discretionary capital entrusted to us by our shareholders and a small number of other wealthy families and institutions. Our cornerstone investor is the Capricorn Group – a significant international family office with a successful track record built up across 30 years of investing in both liquid and illiquid assets,mainly in the UK and South Africa. The other families we work with are typically centred around first-generation entrepreneurs who have sold businesses, often in the Technology and Financial Services sectors. They have investable assets in excess of $25m, but do not have the appetite to set up their own family office structures and would prefer to work with an independent provider. Our philosophy is grounded in the multi-asset class endowment approach used by many of the most sophisticated investors in the US and Europe. We seek to achieve excess returns by partnering and co-investing with best in class third party managers who have specialist expertise in niche areas. We provide our families with highly customized advice which diversifies their portfolios across Equities, Private Equity, Venture Capital, Property, Credit and uncorrelated strategies. With the help of our network, shareholders, and clients we are fortunate to have access to many of the top performing (often hard closed)managers in each of those areas. Our twin objectives are to give clients an experience equivalent to having capital managed by their own family office with the investment approach of a leading endowment fund. We believe these investors pursue a strategy that has consistently put them among the most successful institutional investors in the world.

Founded in 2001, Partners Capital is a global investment office acting for distinguished endowments and foundations, senior investment professionals and prominent families across the globe. With over $75B in assets under management* the firm constructs customised investment portfolios for its clients tapping into its deep network of partnerships with what it considers exceptional asset managers across all major asset classes. The firm employs more than 400 people across its nine offices located in Boston, London, New York, Dallas, Hong Kong, Paris, San Francisco, Singapore and Dubai. For more information on Partners Capital, please visit: www.partners-cap.com. Disclaimer: Past performance is not indicative of future returns. For important disclosures please visit https://partners-cap.com/regulatory-disclosures/ *Firm AUM as of December 31, 2025

Founded in 1914, Merrill is one of the largest wealth management businesses in the world. Merrill financial advisors combine financial knowledge and experience with a deep understanding of their clients’ needs to help their clients pursue the lives they want. With a deep commitment to placing their clients interests first, Merrill financial advisors draw upon the investment insights of Merrill and the banking insights of Bank of America to unlock opportunities tailored to their clients’ needs in many areas of their financial lives. The strategies our financial advisors offer go beyond investment management to include college savings strategies, retirement planning, eldercare, philanthropy, estate planning services, small business services, and access to cash management & banking strategies. Any opinions, views, statements, estimates or projections ("posts") posted on this web page are solely those of the author(s). Merrill Lynch Global Wealth Management is part of Bank of America Corporations Global Wealth & Investment Management business. Additional Terms, Conditions & Disclaimers found here: https://www.ml.com/social-media/merrill-lynch-on-twitter.html Disclaimer The site is maintained by a third party that has no affiliation with Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S" or "Merrill"). The recommendations posted to this page by or about Merrill employees, are not endorsed by, and may not represent the views. This material is not intended to constitute a recommendation, offer or solicitation for the purchase or sale of any security financial instrument. or strategy. Always consult with your independent attorney, tax advisor, investment managers, and insurance agent for final recommendations and before changing or implementing any financial, tax, or estate planning strategy. Bank of America Linkedin Community Guidelines: http://about.bankofamerica.com/en-us/social-media/linkedin-community­guidelines.html