Laurent Descout

Issue debit cards without needing a bank or a third party processor via Union54s Card Issuing API.

Issue debit cards without needing a bank or a third party processor via Union54s Card Issuing API.

NEO re-invents international corporate banking from the ground up. Our vision is to create a global multi-currency account for global treasury teams. Since launch +300 corporates in 28 countries have adopted the NEO multi-currency account as their global account solution. NEO clears more than $10 billions worth of payment each year. Our Star Product is the NEO multi-currency corporate account • Opened in matter of days • European IBAN in your company name • SEPA, SWIFT connected • Multi-currency by design pay / collect in +25 currencies (incl USD capabilities) • Ultra competitive pricing (both for FX and cross-border payments) • Same day settlement in most currencies • Connectivity with accounting systems and PSPs via RESTful API • Professional human support from cross border payment specialists All powered by NEOs proprietary core banking system: • All your data always available • Market prices in real time • Roles and permissions • Unlimited users • Granular and programmable multi-currency wallets About Security: • Regulated by the Spanish market authorities (CNMV) • Member of the Spanish national investment guarantee fund (FOGAIN) • Authorised for payments by the National Bank of Spain PSD2 • ISO 27001 certified • Swift connected member (BIC: NEOPESBB) • Safeguarding of funds with A+ rated banks in EU and UK 100% plug and play. It is live immediately without any type of complex integration. ------- NEO group has its headquarters in Barcelona.

Kantox is a leader in Currency Management Automation software that enables businesses to automate their end-to-end FX workflow, eliminate risk and leverage currencies for growth. Founded in 2011, the company employs over 200 people and has offices in London and Barcelona. Clients in 75 countries have already exchanged more than USD $30 billion with Kantox. Named one of the world’s fastest-growing fintech companies, Kantoxs currency management solutions have also been recognised as best-in-class by treasury professionals worldwide, winning the Best Solution Innovation for FX Risk and the Best Risk Management Solution at the 2025, 2022, 2021, 2020 and 2019 Treasury Management International Awards respectively. As of July 2023, Kantox is a BNP Paribas company. Kantox will continue to operate as an independent company, now with the experience and market power of BNP Paribas behind it.