Kristo Karu

Recruitment and FinTech

📍 United Kingdom🔄 Updated September 2026💼 2 investments📅 17 years investing🗓 Last invested Jul 2015
Angel investor🌍 United Kingdom
2
Total investments
2
Early stage
0
Mid stage
0
Late stage
17y
Years active

Portfolio

2 investments · sorted by recency
All investments
Early stage
Mid stage
Late stage
Seed Investor
Jul 2015
In 2013 a group of real estate and fintech experts based in Tallinn, Estonia had a bright idea. What if they could break down the barriers which ensured that investing in secured property loans was a luxury only available to the wealthy and well-connected? And what if they could help entrepreneurs and visionaries in the property development business who struggle with the ‘one-size-fits all’ solutions offered by banks and major financial institutions at the same time? Thus Estateguru was born. Today, more than half a decade later, we have facilitated more than 3100 loans worth in excess of €500 million. Over 100 000 investors, from all walks of life and hailing from 109 countries, have earned average returns of 11.24% by backing property loans in Estonia, Latvia, Lithuania, Spain, Germany, Sweden and Finland with more markets to follow soon. Due to the large and diversified investor base, with millions of EUR available to lend, our borrowers can get the money they need to realise their plans quickly, on their own terms, and investors can access pre-vetted and diversified, cross-border investment opportunities with a low barrier to entry and total transparency. Join us on our journey of building the bridges in property finance world.
Seed Investor
Jan 2009
Established in 2008, the Bondora Group is a leading fintech that helps make access to money simple, borderless, and personalized so people can accelerate their dreams. Bondora Group proudly serves nearly 1 million customers with our hassle-free online investment opportunities across Europe and ethical consumer credit products in five EU countries, with more launching each year. We are curious. We are fast. We are one team. These values guide our decisions and actions as we journey together toward excellence. Working at Bondora means youre always learning, creating solutions, and building something meaningful for our customers. Want to be part of the future of finance? Join our team today >>
Experience · 2 entries
All (2)
Investments (2)
2015
Seed Investor
Jul 2015
In 2013 a group of real estate and fintech experts based in Tallinn, Estonia had a bright idea. What if they could break down the barriers which ensured that investing in secured property loans was a luxury only available to the wealthy and well-connected? And what if they could help entrepreneurs and visionaries in the property development business who struggle with the ‘one-size-fits all’ solutions offered by banks and major financial institutions at the same time? Thus Estateguru was born. Today, more than half a decade later, we have facilitated more than 3100 loans worth in excess of €500 million. Over 100 000 investors, from all walks of life and hailing from 109 countries, have earned average returns of 11.24% by backing property loans in Estonia, Latvia, Lithuania, Spain, Germany, Sweden and Finland with more markets to follow soon. Due to the large and diversified investor base, with millions of EUR available to lend, our borrowers can get the money they need to realise their plans quickly, on their own terms, and investors can access pre-vetted and diversified, cross-border investment opportunities with a low barrier to entry and total transparency. Join us on our journey of building the bridges in property finance world.
2009
Seed Investor
Jan 2009
Established in 2008, the Bondora Group is a leading fintech that helps make access to money simple, borderless, and personalized so people can accelerate their dreams. Bondora Group proudly serves nearly 1 million customers with our hassle-free online investment opportunities across Europe and ethical consumer credit products in five EU countries, with more launching each year. We are curious. We are fast. We are one team. These values guide our decisions and actions as we journey together toward excellence. Working at Bondora means youre always learning, creating solutions, and building something meaningful for our customers. Want to be part of the future of finance? Join our team today >>