Keith Bear

ESMA is an independent EU Authority that was established in 2011. It works closely with the national competent authorities who are members of the European System of Financial Supervision and the other European Supervisory Authorities – the European Banking Authority (EBA) responsible for banking and the European Insurance and Occupational Pensions Authority (EIOPA) responsible for insurance and occupational pensions. Contact information: https://www.esma.europa.eu/contact-information

An award-winning global consulting firm working with clients across a diverse range of markets, industries and geographies. Were a high-performance, hand-selected team of industry professionals, subject matter experts, career consultants, designers and developers. We take on our clients’ toughest business challenges to deliver lasting, tangible change. Our culture is built on entrepreneurialism, so our people play an integral role in building our business. Every member of our team is an owner of Elixirr through our share schemes, encouraging an ownership mindset by seeing real return for the work they put in every day. Our roots are in strategy consulting. Our capabilities range from business model innovation to change management, and everything in between. Alongside the expertise brought in by Den, Coast Digital, Retearn, iOLAP, Responsum, Insigniam and Hypothesis - we have a unique collection of capabilities to help supercharge every stage of our clients’ business journey. We are a global firm working across industries, combining our experience as consultants, entrepreneurs and practitioners to deliver bespoke solutions. We’re a firm of disruptors, risk takers and straight-talkers, challenging convention to help our clients change the game. We are driven by one purpose. To be the best consulting firm in the world. We are Elixirr. The Challenger Consultancy.

At IBM, we do more than work. We create. We create as technologists, developers, and engineers. We create with our partners. We create with our competitors. If youre searching for ways to make the world work better through technology and infrastructure, software and consulting, then we want to work with you. Were here to help every creator turn their "what if" into what is. Lets create something that will change everything.