Kathy Citta

Pacific Union Financial, LLC is now Mr. Cooper. We are Mr. Cooper, the nation’s largest non-bank mortgage servicer and a leading mortgage lender. And we’re here to keep the dream of homeownership alive. Our HQ is located in Dallas, TX, with major outposts in Irvine, CA; Chandler, AZ; Longview, TX; Highlands Ranch, CO; and Chennai, India. We’re here to drive change in an industry that needs it. We won’t deny it: The home loan industry has a reputation for being confusing, intimidating, “customer-last,” and perhaps a few other choice adjectives that aren’t exactly synonyms for “awesome.” We’re determined to change that. We’re determined to lead by example and prove once and for all that a profitable home loan company can also be straightforward, friendly, trustworthy, and approachable. Here’s the bottom line: We don’t want to be the company where you take a job. We want to be the company where you build your career… one exciting, fulfilling moment at a time. Does Mr. Cooper sound like your kind of place? If so, we can’t wait to hear from you. Visit www.mrcoopercareers.com for current job openings. Mr. Cooper is a proud equal opportunity employer.

Owners and investors in commercial and multifamily real estate need rapid decision-making and straight-talk from their financial institutions now more than ever. Our professionals, located across the country, bring a fully integrated commercial and multifamily real estate finance platform to real estate owners and investors. The group provides interim and construction finance, permanent mortgages, commercial real estate loan servicing, investment banking and cash management services for virtually all types of income-producing commercial real estate. As a Fannie Mae Delegated Underwriter and Servicer, Freddie Mac Program Plus Seller/Servicer and FHA approved mortgagee, KeyBank Real Estate Capital offers a variety of agency financing solutions for multifamily properties, including affordable housing, seniors housing and student housing. Our clients value our working relationship in part due to our rapid decision-making, but even more so because we get to know the unique dynamics of each client’s business to support multiple financial needs, from project funding to operating capital, treasury management and servicing. KeyBank Real Estate Capital is also one of the nation’s largest and highest-rated commercial mortgage servicers.

We are a full-service commercial, corporate, and investment bank* focused primarily on serving middle market clients within targeted industry sectors. What differentiates us from competitors is our ability to seamlessly deliver comprehensive industry expertise, unique insight and capital markets* solutions. In addition to our corporate and investment banking* products and services, other capabilities include commercial mortgage finance and servicing, equipment finance, public finance, and commercial payments. For more insights from our experts and a complete list of our capabilities, visit Key.com/corporate. Banking products and services are offered by KeyBank National Association. KeyBank is a Member FDIC. *Securities products and services such as investment banking and capital raising are offered by KeyBanc Capital Markets Inc. and KeyBank National Association (KeyBank N.A.) are separate, but affiliated companies. Investments are: NOT FDIC INSURED•NOT BANKGUARANTEED•MAY LOSE VALUE•NOT A DEPOSIT•NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY

Pacific Union Financial, LLC is now Mr. Cooper. We are Mr. Cooper, the nation’s largest non-bank mortgage servicer and a leading mortgage lender. And we’re here to keep the dream of homeownership alive. Our HQ is located in Dallas, TX, with major outposts in Irvine, CA; Chandler, AZ; Longview, TX; Highlands Ranch, CO; and Chennai, India. We’re here to drive change in an industry that needs it. We won’t deny it: The home loan industry has a reputation for being confusing, intimidating, “customer-last,” and perhaps a few other choice adjectives that aren’t exactly synonyms for “awesome.” We’re determined to change that. We’re determined to lead by example and prove once and for all that a profitable home loan company can also be straightforward, friendly, trustworthy, and approachable. Here’s the bottom line: We don’t want to be the company where you take a job. We want to be the company where you build your career… one exciting, fulfilling moment at a time. Does Mr. Cooper sound like your kind of place? If so, we can’t wait to hear from you. Visit www.mrcoopercareers.com for current job openings. Mr. Cooper is a proud equal opportunity employer.

Nationstar Mortgage is a recognized leader in the mortgage industry with more than two decades of experience, and its flagship brand, Mr. Cooper, is the largest non-bank mortgage servicer in the nation. Nationstar Mortgage serves customers at every point of the home loan journey, with a focus on delivering a variety of servicing and lending products and technologies to make the home loan process more rewarding and less worrisome. Through its brands, Nationstar is dedicated to raising the standard of service borrowers can expect from a home loan lender and servicer. Nationstar Mortgage is owned by Mr. Cooper Group Inc. (NASDAQ: COOP). Interested in joining the team? Visit www.mrcoopercareers.com for current job openings. Nationstar Mortgage is a proud equal opportunity employer. NMLS #2119 Equal Housing Opportunity Legal: www.mrcooper.com/legal This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.

Owners and investors in commercial and multifamily real estate need rapid decision-making and straight-talk from their financial institutions now more than ever. Our professionals, located across the country, bring a fully integrated commercial and multifamily real estate finance platform to real estate owners and investors. The group provides interim and construction finance, permanent mortgages, commercial real estate loan servicing, investment banking and cash management services for virtually all types of income-producing commercial real estate. As a Fannie Mae Delegated Underwriter and Servicer, Freddie Mac Program Plus Seller/Servicer and FHA approved mortgagee, KeyBank Real Estate Capital offers a variety of agency financing solutions for multifamily properties, including affordable housing, seniors housing and student housing. Our clients value our working relationship in part due to our rapid decision-making, but even more so because we get to know the unique dynamics of each client’s business to support multiple financial needs, from project funding to operating capital, treasury management and servicing. KeyBank Real Estate Capital is also one of the nation’s largest and highest-rated commercial mortgage servicers.

We are a full-service commercial, corporate, and investment bank* focused primarily on serving middle market clients within targeted industry sectors. What differentiates us from competitors is our ability to seamlessly deliver comprehensive industry expertise, unique insight and capital markets* solutions. In addition to our corporate and investment banking* products and services, other capabilities include commercial mortgage finance and servicing, equipment finance, public finance, and commercial payments. For more insights from our experts and a complete list of our capabilities, visit Key.com/corporate. Banking products and services are offered by KeyBank National Association. KeyBank is a Member FDIC. *Securities products and services such as investment banking and capital raising are offered by KeyBanc Capital Markets Inc. and KeyBank National Association (KeyBank N.A.) are separate, but affiliated companies. Investments are: NOT FDIC INSURED•NOT BANKGUARANTEED•MAY LOSE VALUE•NOT A DEPOSIT•NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY