Karl Bagga

We combine world-leading expertise in remote sensing, biogeochemical modelling, AI and carbon markets to provide a cutting edge analytics platform for carbon project developers and natural capital investors. We cover all nature based solutions with current projects spanning forestry, regenerative agriculture, rice methane, grassland management and blue carbon.

We are a swiss fintech company with our ZoodPay, Buy Now Pay Later (BNPL) payment solution offering interest-free installments in untapped MENA and Central Asia countries with low credit card adoption. We are the only BNPL provider to also have its own marketplace ZoodMall with cross-border and local sales reaching the mass market in our target countries. We provide a massive opportunity for merchants across Asia, MENA, CIS, and even Europe to access huge new e-commerce opportunities in KSA, JO, KW, IQ, LB, KZ and UZ all underserved by the current providers.

In 2013 a group of real estate and fintech experts based in Tallinn, Estonia had a bright idea. What if they could break down the barriers which ensured that investing in secured property loans was a luxury only available to the wealthy and well-connected? And what if they could help entrepreneurs and visionaries in the property development business who struggle with the ‘one-size-fits all’ solutions offered by banks and major financial institutions at the same time? Thus Estateguru was born. Today, more than half a decade later, we have facilitated more than 3100 loans worth in excess of €500 million. Over 100 000 investors, from all walks of life and hailing from 109 countries, have earned average returns of 11.24% by backing property loans in Estonia, Latvia, Lithuania, Spain, Germany, Sweden and Finland with more markets to follow soon. Due to the large and diversified investor base, with millions of EUR available to lend, our borrowers can get the money they need to realise their plans quickly, on their own terms, and investors can access pre-vetted and diversified, cross-border investment opportunities with a low barrier to entry and total transparency. Join us on our journey of building the bridges in property finance world.

Stable is an industry risk club that helps supply chain professionals understand and manage volatile commodity prices. The club makes it easy to protect your balance sheet, save money and lower your tax bill.

We combine world-leading expertise in remote sensing, biogeochemical modelling, AI and carbon markets to provide a cutting edge analytics platform for carbon project developers and natural capital investors. We cover all nature based solutions with current projects spanning forestry, regenerative agriculture, rice methane, grassland management and blue carbon.

We are a swiss fintech company with our ZoodPay, Buy Now Pay Later (BNPL) payment solution offering interest-free installments in untapped MENA and Central Asia countries with low credit card adoption. We are the only BNPL provider to also have its own marketplace ZoodMall with cross-border and local sales reaching the mass market in our target countries. We provide a massive opportunity for merchants across Asia, MENA, CIS, and even Europe to access huge new e-commerce opportunities in KSA, JO, KW, IQ, LB, KZ and UZ all underserved by the current providers.

In 2013 a group of real estate and fintech experts based in Tallinn, Estonia had a bright idea. What if they could break down the barriers which ensured that investing in secured property loans was a luxury only available to the wealthy and well-connected? And what if they could help entrepreneurs and visionaries in the property development business who struggle with the ‘one-size-fits all’ solutions offered by banks and major financial institutions at the same time? Thus Estateguru was born. Today, more than half a decade later, we have facilitated more than 3100 loans worth in excess of €500 million. Over 100 000 investors, from all walks of life and hailing from 109 countries, have earned average returns of 11.24% by backing property loans in Estonia, Latvia, Lithuania, Spain, Germany, Sweden and Finland with more markets to follow soon. Due to the large and diversified investor base, with millions of EUR available to lend, our borrowers can get the money they need to realise their plans quickly, on their own terms, and investors can access pre-vetted and diversified, cross-border investment opportunities with a low barrier to entry and total transparency. Join us on our journey of building the bridges in property finance world.

Stable is an industry risk club that helps supply chain professionals understand and manage volatile commodity prices. The club makes it easy to protect your balance sheet, save money and lower your tax bill.