João Mello Franco

O Banco CTT nasce da evolução natural do negócio de serviços financeiros prestados pelos CTT. Desde 2016 apresenta uma oferta simples e descomplicada, com soluções para a gestão do quotidiano, soluções de poupança e de crédito. É nosso objetivo dar continuidade à estratégia de simplicidade, proximidade e competitividade da oferta, continuar a crescer em clientes e a servir as famílias portuguesas, solidificando a nossa presença e crescimento no setor bancário português. A nossa entrega é total 212 Lojas | Horário Alargado 09h00 às 18h00 Linha de Apoio 212 697 144 | Atendimento personalizado das 08h00 às 00h00

Novobanco is the 4th largest bank operating in the Portuguese market, with 1.6 million customers, assets of 43.5 billion euros and a 9.8% market share in 2023. Our omnichannel customer relationship model offers a complete and convenient banking experience, including secure digital channels, complemented by an innovative and recent proximity distribution model, with more than 292 branches and 20 corporate centres covering the entire country. With one of the most robust capital ratios at national and international level, we have strengthened our market share in customer deposits and resources, totalling more than 34.5 billion euros, while guaranteeing the financing of the national economy by supporting families and companies, with more than 25.5 billion euros in loans granted. We value the training of our more than 4,200 professionals and support the community through social, cultural and financial inclusion programmes. Our purpose is to contribute to Portugals economic growth, both for families and companies at all stages of their lives, in a sustainable and responsible way.

O Banco CTT nasce da evolução natural do negócio de serviços financeiros prestados pelos CTT. Desde 2016 apresenta uma oferta simples e descomplicada, com soluções para a gestão do quotidiano, soluções de poupança e de crédito. É nosso objetivo dar continuidade à estratégia de simplicidade, proximidade e competitividade da oferta, continuar a crescer em clientes e a servir as famílias portuguesas, solidificando a nossa presença e crescimento no setor bancário português. A nossa entrega é total 212 Lojas | Horário Alargado 09h00 às 18h00 Linha de Apoio 212 697 144 | Atendimento personalizado das 08h00 às 00h00

Novobanco is the 4th largest bank operating in the Portuguese market, with 1.6 million customers, assets of 43.5 billion euros and a 9.8% market share in 2023. Our omnichannel customer relationship model offers a complete and convenient banking experience, including secure digital channels, complemented by an innovative and recent proximity distribution model, with more than 292 branches and 20 corporate centres covering the entire country. With one of the most robust capital ratios at national and international level, we have strengthened our market share in customer deposits and resources, totalling more than 34.5 billion euros, while guaranteeing the financing of the national economy by supporting families and companies, with more than 25.5 billion euros in loans granted. We value the training of our more than 4,200 professionals and support the community through social, cultural and financial inclusion programmes. Our purpose is to contribute to Portugals economic growth, both for families and companies at all stages of their lives, in a sustainable and responsible way.

McKinsey & Company is a global management consulting firm. We are the trusted advisor to the worlds leading businesses, governments, and institutions. We work with leading organizations across the private, public and social sectors. Our scale, scope, and knowledge allow us to address problems that no one else can. We have deep functional and industry expertise as well as breadth of geographical reach. We are passionate about taking on immense challenges that matter to our clients and, often, to the world. We work with our clients as we do with our colleagues. We build their capabilities and leadership skills at every level and every opportunity. We do this to help build internal support, get to real issues, and reach practical recommendations. We bring out the capabilities of clients to fully participate in the process and lead the ongoing work.