Janko Nedic

Ibancar is a fintech company disrupting asset based lending in Spain and launching in Latin America. It is the only company in the world operating a 100% remote and truly frictionless asset based lending model using the borrowers car as collateral. Requiring no contact with the borrower or the car, Ibancar makes loans available within hours. Its creative and disciplined business model is purpose built for online distribution and massively scalable. Ibancars intelligent and innovative approach is a game changer for online lending. The use of collateral makes every applicant more creditworthy allowing Ibancar to lend larger amounts for longer periods to first time borrowers without the high losses incurred by other online lenders. This approach to lending gives Ibancar a huge competitive advantage generating a sector leading client lifetime value. Ibancar operates a sustainable platform offering ethical and well understood loans that are genuinely inclusive and have appeal across the entire credit spectrum as well as enabling the credit invisible and, with this sensible approach to risk, Ibancar is making payday lending a thing of the past.

We build simple and transparent digital products to give everyone access to equitable and empowering financial services. Our credit line and instant personal loan app has offered "No Tension Loans" to over 10 million customers in 5000 locations around India.

Ibancar is a fintech company disrupting asset based lending in Spain and launching in Latin America. It is the only company in the world operating a 100% remote and truly frictionless asset based lending model using the borrowers car as collateral. Requiring no contact with the borrower or the car, Ibancar makes loans available within hours. Its creative and disciplined business model is purpose built for online distribution and massively scalable. Ibancars intelligent and innovative approach is a game changer for online lending. The use of collateral makes every applicant more creditworthy allowing Ibancar to lend larger amounts for longer periods to first time borrowers without the high losses incurred by other online lenders. This approach to lending gives Ibancar a huge competitive advantage generating a sector leading client lifetime value. Ibancar operates a sustainable platform offering ethical and well understood loans that are genuinely inclusive and have appeal across the entire credit spectrum as well as enabling the credit invisible and, with this sensible approach to risk, Ibancar is making payday lending a thing of the past.

We build simple and transparent digital products to give everyone access to equitable and empowering financial services. Our credit line and instant personal loan app has offered "No Tension Loans" to over 10 million customers in 5000 locations around India.

We are a recognised market leader in liability driven and fixed income investment and are one of the world’s largest institutional investment managers and the world’s largest LDI manager. Headquartered in London, we have a global network of operations in the UK, Ireland, Germany, US, Japan and Australia. Our clients include pension funds, corporates, local authorities, insurers, sovereign wealth funds, wealth managers, financial institutions and supernationals. Our purpose is to partner with clients to reach their financial goals with clarity, confidence and certainty by delivering innovative, tailored solutions. We are a subsidiary of The Bank of New York Mellon Corporation: https://www.bny.com/investments.html Read our mission statement here: https://www.insightinvestment.com/corporate/about-insight/purpose-and-mission/ To view our terms and conditions click here: https://www.insightinvestment.com/terms-and-conditions/ Posts are intended for professional investors only. Investing involves risk.

Renshaw Bay LLP was established as an independent asset management firm focused on investment opportunities resulting from dislocations and structural changes in global capital markets. On 2nd October, 2015, Renshaw Bay LLP completed the transfer of its Real Estate Finance business to entities in the group headed by GAM Holdings AG. The firm has since ceased to conduct investment business. For more information on Renshaw Bay LLP, please contact us at: Tel: +44 (0)20 7071 7260 Email: notices@renshawbay.com