Jennifer Sheasgreen

The Fourth Effect is the platform for the advisory economy. Half of all professionals will work across multiple companies by 2030 — as advisors, board members, and fractional executives. Its already happening, and theres no system for any of it. We built it. For startups, its how you find the right people, structure the relationship properly, and manage your advisory bench over time. For professionals, its how you build a portfolio career with real structure, real equity, and a reputation that compounds. Powered by a global community of 20,000+ founders, executives, advisors, board directors, and investors across 60+ countries. New platform launches late June 2026. Join the early access list at thefourtheffect.com

CareFi is building the first decentralized exchange (DEX) for healthcare-linked synthetic assets—tokenized instruments based on real-world medical claims and clinical data, cost inflation, and utilization trends. Powered by the Oriel Index Engine, CareFi enables investors and institutions to trade, hedge, and earn yield from synthetic healthcare markets such as joint replacement utilization, GLP-1 drug inflation, and kidney care cost trends.

The Fourth Effect is the platform for the advisory economy. Half of all professionals will work across multiple companies by 2030 — as advisors, board members, and fractional executives. Its already happening, and theres no system for any of it. We built it. For startups, its how you find the right people, structure the relationship properly, and manage your advisory bench over time. For professionals, its how you build a portfolio career with real structure, real equity, and a reputation that compounds. Powered by a global community of 20,000+ founders, executives, advisors, board directors, and investors across 60+ countries. New platform launches late June 2026. Join the early access list at thefourtheffect.com

Stearns Bank made the decision to exit the healthcare finance space. Stearns Healthcare Finance, was a division of Stearns Bank, N.A., specialized in helping smaller middle-market healthcare companies, hospitals, nursing homes, home health agencies, physician group and other providers of goods and services to the healthcare industry that would benefit from: •Revolving lines of credit secured by insurance, government or contract accounts receivable •Term loans secured by inventory •Equipment finance or lease programs We financed healthcare deals from $1 million to $10 million. Funds may be used for a variety of purposes, including turnarounds, restructurings, M&A financing or general working capital.