Ilkka Lähteenmäki

Olemme rohkea ja vahva pankkiyhteisö, joka haluaa olla asiakkaidemme luottamuksen arvoinen ja aina ylittää odotukset. Osuustoimintataustaisen POP Pankki -ryhmän tavoitteissa korostuu terveen ja kannattavan liiketoiminnan lisäksi asiakaskokemuksen kehittäminen ja meillä onkin Pohjoismaiden tyytyväisimmät asiakkaat. Ylpeyden aiheenamme on lisäksi ansaittuna Suomen parhain asiakaspalvelu. Taloutemme on vahva ja olemme Suomen vakavaraisimpia pankkiryhmiä. Ryhmäämme kuuluu 18 POP Pankkia, verkossa toimiva vahinkovakuutusyhtiö POP Vakuutus, POP Pankkien keskusluottolaitos Bonum Pankki Oyj, POP Asuntoluottopankki Oyj ja POP Pankkikeskus osk. Asiakkaat saavat meiltä yhden katon alta kaikki kattavat henkilöasiakkaiden sekä pk-yritysten maksuliike-, kortti-, säästämis- ja sijoitus- sekä rahoituspalvelut. Meillä POP Pankki -ryhmässä työskentelee yli 800 finanssialan ammattilaista. Tähän joukkoon toivotamme tervetulleeksi ihmisiä, joilla on kyky innostua ja innostaa myös muita kehittymään tehtävissään. POP Pankki -ryhmä tarjoaa monipuolisia finanssialan töitä ympäri Suomen. POP Bank Group is a Finnish financial group that offers retail banking services to private customers, small companies and agricultural and forestry clients, as well as non-life insurance services to private customers. POP Bank Group consists of 18 cooperative POP Banks, POP Bank Centre coop, central credit institution Bonum Bank Plc, POP Mortgage Bank Plc and online insurance company Finnish P&C Insurance Ltd (branded POP Insurance). POP Banks formed the amalgamation of POP Banks in December 2015. Cooperative banks themselves are over 100 years old and are owned by the members of the co-operative. POP Banks emphasize the development of the customer experience, and take pride in having the most satisfied customers in Nordic region and the best customer service in Finland.

Artwave is a patented technology for creating surfable waves in open water. We enable a cost efficient, environmentally responsible and excellent surfing experience everywhere, for everyone. Artwave is the first man-made wave, which does not require a massive upfront investment or operating expenses. Nor does it need a pool. We can deliver an easy set-up for urban shorelines, rivers, lakes, ponds or even surf resorts with many simultaneous waves. Our solution is entirely mobile. Once we leave, there is no permanent trace in the nature. Only a positive impact as our waves can renew oxygen in the water by keeping it moving and refreshed. This is called water aeration, which can also prevent harmful algae blooms. Our technology combines mechanics and fluid dynamics. It's easy to assemble and disassemble. We use a low-power engine and a sailboat-inspired wing system that makes constant waves. Artwave is currently running on a private test site in Finland.

Fintech Finland is a neutral, non profit organization created to boost Fintech services in Finland and help Fintech companies grow internationally. We arrange network events and mentoring. We co-operate with Fintech, Banks and Insurance companies as well as will regulators to create a leading Fintech Hub in Finland. Our Strategic Objectives -Create a broad and diversified ecosystem in Finland -Boost innovation and help new companies to enter to the market -Be active in international events -Cross breed AI and other technologies between industries

ALM Partners is the only company in Finland that specializes in financial asset and liability management (ALM). We provide our clients with ALM services and consultation, treasury consultancy and financial sector project expertise. Our goal is to improve customer profitability and balance sheet effectiveness together with our customer, and to support key business decisions.

Bonum Bank is a central credit institution owned by the POP Bank Alliance. Bonum Bank is based on the former payment institution ACH Finland Ltd. Banking operations began in August 2014 and POP Banks central credit institution operations commenced in February 2015. As a central credit institution Bonum Bank is responsible for payment transfer and treasury services for POP Banks. Bonum Bank is an internal bank in the POP Bank Group providing services to POP Banks and thus reducing need of outside service providers. Since December 2015 Bonum Bank is member of the POP Bank Alliance and part of the Amalgamation of POP Banks.

Olemme rohkea ja vahva pankkiyhteisö, joka haluaa olla asiakkaidemme luottamuksen arvoinen ja aina ylittää odotukset. Osuustoimintataustaisen POP Pankki -ryhmän tavoitteissa korostuu terveen ja kannattavan liiketoiminnan lisäksi asiakaskokemuksen kehittäminen ja meillä onkin Pohjoismaiden tyytyväisimmät asiakkaat. Ylpeyden aiheenamme on lisäksi ansaittuna Suomen parhain asiakaspalvelu. Taloutemme on vahva ja olemme Suomen vakavaraisimpia pankkiryhmiä. Ryhmäämme kuuluu 18 POP Pankkia, verkossa toimiva vahinkovakuutusyhtiö POP Vakuutus, POP Pankkien keskusluottolaitos Bonum Pankki Oyj, POP Asuntoluottopankki Oyj ja POP Pankkikeskus osk. Asiakkaat saavat meiltä yhden katon alta kaikki kattavat henkilöasiakkaiden sekä pk-yritysten maksuliike-, kortti-, säästämis- ja sijoitus- sekä rahoituspalvelut. Meillä POP Pankki -ryhmässä työskentelee yli 800 finanssialan ammattilaista. Tähän joukkoon toivotamme tervetulleeksi ihmisiä, joilla on kyky innostua ja innostaa myös muita kehittymään tehtävissään. POP Pankki -ryhmä tarjoaa monipuolisia finanssialan töitä ympäri Suomen. POP Bank Group is a Finnish financial group that offers retail banking services to private customers, small companies and agricultural and forestry clients, as well as non-life insurance services to private customers. POP Bank Group consists of 18 cooperative POP Banks, POP Bank Centre coop, central credit institution Bonum Bank Plc, POP Mortgage Bank Plc and online insurance company Finnish P&C Insurance Ltd (branded POP Insurance). POP Banks formed the amalgamation of POP Banks in December 2015. Cooperative banks themselves are over 100 years old and are owned by the members of the co-operative. POP Banks emphasize the development of the customer experience, and take pride in having the most satisfied customers in Nordic region and the best customer service in Finland.

Artwave is a patented technology for creating surfable waves in open water. We enable a cost efficient, environmentally responsible and excellent surfing experience everywhere, for everyone. Artwave is the first man-made wave, which does not require a massive upfront investment or operating expenses. Nor does it need a pool. We can deliver an easy set-up for urban shorelines, rivers, lakes, ponds or even surf resorts with many simultaneous waves. Our solution is entirely mobile. Once we leave, there is no permanent trace in the nature. Only a positive impact as our waves can renew oxygen in the water by keeping it moving and refreshed. This is called water aeration, which can also prevent harmful algae blooms. Our technology combines mechanics and fluid dynamics. It's easy to assemble and disassemble. We use a low-power engine and a sailboat-inspired wing system that makes constant waves. Artwave is currently running on a private test site in Finland.

Fintech Finland is a neutral, non profit organization created to boost Fintech services in Finland and help Fintech companies grow internationally. We arrange network events and mentoring. We co-operate with Fintech, Banks and Insurance companies as well as will regulators to create a leading Fintech Hub in Finland. Our Strategic Objectives -Create a broad and diversified ecosystem in Finland -Boost innovation and help new companies to enter to the market -Be active in international events -Cross breed AI and other technologies between industries