Hormazd Dastur

Gatipay is building the intelligence infrastructure powering the future of MSME finance. India’s MSME economy represents one of the world’s largest untapped credit opportunities, yet a significant portion of businesses still remain underserved by formal financial systems. The challenge is no longer the absence of demand. The challenge is the absence of scalable underwriting intelligence and continuous risk visibility. Gatipay is solving this gap through infrastructure-led financial intelligence. Our platform combines: • AI-led underwriting • Real-time risk surveillance • Trade finance intelligence • Continuous borrower monitoring • Ecosystem-driven financial connectivity to help institutions make faster, smarter, and more confident financial decisions. What makes Gatipay different is its approach to underwriting itself. Traditional lending systems largely evaluate businesses at the point of approval. Gatipay is designed to create continuous intelligence across the lending lifecycle - enabling proactive monitoring, early stress detection, behavioral visibility, and real-time risk assessment long after disbursal. This creates a powerful infrastructure advantage: • Better underwriting visibility • Continuous portfolio intelligence • Scalable MSME risk assessment • Faster institutional decision-making • Smarter capital deployment As MSME finance evolves, the institutions that scale successfully will not simply be the ones with larger distribution, they will be the ones with stronger intelligence systems. Gatipay is building that intelligence layer. Powering smarter MSME finance. Building infrastructure for scalable growth.

Niwish is the easiest and most trustworthy way to buy gold and silver in both digital and coin form, delivered right to your door.

BSE e-Agricultural Markets Limited (BeAM) is an electronic spot platform for agricultural commodities launched by BSE, India’s premier and most diversified exchange and the world’s fastest Stock Exchange. BeAM functions as a national level, transparent commodity spot trading platform in line with the Prime Ministers vision to create a “single market”. The platform facilitates spot agricultural commodities transactions across value chain consisting of producers, intermediaries, ancillary services and consumers. BeAM’s vision is to emerge as the premier, globally competitive Indian e-Marketplace for Agricultural Commodities with best-in-class customer service.

Gatipay is building the intelligence infrastructure powering the future of MSME finance. India’s MSME economy represents one of the world’s largest untapped credit opportunities, yet a significant portion of businesses still remain underserved by formal financial systems. The challenge is no longer the absence of demand. The challenge is the absence of scalable underwriting intelligence and continuous risk visibility. Gatipay is solving this gap through infrastructure-led financial intelligence. Our platform combines: • AI-led underwriting • Real-time risk surveillance • Trade finance intelligence • Continuous borrower monitoring • Ecosystem-driven financial connectivity to help institutions make faster, smarter, and more confident financial decisions. What makes Gatipay different is its approach to underwriting itself. Traditional lending systems largely evaluate businesses at the point of approval. Gatipay is designed to create continuous intelligence across the lending lifecycle - enabling proactive monitoring, early stress detection, behavioral visibility, and real-time risk assessment long after disbursal. This creates a powerful infrastructure advantage: • Better underwriting visibility • Continuous portfolio intelligence • Scalable MSME risk assessment • Faster institutional decision-making • Smarter capital deployment As MSME finance evolves, the institutions that scale successfully will not simply be the ones with larger distribution, they will be the ones with stronger intelligence systems. Gatipay is building that intelligence layer. Powering smarter MSME finance. Building infrastructure for scalable growth.

Niwish is the easiest and most trustworthy way to buy gold and silver in both digital and coin form, delivered right to your door.

BSE e-Agricultural Markets Limited (BeAM) is an electronic spot platform for agricultural commodities launched by BSE, India’s premier and most diversified exchange and the world’s fastest Stock Exchange. BeAM functions as a national level, transparent commodity spot trading platform in line with the Prime Ministers vision to create a “single market”. The platform facilitates spot agricultural commodities transactions across value chain consisting of producers, intermediaries, ancillary services and consumers. BeAM’s vision is to emerge as the premier, globally competitive Indian e-Marketplace for Agricultural Commodities with best-in-class customer service.