Frank Anguiano

Tolerisk® is an analytical tool used by all types of Financial Professionals to help their clients figure out how much risk to take in their investment portfolio. Tolerisk® quantifies an investors ABILITY to take investment risk by analyzing anticipated cash-flows in and out of their portfolio over time. Their ABILITY is then combined with a quantified WILLINGNESS (personality) for risk in a scientific manner. The result is a range of numerical stocks/bonds benchmarks that are clear, specific, and implementable. In addition to this analysis, Tolerisk® highlights to the Advisor which variables are the biggest drivers of each clients Risk Tolerance (Note: The answer can be very different depending on the combination of inputs for each person) so appropriate focus can be paid to the right assumptions. This also helps the investor understand what drove their risk tolerance and how it may evolve in the future. To further increase the value of Tolerisk® to your investor, various benchmark portfolios are overlaid with the user assumptions, and 95+ years of stock, bond, and inflation data. The result illustrates the longevity of the investors funds. (hint: The lowest volatility portfolio isnt always the lowest risk decision - this is a great way to illustrate this to your investors.)

Shipshape provides homeowners an AI-powered software platform that puts the homeowner in control of the cost of operating and maintaining their home. Our proprietary technology is designed to help homeowners and their service providers connect more efficiently to save time, money and energy.

Tolerisk® is an analytical tool used by all types of Financial Professionals to help their clients figure out how much risk to take in their investment portfolio. Tolerisk® quantifies an investors ABILITY to take investment risk by analyzing anticipated cash-flows in and out of their portfolio over time. Their ABILITY is then combined with a quantified WILLINGNESS (personality) for risk in a scientific manner. The result is a range of numerical stocks/bonds benchmarks that are clear, specific, and implementable. In addition to this analysis, Tolerisk® highlights to the Advisor which variables are the biggest drivers of each clients Risk Tolerance (Note: The answer can be very different depending on the combination of inputs for each person) so appropriate focus can be paid to the right assumptions. This also helps the investor understand what drove their risk tolerance and how it may evolve in the future. To further increase the value of Tolerisk® to your investor, various benchmark portfolios are overlaid with the user assumptions, and 95+ years of stock, bond, and inflation data. The result illustrates the longevity of the investors funds. (hint: The lowest volatility portfolio isnt always the lowest risk decision - this is a great way to illustrate this to your investors.)

Shipshape provides homeowners an AI-powered software platform that puts the homeowner in control of the cost of operating and maintaining their home. Our proprietary technology is designed to help homeowners and their service providers connect more efficiently to save time, money and energy.

From gaining new experiences in different roles to acquiring fresh knowledge and skills – at UBS we believe that you should never stop growing and learning because life never stops teaching. We know that its our people – with their unique backgrounds, skills, experience levels and interests – who drive our ongoing success. Ready to be part of #teamUBS and make an impact? Find out more at ubs.com/careers. UBS works with individuals, families, institutions, and corporations around the world to help answer some of lifes questions – whether through award winning wealth management advisory, investment banking and asset management expertise, or private and corporate banking services in Switzerland*. In June 2023, Credit Suisse became a UBS Group company. With our large and diverse team operating internationally, we have a presence in all major financial centers in more than 50 countries. Although we all come from different backgrounds and specializations, two things unite us: the conviction that we’re stronger together, and the will and curiosity to constantly innovate. That’s the key to us unlocking our full potential (and what we look for in everyone who joins us). It’s also why we’re regularly recognized as an attractive employer.* * Our awards https://www.ubs.com/awards Social Media Legal Terms: http://www.ubs.com/social-legal