Florence Eid-Oakden

Natixis is the international corporate, investment, insurance and financial services arm of Groupe BPCE, the 2nd-largest banking group in France with 35 million clients spread over two retail banking networks, Banque Populaire and Caisse d’Epargne. With more than 16,000 employees, Natixis has a number of areas of expertise that are organized into three main business lines: Corporate & Investment Banking, Investment Solutions & Insurance, and Specialized Financial Services. A global player, Natixis has its own client base of companies, financial institutions and institutional investors as well as the client base of individuals, professionals and small and medium-size businesses of Groupe BPCE’s banking networks. Listed on the Paris stock exchange, it has a solid financial base with a CET1 capital under Basel 3(1) of €12.7 billion, a Basel 3 CET1 Ratio (1) of 11,2% and quality long-term ratings (Standard & Poor’s: A / Moody’s: A2 / Fitch Ratings: A). (1) Based on CRR-CRD4 rules published on June 26, 2013, including the Danish compromise - no phase-in except for DTAs on loss carry-forwards. Figures as at December 31, 2015

Natixis is the international corporate, investment, insurance and financial services arm of Groupe BPCE, the 2nd-largest banking group in France with 35 million clients spread over two retail banking networks, Banque Populaire and Caisse d’Epargne. With more than 16,000 employees, Natixis has a number of areas of expertise that are organized into three main business lines: Corporate & Investment Banking, Investment Solutions & Insurance, and Specialized Financial Services. A global player, Natixis has its own client base of companies, financial institutions and institutional investors as well as the client base of individuals, professionals and small and medium-size businesses of Groupe BPCE’s banking networks. Listed on the Paris stock exchange, it has a solid financial base with a CET1 capital under Basel 3(1) of €12.7 billion, a Basel 3 CET1 Ratio (1) of 11,2% and quality long-term ratings (Standard & Poor’s: A / Moody’s: A2 / Fitch Ratings: A). (1) Based on CRR-CRD4 rules published on June 26, 2013, including the Danish compromise - no phase-in except for DTAs on loss carry-forwards. Figures as at December 31, 2015

Arabia Monitor is an independent research firm specialized in economic and market studies on the Middle East & North African region, which we view as the new emerging market. Our forward looking perspective allows us to place recent developments in the region within a broader context and a long-term view. Our analysis is based on the macroeconomic and financial balance sheet of Arab countries to deliver unique strategy insights and forecasts to businesses across a wide range of sectors. Ahead of the curve Arabia Monitor’s expertise and access to high level decision makers allows us to cut through the noise and present you with the latest developments in the Middle Eastern markets and their implications on economics, markets and investment prospects. Cutting through the noise Covering some of the most complex emerging and frontier markets, Arabia Monitor is strategically positioned to provide timely research and insightful analysis. Arabia Monitor distills its research into executive-friendly bullet point format, ensuring our views are clear and our analysis concise. Privileged Access Arabia Monitor’s expertise lies within its human capital. With 80+ years of relevant MENA experience, our team of analysts, native to the MENA region, benefit from a thorough understanding of complex regional dynamics. Our presence in London and New York infuses an international perspective into our research. Arabia Monitor offers a competitive advantage by collaborating with high-level decision makers who add valuable insights from a position of authority.