Erik Törnberg

Intelligent credit- & risk decisions made easy with open banking & AI-technology Key benefits: 35% Higher approval rate Improve your customer quality in a faster, more secure, and confident way 25% Reduction in default rates Unlock lower default rates by combining open banking- and CRA-data 80% Faster decisioning process Build automations and make decisions without physical documents 75% Cost reduction of credit bureau data Earlier knock-outs of unfit applicants, only pay for the credit bureau data you need TRUSTED BY LEADING FINANCIAL INSTITUTIONS

Ett smart val för ditt bolå. Låga bolåneräntor utan förhandling. Enkelt, digitalt och utan helkundskrav. --------- Stabelo is a Swedish based fintech company focusing on digitalising the mortgage lending segment.

Lets be frank about it: running a business is not easy. And there are so many things you never will be able to control. But one thing you can control is your POS and payment solution. Welcome to Yabie: where intuitive and easy-to-use POS and payments solutions will keep you and your business in control.

Tink, A Visa Solution, is a market-leading payment services and data enrichment platform, serving some of the world’s largest financial institutions. Tink provides payments, banking, and lending solutions that power the new world of finance – whether that’s initiating account-to-account payments, onboarding new users, making better risk decisions or creating engaging money management tools. A wholly owned subsidiary of Visa, Tink was founded in Stockholm in 2012 as a pioneer of open banking. Today, Tink and Visa’s open banking solutions are present in 20 markets, with 13,000 connections to financial institutions. Tink enables its partners to offer data-driven experiences that help eliminate complexity for millions of consumers across the globe. For more information visit tink.com.

Klarna – The smarter way to shop and pay Klarna is the AI-powered global payments and commerce network, on a mission to make shopping smarter and more flexible. Trusted by over 118m+ million shoppers, Klarna processes 3.4m million transactions daily, providing payment solutions that empower consumers and drive merchant growth. With Klarna, shoppers have the freedom to pay their way—in full, later, or through financing—providing flexibility while seamlessly connecting merchants with high-intent shoppers driving conversions and customer satisfaction. More than 966k merchant partners—including Uber, H&M, Saks, Sephora, Macy’s, IKEA, Expedia Group, Nike, and Airbnb—leverage Klarna’s payment options, and marketing solutions to enhance the shopping experience and build long-term customer loyalty. From payments to personalized shopping, Klarna is shaping the future of commerce. Klarna was founded in Stockholm, Sweden and now has offices in Stockholm, London, New York, Berlin and many more. We offer products and services to consumers and retailers within payments, social shopping, and personal finances. Learn more at Klarna.com

We are a leader in skills and talent acquisition in northern Europe, with a focus on IT/OT, R&D, Engineering and Business Development and has over 12,000 independent professionals, from over 50 countries, on assignment. With a comprehensive service portfolio, profound industry insights, and an extensive network of more than 150,000 consultants, Ework helps clients in planning, acquiring, managing, and optimizing their workforce—both permanent and temporary. Ework works with clients in both the private and public sectors. We were founded in Sweden in 2000 and operate in Sweden, Denmark, Norway, Finland, Poland, and Slovakia. We are headquartered in Stockholm, and our shares are listed on Nasdaq Stockholm. www.eworkgroup.com

Intelligent credit- & risk decisions made easy with open banking & AI-technology Key benefits: 35% Higher approval rate Improve your customer quality in a faster, more secure, and confident way 25% Reduction in default rates Unlock lower default rates by combining open banking- and CRA-data 80% Faster decisioning process Build automations and make decisions without physical documents 75% Cost reduction of credit bureau data Earlier knock-outs of unfit applicants, only pay for the credit bureau data you need TRUSTED BY LEADING FINANCIAL INSTITUTIONS

Ett smart val för ditt bolå. Låga bolåneräntor utan förhandling. Enkelt, digitalt och utan helkundskrav. --------- Stabelo is a Swedish based fintech company focusing on digitalising the mortgage lending segment.

Lets be frank about it: running a business is not easy. And there are so many things you never will be able to control. But one thing you can control is your POS and payment solution. Welcome to Yabie: where intuitive and easy-to-use POS and payments solutions will keep you and your business in control.

Tink, A Visa Solution, is a market-leading payment services and data enrichment platform, serving some of the world’s largest financial institutions. Tink provides payments, banking, and lending solutions that power the new world of finance – whether that’s initiating account-to-account payments, onboarding new users, making better risk decisions or creating engaging money management tools. A wholly owned subsidiary of Visa, Tink was founded in Stockholm in 2012 as a pioneer of open banking. Today, Tink and Visa’s open banking solutions are present in 20 markets, with 13,000 connections to financial institutions. Tink enables its partners to offer data-driven experiences that help eliminate complexity for millions of consumers across the globe. For more information visit tink.com.

Röhnisch is a Swedish activewear for Woman in Motion. Founded in 1945, Röhnisch purpose is to make active women feel confident, comfortable, and strong. Röhnisch offers training wear, golfwear, outerwear, and beachwear for all shapes and sizes, never compromising style for function and with sustainability at heart. Designed in Sweden by an all-female design team.