Edward Carrington

A micro-investing platform for underrepresented small businesses to raise capital for growth and scale.

BUF of Michigan is committed to supporting, developing and implementing impactful youth empowerment programs through collaborative partnerships for the underserved and underrepresented in the community. BUF of Michigan, has a rich 49 year heritage to foster diversity & inclusion in funding innovative programs and organizations who broaden the reach of joint philanthropic resources in the Metropolitan Detroit areas. Since its 1970 inception, it has exploded with activity granting millions of dollars to thousands of often overlooked, non-profit organizations and programs upholding BUF’s 6 Pillars of Support.

First Independence Bank’s mission is to be a beacon for capital accumulation for individuals and business entities by delivering financial services with an affinity for under-served and minority communities. First Independence Bank opened its doors on May 11, 1970. We have served the banking needs of the Detroit Metropolitan area for over 50 years and remain one of two banks headquartered in the City of Detroit, as well as the only African American‐owned bank headquartered in the State of Michigan. Treasury Management Services are generally managed from our Headquarters on Woodward Avenue in Detroit. Regarding our Bank On approved seal for 2023-2024: The Cities for Financial Empowerment Fund (“CFE”) owns common law certification mark rights in the “Bank On” seal (the “Certification Mark”). As the provider of a banking account that has been certified as meeting CFE's Bank On National Account Standards (the "Standards"), you (“Licensee”) and your agents are hereby licensed to use the Certification Mark, a digital copy of which is provided herewith. By use of the Certification Mark, Licensee agrees to the following terms: Licensee acknowledges that CFE owns the entire right, title and interest to the Certification Mark. CFE hereby grants to Licensee a non-exclusive, non-assignable, non-sublicensable license to use the Certification Mark in association with the provision of the First Choice Checking account (the "Account") to the public. The term of this license shall commence on the date the Account was certified as meeting the Standards and shall terminate on the last day of the latest calendar year displayed on the Certification Mark. Licensee is not entitled to use the Certification Mark other than under the terms of this license. Licensee acknowledges that license rights to use this Certification Mark are contingent upon the Account’s continued compliance with the terms upon which certification was determined and granted.

Mytual is a first of its kind, crypto-asset wealth management platform that provides easy and accessible access to digital investments. We leverage unique blockchain protocols that allow investors the ability to create and invest in personalized smart financial contracts in order to help them reach specific goals.

Warranty Ninja simplifies and enhances the consumer product registration process for both businesses and their customers. In 2014, Americans purchased $419 billion dollars worth of consumer products and most of those products came with an invitation to register their purchases. Consumer products companies rely on that registration to learn about their customers and better target their marketing. In fact, many companies offer incentives, such as extended warranties, to encourage product registration because it’s so important to their marketing efforts. Nonetheless, the majority of consumers still do not register their purchases. That’s where we come in. Product registration is a real problem for consumer product companies. Generally, the company relies on the consumer to manually fill out a physical card, which is then mailed in, and which must then be manually entered by an employee. The process is inefficient and it’s a waste of resources and human capital. The current process is not very good for the consumer either. Due to the current outdated and inefficient methods, less than 10% of all products are ever registered. Warranty Ninja changes the game. Businesses who sign up with us enter their products into our system. Instead of a traditional paper card, their consumers will receive a unique code and an invitation to join the Warranty Ninja platform for free - either on the web or through our app. Consumers will fill out their personal information on our platform just one time, and then will easily be able to register their products by scanning that special code. Our product will increase the rate of registration by making the process easier, so not only will we provide previously untapped market information, we will increase the amount of information they have access to.