Christophe Martins

Algoan is a fintech revolutionising the credit sector by building fairer and more transparent credit decisioning tools. Europe’s leader in Credit Scoring API, it provides financial institutions, retailers and fintech with credit decisioning tools that can be used in a variety of use cases such as BNPL, consumer credit, car subscription, mortgage and much more. Based on Open Banking (the secure sharing of bank account data), Algoan solutions enable a cut of credit risk by up to 50% and an increase in loan production by up to 40% while lowering processing costs, and offering a seamless 100% digital pathway to credit applicants.

Algoan is a fintech revolutionising the credit sector by building fairer and more transparent credit decisioning tools. Europe’s leader in Credit Scoring API, it provides financial institutions, retailers and fintech with credit decisioning tools that can be used in a variety of use cases such as BNPL, consumer credit, car subscription, mortgage and much more. Based on Open Banking (the secure sharing of bank account data), Algoan solutions enable a cut of credit risk by up to 50% and an increase in loan production by up to 40% while lowering processing costs, and offering a seamless 100% digital pathway to credit applicants.

DeliverMe.City is the only urban delivery solution : 100% flexible on timing and location, 0% carbon, 100% fair to the riders.

Linxo enables financial innovation with its open banking technologies : account aggregation (Account Information Services), Payment initiation Services, and Personal Finance Management solutions. The platform of its subsidiary Linxo Connect (www.linxoconnect.com), a PSD2 payment institution approved by the French Competent Authority (ACPR – Banque de France), provides all the technologies to access bank data and initiate payments, with the agreement of the client and in a completely secure manner ( ISO 27 001 certified). Linxo Connect offers a wide range of solutions : from APIs (Application Program Interface) up to complete white label mobile application covering the needs from startups up to banks and insurance companies. These solutions make it possible to develop new services and new sources of income for multiple use cases: budget management, account aggregation, improved loan experiences, accounting, loyalty, payment initiation, etc. The Linxo subsidiary (www.linxo.com) offers an intelligent financial assistant available through a mobile application, already installed and used by more than 3 million users in France. The free Linxo app allows everyone to have an overview of their finances and makes their money management smart & simple.