Casey Garelis

Caliber (NMLS# 3013) is a proud member of the Newrez family of companies. We offer an array of industry-leading mortgage products, supported by a loan process that puts people first by blending human interaction with the benefits of technology. *NY mortgage inquiries are not accepted through LinkedIn. © 2024 Newrez LLC dba Caliber Home Lending, 601 Office Center Dr., Ste. 100, Fort Washington, PA 19034. 1-888-673-5521. NMLS #3013 (www.nmlsconsumeraccess.org). Alaska Mortgage Lender License #AK3013. Arizona Mortgage Banker License #919777. Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Finance Lenders Law license. Massachusetts Lender #ML-3013. Licensed by the N.J. Department of Banking and Insurance. Licensed Mortgage Banker-NYS Banking Department. Additional licenses available at www.newrez.com. This communication does not constitute a commitment to lend or the guarantee of a specified interest rate. Loans secured by a lien against your property. Application required and subject to underwriting approval. Not all applicants will be approved. Interest rate subject to change due to market conditions. If you do not lock in a rate when you apply, your rate at closing may differ from the rate in effect when you applied. Upfront mortgage insurance premium may be rolled into new loan amount. Important information relating specifically to your loan will be contained in the loan documents, which alone will establish your rights and obligations under the loan plan. Fees and charges apply and may vary by product and jurisdiction. Call for details. Terms, conditions, and restrictions apply.

We’re happy to announce that Owen and PHH have joined forces to provide customers with more mortgage solutions and savings. As a full-service mortgage provider with a nation-wide footprint, the newly combined company is positioned to provide customers with best in class mortgage products and services. Effective February 6, 2019, Homeward Residential will be known as PHH Mortgage. To learn more, follow us at https://www.linkedin.com/company/phh-mortgage

At Fay Servicing, we are committed to delivering comprehensive mortgage management solutions that serve both our borrowers and clients with care, efficiency, and expertise. As a diversified mortgage servicer, we provide end-to-end servicing solutions, from escrow and payment processing to specialized support for homeowners facing financial difficulties. Our borrower-centric approach ensures that individuals receive the guidance they need, while our investor-focused services empower clients to optimize their portfolios. By combining industry expertise, cutting-edge technology, and a proactive approach to compliance and quality assurance, we help both borrowers and clients navigate the complexities of mortgage servicing with confidence. To Our Borrowers: We understand that managing a mortgage can sometimes feel overwhelming, and we’re here to support you at every stage of your homeownership journey. Our dedicated team is committed to providing personalized assistance, whether you need help with payments, escrow accounts, or exploring options during financial hardship. We offer multiple self-service tools through our website, mobile app, and interactive phone system, allowing you to manage your mortgage conveniently. Most importantly, our customer support team focuses on building relationships and resolving concerns efficiently, ensuring you receive the best possible experience. To Our Clients: Fay Servicing is more than just a mortgage servicer - we are a strategic partner invested in your success. Our relationship-driven approach fosters collaboration, allowing originators and investors to maximize the value of their portfolios. We provide transparency through our Client Portal, real-time performance reporting, and proactive compliance measures. With a commitment to quality assurance and operational excellence, we deliver solutions that help you mitigate risk, reduce costs, & enhance investment returns in a dynamic market. NMLS ID 88244 www.nmlsconsumeraccess.org

Caliber (NMLS# 3013) is a proud member of the Newrez family of companies. We offer an array of industry-leading mortgage products, supported by a loan process that puts people first by blending human interaction with the benefits of technology. *NY mortgage inquiries are not accepted through LinkedIn. © 2024 Newrez LLC dba Caliber Home Lending, 601 Office Center Dr., Ste. 100, Fort Washington, PA 19034. 1-888-673-5521. NMLS #3013 (www.nmlsconsumeraccess.org). Alaska Mortgage Lender License #AK3013. Arizona Mortgage Banker License #919777. Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Finance Lenders Law license. Massachusetts Lender #ML-3013. Licensed by the N.J. Department of Banking and Insurance. Licensed Mortgage Banker-NYS Banking Department. Additional licenses available at www.newrez.com. This communication does not constitute a commitment to lend or the guarantee of a specified interest rate. Loans secured by a lien against your property. Application required and subject to underwriting approval. Not all applicants will be approved. Interest rate subject to change due to market conditions. If you do not lock in a rate when you apply, your rate at closing may differ from the rate in effect when you applied. Upfront mortgage insurance premium may be rolled into new loan amount. Important information relating specifically to your loan will be contained in the loan documents, which alone will establish your rights and obligations under the loan plan. Fees and charges apply and may vary by product and jurisdiction. Call for details. Terms, conditions, and restrictions apply.

We’re happy to announce that Owen and PHH have joined forces to provide customers with more mortgage solutions and savings. As a full-service mortgage provider with a nation-wide footprint, the newly combined company is positioned to provide customers with best in class mortgage products and services. Effective February 6, 2019, Homeward Residential will be known as PHH Mortgage. To learn more, follow us at https://www.linkedin.com/company/phh-mortgage

At Capital One, were making things better for our customers and associates through innovation and collaboration. We were founded on the belief that everyone deserves financial freedom—and are dedicated to a world where all have equal opportunity to prosper. Banking is in our DNA, but we are so much more than a bank. We always think about what’s next—and how we can bring our customers the tools needed to improve their financial lives. Your ideas, experiences and skills will help make banking better. You’ll be part of a supportive culture while earning amazing benefits. That’s life at Capital One. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. View our Social Media Community Guidelines https://www.capitalone.com/digital/social-media/