Brad van Leeuwen

Project Europe aims to drive European innovation. It does not follow any existing political movements and will remain independent of political parties and ideologies. A core pillar of Project Europe is to encourage the next generation to take greater risks and make entrepreneurship a worthwhile endeavour in Europe. Project Europe Founders can move their businesses outside of Europe, or build a remote organisation across continents; our aim is to nurture the creation of tech companies with European roots. The vision for Project Europe is that it becomes an independent organisation promoting entrepreneurship at the grassroots level with more founders and partners contributing for future cohorts.

Novicap is a European Fintech focused on providing end-to-end working capital solutions to SMEs, mid-market corporates, and public administrations. Through our proprietary technology platform, we offer Credit and SaaS solutions that enable our customers to drive their business forward. Novicap actively supports thousands of businesses to help them deliver impact for their stakeholders. Novicap has received multiple recognitions and awards. In 2019 and 2020 Novicap was recognised in the Receivables Finance International Awards (RFIx) organised by BCR Publishing by winning the SME Finance Provider of the Year (2019 and 2022) and the Alternative Finance Platform of the year (2020). Novicap has been also featured in the FT1000, the prestigious list of the 1000 fastest-growing European companies, made by the Financial Times and Statista, for three consecutive years (2020, 2021, 2022).

TAM Finans is an innovative factoring company based in İstanbul. It is established in 2011 as an investment of Actera Group, EBRD is one of the shareholders with 9,5% share. After the developing and restructuring first three years, it caught up a growth trend and as of today, there are 39 branches located in 26 cities around Turkey. Tam Finans is an SME focused factoring company with 20.000 active customers, positioning it in the first row among competitors. Being the one and only non-bank finance company with an R&D department, all decisions are taken by the AI software, developed by this team. All factoring applications are evaluated via the scorecard supported with AI, a very significant amount of them are rated automatically, the rest is scored by the credit and risk underwriters. Tam Finans has a vision and mindset to search and find how business can be done more intelligent, more digital, how risk evaluation and management can be more intelligent. In 2016, global CIO magazine awarded the company as one of the “Top 100 Companies to Use Technology Effectively”. In 2017, Computerworld magazine awarded Hakan Karamanlı (CIO) as “Premier 100 Technology Leadership”. Tam Finans has sustainable R&D activities in collaboration with selected universities like Yıldız Technical University, MEF University and Özyeğin University and TÜBİTAK”.

Dünya Varlık, Türkiye’nin en büyük ve köklü varlık yönetim şirketlerinden biridir. 2008 yılından bu yana, finansal kuruluşların tahsili gecikmiş alacaklarını devralarak bu varlıkların yönetimini üstlenmektedir. Alacak portföylerinin analiz edilmesi, değerlenmesi, satın alınması, tahsilatı ve yeniden yapılandırılması süreçlerini uçtan uca yürüten Dünya Varlık; bireylerin ve her sektörden büyük veya küçük firmaların borç yüküyle sürdürülebilir şekilde baş edebilmelerine imkân tanıyan çözümler geliştirmektedir. Kurumsal yapısı, geniş saha organizasyonu, güçlü çağrı merkezi altyapısı ve entegre hukuk kanallarıyla milyonlarca borçluya temas etmekte ve finansal sisteme tekrar kazandırmaktadır. Dünya Varlık, geleneksel hukuki takip yöntemlerine alternatif olarak geliştirdiği müzakereye dayalı tahsilat modeliyle sektörde öncülük etmektedir. Etik, uzlaşmacı ve sürdürülebilir bir tahsilat yaklaşımı sunan bu model, Harvard Business School tarafından örnek iş vakası olarak incelenmiştir. Şirketin operasyonları, ileri teknolojiyle desteklenen merkezi sistemler üzerinden yürütülmekte; veri analitiği, dijital temas kanalları ve otomasyona dayalı iş akışlarıyla sürekli olarak geliştirilmektedir. Bankacılık Düzenleme ve Denetleme Kurumu (BDDK) lisansı ile faaliyet gösteren Şirketin süreçlerinde mevzuata tam uyum, kurumsal yönetim ilkeleri ve uluslararası en iyi uygulamalar esas alınmaktadır. Dünya Varlık; alacak yönetimi sektörünün şeffaflık, etkinlik ve sorumlu finans ekseninde gelişimine katkı sağlamakta; Finansal Kurumlar Birliği üyeliği ile sektörel temsil gücünü sürdürmektedir.

Project Europe aims to drive European innovation. It does not follow any existing political movements and will remain independent of political parties and ideologies. A core pillar of Project Europe is to encourage the next generation to take greater risks and make entrepreneurship a worthwhile endeavour in Europe. Project Europe Founders can move their businesses outside of Europe, or build a remote organisation across continents; our aim is to nurture the creation of tech companies with European roots. The vision for Project Europe is that it becomes an independent organisation promoting entrepreneurship at the grassroots level with more founders and partners contributing for future cohorts.

Cledara is a platform for finance teams that gives visibility of your organizations software stack, provides data and insights to cut excess spend, and streamlines software-related admin. Now you have a detailed view of your software spending, you can see which tools are being used and where you could cut spend, painlessly. We don’t stop at savings, managing purchases and renewals is easy with simple workflows for requesting and approving new tools. Finally, with payments for software built-in, you have controls to ensure application owners can manage payments while you keep control with spend limits and budgets. We’ll even capture the invoices automatically, match them to payments, and sync with Netsuite, Xero and Quickbooks. Software is one of your biggest expenses, now you have the tools to reduce that expense by 30% and save 20 hours a month on admin. With 1000+ customers and offices in New York, London, and Barcelona, Cledara is all companies need to manage their software and AI. Visit our website to see our product and open roles.

Consumers want fully immersive and frictionless experiences, and expect brands to deliver the best, most personalised and distinctive engagement campaigns. Railsr is passionate about enabling brands to build relevant finance experiences to drive customer engagement and loyalty. It believes that the embedded finance economy is a fundamentally different way of creating relationships between companies and consumers. Railsr has created a unique category within the financial services industry: embedded finance experiences. It has developed this to enable its customers to help the financial consumer, to deliver greater inclusion and freedoms. Railsr is a pioneer of a new way of looking at how financial services can empower and liberate. It offers a new approach for brands to harness the power of embedded finance through a low cost turnkey platform. It delivers embedded finance into a brands digital journey, designed as a vertically integrated financial ecosystem, starting at the central bank, or payment scheme (e.g. Visa), and ending with a fully embedded digital experience. Visit railsr.com and find out how we can help you or contact us via our form: www.railsr.com/start-your-experience During Covid-19 the financial industry has seen an increase of suspected fraud cases. If you have, or suspect you have been a victim please know that we treat all claims seriously and will do our best to help. Please contact us via email: support@railsbank.com or visit www.railsr.com/support as we are not able to discuss via social media. We also advise you to report this case to the Police in your jurisdiction. If you are in the UK, you can do this using the Action Fraud website; https://www.actionfraud.police.uk/reporting-fraud-and-cyber-crime

Novicap is a European Fintech focused on providing end-to-end working capital solutions to SMEs, mid-market corporates, and public administrations. Through our proprietary technology platform, we offer Credit and SaaS solutions that enable our customers to drive their business forward. Novicap actively supports thousands of businesses to help them deliver impact for their stakeholders. Novicap has received multiple recognitions and awards. In 2019 and 2020 Novicap was recognised in the Receivables Finance International Awards (RFIx) organised by BCR Publishing by winning the SME Finance Provider of the Year (2019 and 2022) and the Alternative Finance Platform of the year (2020). Novicap has been also featured in the FT1000, the prestigious list of the 1000 fastest-growing European companies, made by the Financial Times and Statista, for three consecutive years (2020, 2021, 2022).

dopay is a fintech company that delivers smart, modern, and best in class payroll payment solutions, built on secure and fast technology. We believe every employee and worker deserves access to financial services with dignity — digital financial services built on global standards and the latest technologies. And we believe every business owner deserves a smart, simple, and secure system to manage payroll without complexity, saving them time and effort so they can focus on what matters most — their business and their people. That’s why we designed the entire dopay ecosystem to serve all types of companies and employees — especially sectors that struggle to access banking services — helping them shift to a modern, best in class payroll payout solution with no minimum or maximum employee requirements. Our vision is that every person, regardless of their job or income, has the right to access high quality financial services easily, simply, and with dignity. And we are building this ecosystem day by day to make sure no one gets left behind. This isn’t a luxury — it’s a basic right for everyone who works and earns a living.