Ben Bergsma

Empathy is a leading technology company transforming the way people plan for and navigate life’s toughest moments. By combining cutting-edge innovation with compassion, Empathy provides unparalleled support for bereavement, estate management, legacy planning, and more. Trusted by Fortune 500 companies and leading life insurers, Empathy serves over 40 million individuals across North America, setting a new standard for modern family care and workplace benefits. Empathy’s mission is to make care as practical as it is compassionate—partnering with employers, insurers, and financial institutions to deliver scalable support that eases emotional burdens, simplifies complex logistics, and empowers families to move forward with clarity and resilience.

Mechanical Orchard is an AI-native technology company that de-risks the process of bringing old but critical computer systems up to date. We modernize and run crucial business applications used by some of the largest companies around the world. Our goal? Help our customers stay ahead of the curve, compete at an ever-accelerating pace, and win in their markets. Mechanical Orchard is based in San Francisco, CA.

Functional Finance is a financial operations platform purpose-built for the insurance industry. By automating billing, payments, reconciliation, and premium financing, the platform helps MGAs, wholesalers, and insurers scale efficiently, cut costs, and improve financial accuracy. It streamlines premium collection and disbursements for MGAs, automates collections and financial workflows for wholesalers and insurers, and optimizes operations for insurtech innovators driving industry excellence. The platform eliminates manual errors with automated reconciliation and reporting, delivering real-time financial accuracy. It integrates seamlessly with policy administration systems, accounting platforms, and ERPs while offering configurable workflows to handle even the most complex financial processes. Since its founding, Functional Finance has grown rapidly, achieving over 2,500% year-over-year premium payment volume growth. Clients report saving $15 per invoice processed, improving cash flow with faster payments, and scaling effortlessly using the platform. Backers include Walkabout Ventures, Munich Re Ventures, Phil Edmundson, NEA, Altai Ventures, and Hank Greenberg’s Starr Insurance. The team combines deep insurance expertise from leaders at CoverWallet, Commerce Insurance, and other industry pioneers, alongside technical talent from MIT, Amazon, Google, and Carnegie Mellon. Functional Finance brings together seasoned professionals dedicated to transforming financial operations for the insurance industry with innovative, purpose-built solutions. Functional Finance is modernizing financial operations, replacing complexity with clarity, and enabling businesses to focus on growth, underwriting, and innovation—not back-office friction.

Stoïk protects SMEs and mid-sized organizations across Europe against cyber risks with an integrated, AI-powered model combining insurance coverage, active risk prevention and in-house incident response.

Our mission is to enable freelancers and entrepreneurs to get the best insurance at the best price. Insurance that is fair, fast and flexible. And above all, insurance that is tailored to your needs. All at the touch of a button. Insify today serves thousands of customers across Europe. As we grow, we’ll continue disrupting and changing the market. Restoring trust by providing freelancers with insurance that can be relied on. Zero paperwork. No long contracts. Just super-fast, 100% online insurance, whenever and wherever they need it.

Finally, life insurance that makes sense. At Amplify, we believe that securing our future, protecting our families, and growing our wealth should be a transparent and inclusive opportunity – for everyone. Amplify is a democratizing access to life insurance policies previously used by the wealthiest 1%. These products protect your family, and you can access your funds while youre alive for retirement, college funding – whatever you wish. We help you customize a plan based on your needs and get pre-underwritten for the best rates, all in under 5 minutes. We have a team of live, licensed experts to help you at any time.

80% of the world’s catastrophic flood losses aren’t insured. That’s $58bn of uncovered damage, and it’s getting bigger each year because of climate change, population growth and urbanisation. FloodFlash is an insurance technology company that combines computer models, cloud software and internet-of-things sensors into flood cover that protects those the insurance industry has left behind. FloodFlash is the first parametric flood insurance available to the mass market. Each customer chooses a depth of flooding and how much they’d receive when floods reach that depth. When the smart sensor installed at their property detects flood water at the chosen depth, the claim is paid in full. Since the 2019 launch FloodFlash has been at the forefront of the global parametric movement. Their smart cover has set new standards for simple, transparent insurance, protecting thousands that can’t get cover anywhere else and winning over 30 industry awards. Founded by catastrophe risk experts Adam Rimmer and Dr Ian Bartholomew, FloodFlash has raised £2.1m in investment to date. FloodFlash is headquartered in London, is a registered coverholder at Lloyd’s of London and is authorised and regulated by the Financial Conduct Authority.

Spectrum Labs harnesses the power of data, AI, and community to rebuild trust in the Internet, making it a safer, more valuable place for businesses, consumers, and societies. Spectrum Labs’ AI-based Trust & Safety platform identifies toxic behaviors across text, voice, and languages enabling Trust & Safety teams to reduce content moderation costs by 50% and increase detection of brand-destroying behaviors by 10x.

Connected motor insurance for van drivers, low-mileage drivers, new drivers, drivers with convictions and electric vehicle drivers. Time to get connected.

HDVI delivers modern insurance driven by safety, service and savings to small and mid-size trucking fleet operators. Our goal is to become a partner to the fleet business owner by providing next-generation insurance integrated with best-in-class telematics hardware, advanced software and services to help them manage their vehicles and business each day. By incorporating telematics and dash cam data from our customers into our integrated risk management model, HDVI is able to select, price, manage, and retain risk more accurately and efficiently than incumbent commercial auto insurance providers.

With liquidity solutions, exclusive data and insights and a vibrant marketplace, we are powering a global private market that is transparent, accessible and seamless for companies, their employees, investors and institutions. #wearehiring

Munich Re Ventures (MRV) is the venture capital group of Munich Re, the world’s largest reinsurance company, and a leading global provider of primary insurance and insurance-related risk solutions. MRV is a $1B+ platform that is financially driven while focusing on the strategic interests of Munich Re and the broader insurance industry. MRV’s experienced investors work closely with Munich Re Group businesses across the globe to fund and partner with the best-emerging companies that are developing new technologies and business models – and risks – for tomorrow’s world. The funds cover a broad set of sectors including Insurtech, HealthTech, Cybersecurity & Privacy, Resilient Future, and Built World. Munich Re Ventures is an experienced strategic and financial investor, working across the globe to support the next generation of disruptive technologies and business models. Disruptive companies create new risks or develop new ways to manage risk. We are uniquely positioned to help our portfolio companies navigate risk by providing capital, board guidance, industry and investor connections, operational guidance and support, and technical expertise.

Empathy is a leading technology company transforming the way people plan for and navigate life’s toughest moments. By combining cutting-edge innovation with compassion, Empathy provides unparalleled support for bereavement, estate management, legacy planning, and more. Trusted by Fortune 500 companies and leading life insurers, Empathy serves over 40 million individuals across North America, setting a new standard for modern family care and workplace benefits. Empathy’s mission is to make care as practical as it is compassionate—partnering with employers, insurers, and financial institutions to deliver scalable support that eases emotional burdens, simplifies complex logistics, and empowers families to move forward with clarity and resilience.

Mechanical Orchard is an AI-native technology company that de-risks the process of bringing old but critical computer systems up to date. We modernize and run crucial business applications used by some of the largest companies around the world. Our goal? Help our customers stay ahead of the curve, compete at an ever-accelerating pace, and win in their markets. Mechanical Orchard is based in San Francisco, CA.

Functional Finance is a financial operations platform purpose-built for the insurance industry. By automating billing, payments, reconciliation, and premium financing, the platform helps MGAs, wholesalers, and insurers scale efficiently, cut costs, and improve financial accuracy. It streamlines premium collection and disbursements for MGAs, automates collections and financial workflows for wholesalers and insurers, and optimizes operations for insurtech innovators driving industry excellence. The platform eliminates manual errors with automated reconciliation and reporting, delivering real-time financial accuracy. It integrates seamlessly with policy administration systems, accounting platforms, and ERPs while offering configurable workflows to handle even the most complex financial processes. Since its founding, Functional Finance has grown rapidly, achieving over 2,500% year-over-year premium payment volume growth. Clients report saving $15 per invoice processed, improving cash flow with faster payments, and scaling effortlessly using the platform. Backers include Walkabout Ventures, Munich Re Ventures, Phil Edmundson, NEA, Altai Ventures, and Hank Greenberg’s Starr Insurance. The team combines deep insurance expertise from leaders at CoverWallet, Commerce Insurance, and other industry pioneers, alongside technical talent from MIT, Amazon, Google, and Carnegie Mellon. Functional Finance brings together seasoned professionals dedicated to transforming financial operations for the insurance industry with innovative, purpose-built solutions. Functional Finance is modernizing financial operations, replacing complexity with clarity, and enabling businesses to focus on growth, underwriting, and innovation—not back-office friction.

Stoïk protects SMEs and mid-sized organizations across Europe against cyber risks with an integrated, AI-powered model combining insurance coverage, active risk prevention and in-house incident response.