Assem Ragab

The Crédit Agricole group is the leading partner of the French economy and one of the largest banking groups in Europe. It is the leading retail bank in Europe as well as the first European asset manager, the first bancassurer in Europe and the third European player in project finance. Built on its strong cooperative and mutual roots, its 160,000 employees and the 27,165 directors of its Local and Regional Banks, the Crédit Agricole group is a responsible and responsive bank serving 55 million customers and 12,3 million mutual shareholders. Thanks to its universal customer-focused retail banking model – based on the cooperation between its retail banks and their related business lines –, the Crédit Agricole group supports its customers’ projects in France and around the world: day-to-day banking, home loans, consumer finance, savings, insurances, asset management, real estate, leasing and factoring, and corporate and investment banking. Crédit Agricole also stands out for its dynamic, innovative corporate social responsibility policy, for the benefit of the economy. This policy is based on a pragmatic approach which permeates across the Group and engages each employee.

The Egyptian Competition Authority (ECA) has been established according to the Law No.3 of 2005 on the Protection of Competition and the Prohibition of Monopolistic Practices to ensure free competition and free entry to and exit from the market. The Authority is affiliated to the Prime Minister and is responsible for monitoring the market and enforcing the provisions of the Law. It receives complaints and can initiate inspections when in doubt of malpractice that may harm competition and is in violation of the provisions of the law. The main purpose of the law is for the welfare of the public providing for the developments of a variety of products and services at fair value. On a wider scale, ECA is working for promoting competition culture and broadening people's awareness of the provisions of the law. Also, it coordinates with different sector regulatory bodies, as well as interacts with national and international organizations to exchange opinions and experiences in the field of competition and to build the institutional and human capacity of the Authority. Website: www.eca.org.eg Facebook: www.facebook.com/EgyptianCompetitionAuthorityECA Twitter: /egycompetition

The Crédit Agricole group is the leading partner of the French economy and one of the largest banking groups in Europe. It is the leading retail bank in Europe as well as the first European asset manager, the first bancassurer in Europe and the third European player in project finance. Built on its strong cooperative and mutual roots, its 160,000 employees and the 27,165 directors of its Local and Regional Banks, the Crédit Agricole group is a responsible and responsive bank serving 55 million customers and 12,3 million mutual shareholders. Thanks to its universal customer-focused retail banking model – based on the cooperation between its retail banks and their related business lines –, the Crédit Agricole group supports its customers’ projects in France and around the world: day-to-day banking, home loans, consumer finance, savings, insurances, asset management, real estate, leasing and factoring, and corporate and investment banking. Crédit Agricole also stands out for its dynamic, innovative corporate social responsibility policy, for the benefit of the economy. This policy is based on a pragmatic approach which permeates across the Group and engages each employee.

The Egyptian Competition Authority (ECA) has been established according to the Law No.3 of 2005 on the Protection of Competition and the Prohibition of Monopolistic Practices to ensure free competition and free entry to and exit from the market. The Authority is affiliated to the Prime Minister and is responsible for monitoring the market and enforcing the provisions of the Law. It receives complaints and can initiate inspections when in doubt of malpractice that may harm competition and is in violation of the provisions of the law. The main purpose of the law is for the welfare of the public providing for the developments of a variety of products and services at fair value. On a wider scale, ECA is working for promoting competition culture and broadening people's awareness of the provisions of the law. Also, it coordinates with different sector regulatory bodies, as well as interacts with national and international organizations to exchange opinions and experiences in the field of competition and to build the institutional and human capacity of the Authority. Website: www.eca.org.eg Facebook: www.facebook.com/EgyptianCompetitionAuthorityECA Twitter: /egycompetition

The National Investment Bank (NIB) was established in Egypt as per a special law ( no. 119 of 1980 ) in order to finance and monitor national projects via either equity participation or lending to such projects as well as following up and monitoring the progress of such projects. NIB is considered as the state's main economic and investment tool aiming to implement its economic and social plans. NIB helped in the construction of massive infrastructure in all fields that greatly added to the productive capacities. The bank's chairman of the board of director is the Minister of Planning.

The General Authority for Investment and Free Zones (GAFI) is the principal governmental authority responsible for regulating and facilitating the investment procedures and climate in Egypt. GAFIs scope is not limited at being a regulatory investment authority, but it is also a proactive investment promotion agency that relies on its research and market intelligence tools, its aftercare and promotion bodies, as well as its startup incubator in order to enhance the investment environment and position Egypt as a leading economy worldwide. GAFI also represents Egypt’s "One Stop Shop" for investment procedures, which aims at easing the way for investors worldwide to take advantage of the diverse opportunities in Egypt’s growing economy. Additionally, GAFI markets several investment opportunities that are available in the different sectors and governorates of Egypt through its "Investment Map" with the goal of informing the investors about potential investment opportunities. Accordingly, GAFIs mission is to enable and sustain Egypts economic growth through investment facilitation, targeted promotion, efficient business services, and provision of investors friendly policies with the vision of making Egypt the leading market for investment and innovation.