Ashish Aggarwal

Xflow is a technology company that builds cross-border payments infrastructure that enables businesses to send and receive money globally in a simple, reliable, transparent and compliant way. We help businesses, whether they be direct merchants or platforms, access global markets of demand, supply or labor by making cross-border payments as easy and reliable as domestic payments. Xflow is built primarily for the developer. We make it really easy to embed our payments infrastructure in to the user experience by providing simple & powerful abstractions, fantastic documentation and a self-serve product. Through developers, Xflow enables cross border payments for startups, growth companies, aggregators and enterprises alike.

Klearly simplifies payment acceptance for small and medium-sized businesses throughout Europe. Our app transforms smartphones and tablets into secure payment processing devices, enabling businesses to accept payments easily. With our all-in-one digital payment solution, businesses can focus on what they do best, while Klearly handles the rest. Experience the convenience and efficiency of Klearly as we revolutionize payment acceptance for European businesses.

Customize everything you need to make payments, control spend, and optimize finance operations using one credit card platform. Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability. We serve two primary customer segments: - Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines. - Companies such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions. Founded in 2020 and headquartered in Berlin, Pliant supports over 3,500 businesses and more than 20 partners globally. As a licensed e-money institution (EMI), we issue Visa-powered credit cards in 11 currencies across more than 30 countries, helping companies streamline and simplify payments. Learn more at http://www.getpliant.com/

Embedded Fintech company powering merchant payments and financial services. We aim to reconnect banks with their entire base of SME merchants by transforming the merchants’ mobile phone as a medium to accept all forms of payments (Cards, QR, UPI and SMS link-based payments) and deliver a comprehensive stack of commerce enablement solutions in an integrated manner. The platform currently serves over 500,000 merchants in India and the Middle-East and is already demonstrating consolidation of payments for merchants and enhanced financial access for them including improvement in activation rates and total payment throughput leading to a higher merchant engagement score. #MintingTheFuture

Tabby is a financial technology company that helps millions of people in the Middle East to stay in control of their spending and make the most out of their money. Over 50,000 global brands and small businesses, including SHEIN, Amazon, Adidas, IKEA, H&M, Samsung and Noon use Tabby’s technology to accelerate growth and gain loyal customers by offering flexible payments online and in stores. Tabby is headquartered in Riyadh and serves Saudi Arabia, the UAE and Kuwait. Tabbys latest secondary sale of shares resulted in an implied valuation of $4.5 billion.

Paymob is the leading financial services enabler in the MENA-P region. Our mission is to fuel SME growth by offering a payments infrastructure that delivers the most innovative digital payments solutions to businesses of all sizes. Our omnichannel financial technology platform enables merchants to accept online and offline payments, make payments, manage their finances and grow their businesses all in one place. We offer the most comprehensive suite of online and in store payments . We power millions of transactions for some of the biggest names in our region like Foodics, IKEA, Uber and Chalhoub Group in addition to thousands of SMEs. We serve the financial technology needs of over 250,000 merchants in the markets we operate and employ 1,000 team members with offices in Egypt, KSA, the UAE and Oman. Founded in 2015, Paymob was the first fintech company to receive the Central Bank of Egypt’s (CBE) Payments Facilitator license in 2018. We launched operations in Pakistan in 2021 and in the UAE in 2022. Paymob received Saudi Payments PTSP certification in May 2023 enabling us to launch operations in KSA. In December 2023 Paymob became the first international fintech company to receive Oman’s PSP license.

En Xepelin sabemos que cada empresa es única. Por eso ofrecemos soluciones financieras ágiles y personalizadas, diseñadas para impulsar su crecimiento sin los procesos burocráticos tradicionales. ¿El resultado? Acceso a financiamiento flexible y transparente, permitiéndoles enfocarse en sus objetivos estratégicos. Desde nuestros inicios en Chile en 2019, y ahora operando también en México, hemos levantado +USD 445 millones en financiamiento, incluyendo una ronda de capital de USD 111 millones, una de las mayores en la historia de las fintech en Latinoamérica. ¡Este respaldo nos permite seguir potenciando el desarrollo de las empresas en la región! ¡Se parte de las más de 60,000 empresas que ya operan con nosotros!

Stitch payments solutions help businesses seamlessly connect to the financial system, enabling them to deliver a better user experience and to optimize operations. We’re modernising and improving financial infrastructure with a mission to build a financial system that works for all.

Our mission is to create a more equal world by making it possible for companies everywhere to hire people anywhere. We believe it should be easy for any company to hire any person, no matter where they are located in the world.

StreamElements is the premier platform of tools and services for livestream and video production, monetization, audience engagement, influencer marketing, and brand sponsorships. The platform provides content creators with 100% free cloud-based overlays, alerts, chatbots, loyalty and affiliate programs, sponsorships, and brand-safe moderation with legendary customer service. In addition to powering millions of creators across platforms such as Twitch, YouTube, Twitter, and TikTok, StreamElements connects their massive audiences to brands through creator-driven performance marketing campaigns at scale.

Codat provides business data APIs for SMB lending and embedded accounting automation. Our specialized infrastructure connects banks and fintechs to all the major accounting, banking, eCommerce, and payments platforms their customers use to turn building connected features from their biggest challenge to their greatest differentiator. Founded in 2017, Codat is trusted by over 300 global clients and backed by leading investors, including JP Morgan, Canapi Ventures, Shopify, Plaid, Tiger Global, PayPal Ventures, Index Ventures, and American Express Ventures.

At Modulr, our vision is a world where all businesses are powered by embedded payments. Modulr enables thousands of businesses, from SMEs to enterprise, across the UK and Europe to efficiently pay-in, collect and disburse funds instantly via a range of payment methods, accounts, and card products. We’ve created an industry-leading platform with comprehensive online tools and API access, to meet the demands of daily business payments. We are connected to an expanding network of accounting and payroll platforms, including Sage, Xero, BrightPay and IRIS. Our payments expertise and extensive product capability also enables us to build tailored solutions to solve complex payment problems for hundreds of clients in a range of industries, including Travel, Merchant Payments, Lending, Wage Advance and Investment & Wealth. We are deeply integrated into the payment eco-system. In the UK, we are direct participants of Faster Payments and Bacs, and hold settlement accounts at the Bank of England. Our payment network connectivity includes CHAPS, Open Banking, SEPA, SWIFT and account issuance in a range of currencies. We are principal issuing members of Visa and Mastercard across the UK and Europe. Our regulatory permissions and governance structure underpin our business. We are regulated as an Authorised Electronic Money Institution (AEMI) in the UK by the Financial Conduct Authority and in the Netherlands by De Nederlandsche Bank. Today we handle over 200m transactions and £100bn payment volume on an annualised basis handling more than 30 API calls per second.

Raisin is the worlds leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing. Our vision is to offer savings and investments without barriers and thus open up the global 150 trillion euro market. Raisin currently employs more than 800 people from over 75 countries worldwide. Today, the platform holds over 80 billion euros in assets from more than one million investors which have accrued over 7 billion euros in returns.

Xflow is a technology company that builds cross-border payments infrastructure that enables businesses to send and receive money globally in a simple, reliable, transparent and compliant way. We help businesses, whether they be direct merchants or platforms, access global markets of demand, supply or labor by making cross-border payments as easy and reliable as domestic payments. Xflow is built primarily for the developer. We make it really easy to embed our payments infrastructure in to the user experience by providing simple & powerful abstractions, fantastic documentation and a self-serve product. Through developers, Xflow enables cross border payments for startups, growth companies, aggregators and enterprises alike.

Klearly simplifies payment acceptance for small and medium-sized businesses throughout Europe. Our app transforms smartphones and tablets into secure payment processing devices, enabling businesses to accept payments easily. With our all-in-one digital payment solution, businesses can focus on what they do best, while Klearly handles the rest. Experience the convenience and efficiency of Klearly as we revolutionize payment acceptance for European businesses.

Endeavor is the leading global network of, by, and for high-impact entrepreneurs innovating Elsewhere. We support 3,000+ high-growth, high-impact entrepreneurs across 50+ markets.

Customize everything you need to make payments, control spend, and optimize finance operations using one credit card platform. Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability. We serve two primary customer segments: - Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines. - Companies such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions. Founded in 2020 and headquartered in Berlin, Pliant supports over 3,500 businesses and more than 20 partners globally. As a licensed e-money institution (EMI), we issue Visa-powered credit cards in 11 currencies across more than 30 countries, helping companies streamline and simplify payments. Learn more at http://www.getpliant.com/

Embedded Fintech company powering merchant payments and financial services. We aim to reconnect banks with their entire base of SME merchants by transforming the merchants’ mobile phone as a medium to accept all forms of payments (Cards, QR, UPI and SMS link-based payments) and deliver a comprehensive stack of commerce enablement solutions in an integrated manner. The platform currently serves over 500,000 merchants in India and the Middle-East and is already demonstrating consolidation of payments for merchants and enhanced financial access for them including improvement in activation rates and total payment throughput leading to a higher merchant engagement score. #MintingTheFuture