Arturo Gonzalez Mac Dowell

Chair at Asociación Española de Fintech e Insurtech

📍 Spain🔄 Updated September 2026💼 6 investments📅 11 years investing🗓 Last invested Sep 2022
Angel investor🌍 Spain
6
Total investments
1
Early stage
1
Mid stage
2
Late stage
11y
Years active

Portfolio

4 investments · sorted by recency
All investments
Early stage
Mid stage
Late stage
Investor and Board Member
Sep 2022
INESPAY es una entidad de pago supervisada por el Banco de España inscrita con el número 6902 que ofrece el servicio de iniciación de pagos mediante transferencia bancaria basado en la Directiva europea PSD2.
Investor
Jun 2022
🔹INBONIS Rating: Pioneering SME Credit Rating in Europe 🔹 INBONIS is the Credit Rating Agency for SME in Europe. Registered and supervised by the European Securities and Markets Authority (ESMA), INBONIS holds ECAI status. INBONIS is pioneer in SME credit rating in Europe and market leader in terms of number of companies rated in our core geographies. INBONIS works with tier-1 financial institutions (state-owned financiers, commercial banks and asset managers) and with hundreds (soon thousand) of SME and mid-caps 🌟 Our core mission ? To fuel SME growth by enhancing access to better long-term financing , reassuring clients and partners and improving internal financial governance. 🌐 What do we do ? We issue unbiased, robust and affordable credit ratings of SME. Our independence and experienced team are our strengths, so our ratings are trusted. Our technology (Refocal®) enables to speed up the rating process and helps capturing SMEs’ essence. 📕How do we do it? With passion. We challenge the status quo because we believe SME must be better served. Were a B-Corp, reflecting our commitment to both profit and purpose. 🔍 Exclusivity in Europe : Only ESMA-registered agencies like INBONIS Rating can issue credit ratings, enabling us to operate seamlessly across the European Union. While our current focus is on France and Spain, our vision is pan-European. Discover more about our dedication to SME and mid-cap financing and trustworthiness: http://www.inbonis.com/ #CreditRating #SMEs #EuropeanFinance #BusinessIntegrity #ESMARegistered #BCorp #FinancialExpertise
Investor and Advisory Board Member
Jun 2021
PayLead is bringing together daily banking and performance marketing for retailers with its proprietary technology fuelled by payment data. PayLead offers a unique opportunity for retail advertisers to address millions of consumers across Europe with unprecedented targeting capabilities. Since 2016 PayLead has changed the way consumers are experiencing loyalty by creating an effortless reward experience when they shop either online or in-store while turning payment data into value for marketers. PayLead operates over 25 loyalty programs for the largest retail banks, neo-banks, and consumer money apps in Europe. PayLead is headquartered in Paris and also holds offices in Madrid and Barcelona.
Investor and Advisory Board Member
Apr 2021
👉Tu nuevo canal de ventas B2B Web 👉 www.finnovating.com Google Play 👉 https://shorturl.at/swEW1 App Store 👉 https://apple.co/3syubWo
Experience · 8 entries
All (8)
Investments (6)
Board (3)
2022
Investor and Board Member
Sep 2022
INESPAY es una entidad de pago supervisada por el Banco de España inscrita con el número 6902 que ofrece el servicio de iniciación de pagos mediante transferencia bancaria basado en la Directiva europea PSD2.
Investor
Jun 2022
🔹INBONIS Rating: Pioneering SME Credit Rating in Europe 🔹 INBONIS is the Credit Rating Agency for SME in Europe. Registered and supervised by the European Securities and Markets Authority (ESMA), INBONIS holds ECAI status. INBONIS is pioneer in SME credit rating in Europe and market leader in terms of number of companies rated in our core geographies. INBONIS works with tier-1 financial institutions (state-owned financiers, commercial banks and asset managers) and with hundreds (soon thousand) of SME and mid-caps 🌟 Our core mission ? To fuel SME growth by enhancing access to better long-term financing , reassuring clients and partners and improving internal financial governance. 🌐 What do we do ? We issue unbiased, robust and affordable credit ratings of SME. Our independence and experienced team are our strengths, so our ratings are trusted. Our technology (Refocal®) enables to speed up the rating process and helps capturing SMEs’ essence. 📕How do we do it? With passion. We challenge the status quo because we believe SME must be better served. Were a B-Corp, reflecting our commitment to both profit and purpose. 🔍 Exclusivity in Europe : Only ESMA-registered agencies like INBONIS Rating can issue credit ratings, enabling us to operate seamlessly across the European Union. While our current focus is on France and Spain, our vision is pan-European. Discover more about our dedication to SME and mid-cap financing and trustworthiness: http://www.inbonis.com/ #CreditRating #SMEs #EuropeanFinance #BusinessIntegrity #ESMARegistered #BCorp #FinancialExpertise
2021
Investor and Advisory Board Member
Jun 2021
PayLead is bringing together daily banking and performance marketing for retailers with its proprietary technology fuelled by payment data. PayLead offers a unique opportunity for retail advertisers to address millions of consumers across Europe with unprecedented targeting capabilities. Since 2016 PayLead has changed the way consumers are experiencing loyalty by creating an effortless reward experience when they shop either online or in-store while turning payment data into value for marketers. PayLead operates over 25 loyalty programs for the largest retail banks, neo-banks, and consumer money apps in Europe. PayLead is headquartered in Paris and also holds offices in Madrid and Barcelona.
Board Member
Jun 2021
The European Payments Council (EPC) supports and promotes, in particular, the Single Euro Payments Area (SEPA). The EPC is committed to contributing to safe, reliable, efficient, convenient, economically balanced and sustainable payments, which meet the needs of payment service users and support the goals of competitiveness and innovation in an integrated European economy. The EPC pursues this purpose through the development and management of pan-European payment schemes and the formulation of positions and proposals on European payment issues in constant dialogue with other stakeholders and regulators at the European level and taking a strategic and holistic perspective. The primary task of the EPC is to manage the SEPA Credit Transfer, SEPA Direct Debit, SEPA Proxy Lookup, SEPA Request-to-Pay, SEPA Payment Account Access and One Leg Out Instant Credit Transfer schemes in close dialogue with all stakeholders. The EPC is also active in the fields of cards, mobile payments, including Person-to-Person, payment security and cash. Further information about the EPC may be found on the website: www.epc-cep.eu
Investor and Advisory Board Member
Apr 2021
👉Tu nuevo canal de ventas B2B Web 👉 www.finnovating.com Google Play 👉 https://shorturl.at/swEW1 App Store 👉 https://apple.co/3syubWo
Show all 8 entries ↓
Investment activity
2015–2022 · 6 investments
201512021320222
Recent (last 2 years)Earlier