Welcome to XYB, where were not just changing banking services — were revolutionising them. Our mission? To fast-track the global shift towards banking thats not only innovative but also universally accessible and inclusive.
In todays fast-paced digital age, traditional banking systems need to improve to meet the evolving needs of modern customers. Thats where XYB steps in; we are spearheading the 5th generation of core banking with our trailblazing coreless banking platform.
Our platform isnt just another product in the market; its a beacon of excellence born from years of meticulous development, refinement, and stringent testing. It stands as a testament to our teams unrivalled expertise. Having launched Monese – a pioneering smart money service that has transformed the financial lives of millions across 31 countries, we took the technology and our know-how and launched XYB. It already powers Monese and the propositions of 2 global tier-1 banks.
At XYB, we envision banking as an effortless, transparent, and profoundly personal experience. Our state-of-the-art technology, advanced analytics, and flexible modular architecture empower banks and non-banks to offer seamless, customised banking solutions.
By adopting MACH (microservices, API-first, cloud-native SaaS, headless) principles and BIAN (Banking Industry Architecture Network) framework, our clients can choose from the best tools on the market today and provide a structure that makes it easy to add, replace, or remove technologies in the future.
Stay tuned for the latest breakthroughs, industry insights, and exciting product launches. As we spearhead a new era in banking, we invite you to join our quest. Lets enable financial institutions to meet and exceed customer expectations, unlocking unprecedented business potential.
