SKJOLDET - The Shield

📍 Kongens Lyngby, Denmark🗓 Founded 2024👥 9 employees💰 Last funded Jun 2026

Data Security Software Products 🌐 business.skjoldet.com

Fraud is accelerating — and the financial sectors existing tools are looking in the wrong place. Transaction monitoring catches fraud after the damage is done. We look at the fraud itself, before money moves. Skjoldet delivers a real-time, pre-transaction fraud decision layer that enables banks and payment providers to block fraudulent payments before they are authorised. Using AI and data from real users direct exposure to scams, we generate actionable signals to detect and stop fraud at the earliest possible moment — helping institutions protect customers and reduce financial losses. Our edge comes from an entirely different data source: we protect everyday users with our AI-powered fraud detection app, identifying unknown fraud, phishing, smishing, fake competitions, and fraudulent webshops in under three seconds. That real-world exposure becomes the fraud decision layer that financial institutions dont have — and cant build themselves. No integration burden. No access to customer data. Just evidence-backed fraud signals, deployable immediately. We are on a mission to make fraud ineffective — in real time, proactively, and automatically. Named country winner of the Mastercard Lighthouse partner program. Building in the Nordics for Europe — and beyond.

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2024

Founded